Where to Find Your Bank of America Account Number

Your account number appears in multiple places on your Bank of America statements and cards

Your Bank of America account number is a unique identifier for your specific account. You can find it on your debit card, on paper statements, in the mobile app, and on your monthly billing documents. The number is typically 10 digits long, though the full reference number printed on checks includes additional digits.

The fastest way to locate it depends on what you have in front of you right now. If you have a physical card or a recent statement, you can find it in seconds. If you need it urgently and don't have those items, the mobile app or a phone call to customer service will get you the answer within minutes.

Key Takeaways

• Your account number is printed on your debit card, usually below your name or on the back near the security features.
• Paper statements show your account number at the top right or in the account summary section.
• The Bank of America mobile app displays your account number under account details or settings.
• You can call Bank of America customer service at the number on the back of your card to confirm your account number without logging in.
• The routing number (nine digits) and account number are different; you need both for wire transfers and ACH payments.

Finding your account number on your debit card

Look at the front of your Bank of America debit card. Below your name, you will see a series of numbers. The last 10 digits of that number are your account number. Some cards print it clearly; others print it smaller or in a different location depending on the card design.

If the numbers are hard to read on the front, flip the card over. Bank of America sometimes prints the account number on the back as well, often near the security code or in the bottom right corner. The account number itself does not change if you get a replacement card, so this number will remain the same even if your physical card is reissued.

Locating it on your monthly statement

Open any paper statement Bank of America has mailed to you. Look at the top right corner of the first page. Your account number is usually printed there in a line that reads "Account Number:" followed by the 10-digit number. If it is not in the top right, scan the account summary section, which typically appears near the top of the statement.

The statement also shows your routing number separately, usually near the account number. The routing number is always 021000021 for Bank of America, but the account number is unique to you. If you have not received a statement recently, you can request one by phone or through your online account.

Checking the Bank of America mobile app

Open the Bank of America mobile app and sign in with your username and password. Tap on the account you want to view. On the account details screen, look for a section labeled "Account Information" or "Account Details." Your account number will be displayed there, usually with an option to copy it to your clipboard.

Some versions of the app show the account number directly on the main account view; others require you to tap a menu or settings icon. If you cannot find it when ready, look for a three-line menu icon (sometimes called a hamburger menu) or a gear icon for settings. The account number is always available in the app without needing to call customer service.

Calling Bank of America customer service

If you do not have a card, statement, or access to the app, call the customer service number on the back of any Bank of America card you have. If you do not have a card, call 1-800-432-1000. Have your Social Security number and date of birth ready.

You do not need to log into your account online to get this information over the phone. A representative can verify your identity and read your account number to you. This method takes a few minutes but works if all other options are unavailable.

Understanding the difference between account number and routing number

Your account number is 10 digits and identifies your specific account. Your routing number is nine digits and identifies Bank of America as the bank. When you set up a wire transfer, direct deposit, or automatic payment, you need both numbers.

Bank of America's routing number is 021000021 for all customers. Your account number is unique to you. If someone asks for your "account and routing number," they are asking for both pieces of information. Confusing them will cause the transaction to fail or go to the wrong account.

What to do if you cannot locate your account number

If you have tried the methods above and still cannot find it, the fastest option is to call Bank of America at 1-800-432-1000. You can also visit a Bank of America branch in person with a photo ID, and a teller will provide it when ready.

If you are trying to complete a transaction and need the number right now, the phone line is usually faster than visiting a branch. Customer service representatives can confirm your account number within a few minutes of verifying your identity. Keep the number written down or saved in a find place once you have it, so you do not have to look it up repeatedly.

Frequently Asked Questions

Is my account number the same as my card number?

No. Your card number is the 16 digits printed on the front of your debit card. Your account number is the last 10 digits of that card number. They are related but not identical. Your account number stays the same even if you get a new card, but your card number changes.

Can I find my account number online without logging in?

No. The Bank of America website requires you to log in to view your account number. If you cannot remember your login credentials, you can reset your password on the login page, or call customer service to verify your identity over the phone instead.

Do I need my account number to log into my Bank of America account?

No. You log in with your username and password or your Social Security number and password, depending on how you set up your account. Your account number is not used for login; it is used for transactions like wire transfers and direct deposits.

What if my account number is different on my card than on my statement?

This should not happen. If the numbers do not match, contact Bank of America customer service when ready. It may indicate an error in how the information was printed, or there may be an issue with your account that needs to be resolved.

How do I find my account number if I have a savings account and a checking account?

Each account has its own account number. If you have both a checking and savings account, your debit card is linked to your checking account, so the card shows that account number. To find your savings account number, check a savings account statement or log into the app and select the savings account from your account list.