When Robinhood Sends Your 1099 and What to Expect

Robinhood sends 1099 forms by January 31st each year for the previous tax year

Robinhood mails or makes available your 1099 form by January 31st of the year following the one in which you traded. If you earned dividends, sold securities at a gain or loss, or received other taxable income through your account in 2024, you'll receive a 1099 form covering that activity by January 31, 2025. The form arrives either by mail to your address on file or through your Robinhood account dashboard, depending on your account settings and the form type.

The January 31st important date is set by the IRS and applies to all brokers. Robinhood typically completes most forms earlier in January, but the important date gives them until the last day of the month. You should not wait until late January to start gathering your tax documents — check your Robinhood account in early January to see if your forms are ready.

Key Takeaways

• Robinhood sends 1099 forms by January 31st for the previous calendar year, either by mail or through your account dashboard.
• You may receive multiple 1099 forms if you have different types of income — a 1099-DIV for dividends, a 1099-B for sales, and others depending on your activity.
• Check your Robinhood account settings to confirm whether you want forms mailed or delivered electronically, and update your address if you've moved.
• If you don't receive a form by early February, contact Robinhood support to request a copy or confirm they have the correct mailing address.

How to find your 1099 forms in your Robinhood account

Log into your Robinhood account and navigate to the Account menu, then look for a section labeled "Documents" or "Tax Documents." Robinhood typically makes 1099 forms available in your account dashboard starting in early January. You can read and print them directly from there, or request that Robinhood mail a copy to your address on file.

If you cannot locate the Documents section, check under Settings or Help — the exact menu location varies slightly depending on whether you use the mobile app or the web version. Some users find it faster to search the app or website for "1099" to jump directly to the tax forms page.

What types of 1099 forms Robinhood may send you

The form you receive depends on what you did in your account. A 1099-B covers the sale of stocks, ETFs, options, and other securities. A 1099-DIV covers dividend income from stocks and funds you held. A 1099-INT covers interest earned on cash held in your account. You may receive one, two, or all three depending on your trading and holding activity.

If you transferred securities into Robinhood from another broker, you may also receive a 1099-B that reflects the cost basis information Robinhood received from your previous broker. This is normal and does not mean you're being taxed twice — it's part of how brokers track what you originally paid for each security.

Updating your mailing address before tax season

Check your address on file in Robinhood at least by mid-January. Go to Account Settings and look for "Personal Information" or "Contact Information." If you've moved since you opened your account, update your address there so Robinhood mails your 1099 to the correct location. A 1099 sent to an old address may not reach you, and you'll have to contact Robinhood to request a replacement.

If you prefer to receive forms electronically instead of by mail, many brokers including Robinhood allow you to opt for e-delivery in your account settings. This can be faster and ensures you have a digital copy when ready when the form is ready.

What to do if you don't receive your 1099 by early February

If you've checked your Robinhood account and don't see your 1099 forms by early February, contact Robinhood support through the Help section of your account. Have your account number and the tax year in question ready. Robinhood can confirm whether they've mailed the form, resend it, or provide a copy electronically if there was a delay.

Keep in mind that if you had very little activity in your account during the year — for example, you only held cash and made no trades or received no dividends — Robinhood may not be required to send you a 1099 at all. The support team can tell you whether a form should have been generated for your account.

Understanding the information on your 1099

Your 1099-B will show each sale you made, the date you sold, the proceeds (what you received), and the cost basis (what you originally paid). Your 1099-DIV will list the dividends by type — ordinary dividends, may have access to dividends, and capital gain distributions. Your 1099-INT will show interest earned. These figures are reported to the IRS, so they must match what you report on your tax return.

If you notice an error on your 1099 — for example, a sale price that doesn't match your records — contact Robinhood when ready. They can issue a corrected form (called a 1099-B with a "CORRECTED" stamp) before the important date. Corrected forms are also reported to the IRS, so it's important to fix errors quickly rather than reporting different numbers on your tax return.

How Robinhood reports your information to the IRS

Robinhood sends a copy of your 1099 forms to the IRS at the same time they send them to you — by January 31st. The IRS uses this information to match against what you report on your tax return. If your return shows different income or gains than what Robinhood reported, the IRS may send you a notice asking for an explanation.

This is why it's important to report the exact figures from your 1099 on your tax return, or to file an amended return if you discover an error after you've already filed. Robinhood's report to the IRS is a matter of record, and your tax return needs to align with it.

Frequently Asked Questions

Can I get my 1099 before January 31st?

Robinhood usually makes 1099 forms available in your account in early January, sometimes by mid-January. You don't have to wait until January 31st to read and view your forms — check your account starting in the first week of January. However, the official important date for Robinhood to deliver them is January 31st.

What if I closed my Robinhood account during the year?

You'll still receive a 1099 for the year you had the account, even if you closed it. Robinhood will mail it to the address on file when you closed the account, or you can contact them to request the form be sent to a new address or delivered electronically.

Do I need a 1099 if I only bought stocks and didn't sell anything?

If you only bought and held stocks without selling, you won't receive a 1099-B. However, if those stocks paid dividends, you'll receive a 1099-DIV. If you held cash in your account and earned interest, you'll receive a 1099-INT. You only receive forms for income you actually earned.

What should I do with my 1099 after I receive it?

Keep your 1099 with your tax records for at least three years. You'll use the information on it to fill out your tax return — your tax software or preparer will ask for the figures from your 1099. Don't send the 1099 itself to the IRS; they receive a copy directly from Robinhood.

Can I file my taxes without waiting for my 1099?

You can file early if you have the information from your 1099 available in your Robinhood account, but most people wait until they have the official form in hand to make sure the figures are correct. Filing before you've verified your 1099 information risks reporting incorrect numbers to the IRS.