How to Get Checks from Bank of America

Finding yourself in need of checks can be more common than you'd think, even in today's digital world. Many transactions, such as paying rent, managing medical bills, or sending money to people who prefer not to use electronic means, still require an old-fashioned paper check. If you're a Bank of America customer seeking to order checks, this comprehensive guide will walk you through the process, explain your options, and answer common questions.

Understanding the Necessity for Checks

Why You Might Need Checks

Certain transactions still necessitate the use of checks due to privacy concerns, the specific requirements of a payee, or simply personal preference. Here's a list of scenarios where checks might be handy:

• Rent Payments: Some landlords prefer or only accept check payments.
• Gifts or Donations: When gifting money, especially for occasions like weddings or graduations, checks offer a personal touch.
• Utilities or Bills: Some utility companies or service providers might charge extra for credit card transactions, making checks a more cost-effective option.
• Record Keeping: Checks provide a tangible, paper trail which some individuals find more manageable than digital records.

How to Order Checks from Bank of America

Methods to Order Checks

Bank of America offers several convenient ways for customers to order checks:

1. Online Ordering Through Bank of America Website

   Ordering checks online is perhaps the most straightforward and popular approach. Follow these steps to order your checks via the Bank of America website:

   • Log Into Your Account: Access your Bank of America online banking account. If you don’t have online banking set up, you’ll need to enroll.
   • Navigate to 'Account Services': Once logged in, locate the ‘Checks’ tab under the ‘Account Services’ section.
   • Select Account: Choose the specific account for which you wish to order checks.
   • Order Your Checks: Follow the prompts to select your check design, quantity, and any additional features such as carbon copies.
   • Confirmation: Review your order, ensure your shipping address is correct, then submit your order. You should receive an order confirmation and estimated delivery date.

2. Ordering via the Mobile Banking App

   Bank of America’s mobile app provides a seamless option for ordering checks:

   • App Download: Ensure the Bank of America app is installed on your smartphone.
   • Log In: Use your credentials to log into the app.
   • Check Ordering Section: Find the link for check ordering in the navigation menu.
   • Follow Steps: As you would on the website, select account, design, and quantity, then confirm your order.

3. Via Telephone Banking

   If you’re more comfortable speaking with a representative, ordering checks over the phone is another option:

   • Customer Service Number: Call Bank of America customer service. Be prepared to provide your account information for verification.
   • Order Details: Inform the representative of your needs, from quantity to design preference.
   • Confirm Your Order: Once the information is confirmed, your order will be processed.

4. In-Person at a Branch

   Visiting a Bank of America branch is the most traditional method:

   • Consult with a Teller: A bank teller can assist with your check order. They will help with selections and complete the process for you.
   • Provide Identification: Bring identification and your account details for verification.

Choosing the Right Check Design

Bank of America offers a range of designs that cater to different tastes and preferences:

• Classic Checks: Simple and professional for basic needs.
• Themed Checks: Designs featuring landscapes, animals, or patriotic themes.
• Custom Options: Some accounts may allow further customization with personal photos or messages.

Costs and Customizations

Standard Costs

The cost of ordering checks can vary based on the type, quantity, and additional features:

• Basic Checks: Generally the most affordable option.
• Custom Designs: Often come at a higher price due to personalization features.
• Shipping Fees: Consider any associated shipping fees, which depend on speed and delivery method.

Discounts and Offers

From time to time, Bank of America may offer discounts on check orders:

• Promotional Offers: Periodic promotions might reduce the cost.
• Account Holder Discounts: Certain checking account types might include free or discounted check orders.
• Bulk Orders: Ordering in larger quantities might offer per-check savings.

Delivery and Troubleshooting

Delivery Times

Delivery times depend on your location, quantity ordered, and selected delivery option:

• Standard Delivery: Typically arrives within 7-10 business days.
• Rush Delivery: Available at an increased cost, generally delivering in 1-3 business days.

What to Do If Your Order is Delayed or Incorrect

Should you face issues with your check orders, such as delayed delivery or incorrect customization, follow these steps:

• Contact Customer Service: Utilize the Bank of America helpline for assistance.
• Provide Order Details: Have your order confirmation number ready to streamline the process.
• Request Resolution: Clearly state the issue and request a resolution, whether it’s a reorder or refund.

Frequently Asked Questions

Can I order checks if I don’t have an online banking account?

Yes, you can order checks without an online account by visiting a branch or calling customer service.

What if my checks are lost or stolen?

Contact Bank of America immediately to stop payment on the missing checks and prevent unauthorized use.

Is online ordering safe?

Yes, ordering checks online through the Bank of America platform is secure and encrypted.

How can I check the status of my order?

You can track your checks through your online account under the check order section, or by contacting customer support.

Additional Resources

For further assistance or reading, consider these resources:

• Bank of America Customer Service: Access for personalized support.
• Secure Banking Guides: Review articles on banking securely to protect your information.
• Financial Management Blogs: Many financial blogs provide insightful tips on check usage and banking efficiency.

To explore more about personal finance, tips on managing your accounts efficiently, or related services, feel free to browse our website’s collection of finance-related articles, crafted to empower you with practical knowledge and guidance.