Where to Find Your Bank of America Routing Number

Your routing number is on the bottom left of your checks, or you can find it through your Bank of America online account

Bank of America's routing number depends on which state your account was opened in. The most common routing number is 011000015, but if your account is in a different region, yours may be different. The fastest way to find your specific routing number is to look at the bottom left corner of any check from your account — it's the first set of nine digits printed there.

If you don't have checks handy, you can log into your Bank of America online account or mobile app and find it under account details. You can also call Bank of America customer service at 1-800-432-1000 and provide your account number to get your routing number read to you over the phone.

Key Takeaways

• Your routing number appears on the bottom left of any Bank of America check as the first nine-digit number.
• Bank of America's routing number varies by state, so the number on your checks is the correct one for your specific account.
• You can find your routing number by logging into your online account, checking the mobile app, or calling customer service.
• You need your routing number when setting up direct deposit, wire transfers, or automatic bill payments.
• The routing number is not the same as your account number — they are printed separately on your checks.

Finding your routing number in your online account

Log into your Bank of America account at bankofamerica.com or through the mobile app. Once you're signed in, go to the account you want information for and look for a section labeled "Account Details," "Account Information," or "Routing and Account Numbers." The routing number will be displayed there alongside your account number.

The mobile app often shows this information on the main account screen. Tap on the account, then look for a menu option that says "View account details" or "More options." The routing number is usually listed near the top of that section. If you can't find it, you can also take a screenshot of your check — the routing number is always the first nine digits on the bottom left.

Reading the routing number from a check

Every Bank of America check has three sets of numbers printed along the bottom in magnetic ink. The first set of nine digits is your routing number. The second set is your account number. The third set is your check number.

For example, if you see "011000015" as the first number on the bottom of your check, that is your routing number. Write it down exactly as it appears. Make sure you're copying the first set of numbers, not the middle set (which is your account number) or the last set (which is just the check number).

Why routing numbers vary by state

Bank of America operates in multiple regions across the country, and each region has its own routing number. The routing number tells the banking system which Bank of America branch or processing center should handle your transaction. Your specific routing number depends on which state your account was opened in, not necessarily where you live now.

If you moved to a different state after opening your account, your routing number stays the same. You don't need to update it or open a new account. The routing number on your checks is always the correct one to use for your account, no matter where you are.

Using your routing number for direct deposit and transfers

Your employer or a government agency will ask for your routing number when you set up direct deposit. You'll also need it if you're arranging a wire transfer from another bank into your Bank of America account, or if you're setting up automatic bill payments from your account. Always double-check that you've entered the routing number correctly — a mistake in even one digit can send money to the wrong place or delay the transaction.

When you provide your routing number to an employer or service, you'll usually also need to provide your account number. These are two separate pieces of information. Your routing number identifies which bank and region, while your account number identifies your specific account within that bank.

What to do if you can't find your routing number

If you don't have access to a check and can't log into your online account, call Bank of America customer service at 1-800-432-1000. Have your account number ready. A representative can tell you your routing number over the phone and can also confirm it in writing if you ask them to send it by mail or email.

You can also visit a Bank of America branch in person with your ID and ask a teller for your routing number. They can print it out for you or write it down. This is useful if you need it right away and don't want to wait for a phone call or email.

Frequently Asked Questions

Is the routing number the same for all Bank of America customers?

No. Bank of America has different routing numbers for different states and regions. The routing number on your checks is the correct one for your account. If you're unsure whether you have the right routing number, check your checks or log into your online account to confirm.

Can I use 011000015 as my routing number?

011000015 is a common Bank of America routing number, but it may not be the correct one for your account. Always use the routing number printed on your checks or shown in your online account details. Using the wrong routing number can cause delays or send money to the wrong place.

Do I need a new routing number if I move to a different state?

No. Your routing number stays the same even if you move. The routing number is tied to where your account was opened, not where you currently live. You can continue using the same routing number for all transactions.

What's the difference between a routing number and an account number?

Your routing number identifies your bank and region (nine digits, printed first on your check). Your account number identifies your specific account within that bank (usually 10 to 12 digits, printed second on your check). You need both pieces of information for direct deposit and wire transfers.

Can I find my routing number on a Bank of America debit card?

No. Your debit card shows your card number and expiration date, but not your routing number. You'll need to check your checks, online account, or call customer service to find your routing number.