Where to Find Your Bank of America Account Number

Your account number appears on your debit card, checks, and online banking

Your Bank of America account number is a unique identifier for your specific checking or savings account. It is not the same as your routing number (which identifies Bank of America itself) or your card number. You can find your account number in several places without calling customer service or visiting a branch.

The fastest method depends on what you have access to right now. If you have your debit card, checks, or can log into your online account, you can locate it in under a minute. Each method shows the same 10-digit number.

Key Takeaways

• Your Bank of America account number is a 10-digit code printed on your debit card, checks, and statements.
• The account number appears on the bottom left of your debit card, after the routing number on checks, and in your online banking profile.
• Your account number is different from your routing number (026009593 for most Bank of America accounts) and your 16-digit card number.
• You can find your account number without logging in by looking at a physical check or debit card.

Finding your account number on your debit card

Look at the bottom left of your Bank of America debit card. You will see a series of numbers printed there. The first set is your routing number (usually 026009593). when ready after that, separated by a small space or symbol, is your 10-digit account number.

The card itself also has a 16-digit card number printed across the front, but that is not your account number. The account number is only on the bottom edge of the card, in smaller print than the front-facing card number.

Finding your account number on a check

If you have a checkbook, look at the bottom of any check. You will see three groups of numbers. Reading left to right: the first group is your routing number, the second group is your account number, and the third group is the check number.

Your account number on a check is typically 10 digits long. This layout is standard across all banks, so the position is always the same. You do not need to write a check or deposit it—just look at an unused check from your book.

Finding your account number in online banking

Log into your Bank of America account at bankofamerica.com or through the mobile app. Once you are signed in, go to your account overview or account details page. Your account number will be displayed there, often labeled as "Account Number" or shown next to your account type (checking or savings).

You can also find it on your monthly statement. Log in, navigate to statements, and open any recent statement. Your account number appears near the top of the document, usually next to your account type and current balance.

Finding your account number on your statement

Bank of America sends statements by mail or email, depending on your preferences. Open any statement from the past few months. Your account number is printed near the top, usually in the upper right corner or next to your name and address block.

If you receive statements electronically, you can read them from your online banking account. The account number location is the same on digital statements as on paper ones.

What to do if you cannot find your account number

If you do not have a debit card, checks, or access to online banking, you can contact Bank of America directly. Call the customer service number on the back of your debit card, or visit a local branch with a photo ID. A representative can provide your account number over the phone or in person.

You can also use the Bank of America mobile app to retrieve your account number if you have already set up login credentials. The app displays your account number on the account overview screen once you sign in.

Understanding the difference between account number, routing number, and card number

These three numbers are often confused because they all appear on your debit card or checks, but they serve different purposes. Your routing number identifies Bank of America as your bank—it is the same for all Bank of America customers in most regions. Your account number identifies your specific account within Bank of America. Your card number is the 16-digit number on the front of your debit card and identifies that specific card, not your account.

When you set up direct deposit, wire transfers, or automatic payments, you typically need your routing number and account number together. When you make a purchase with your debit card, only your card number is used. Knowing which number to provide for which purpose prevents delays and errors.

Frequently Asked Questions

Is my account number the same as my card number?

No. Your card number is the 16 digits printed across the front of your debit card. Your account number is the 10 digits printed on the bottom left of the card, after your routing number. They are different numbers tied to different things—your card can be replaced, but your account number stays the same.

Can I use my account number to make purchases online?

No. Online purchases require your 16-digit card number, expiration date, and CVV code. Your account number is used for bank-to-bank transfers, direct deposits, and bill payments, not for card transactions.

What is the routing number and how is it different from my account number?

Your routing number identifies Bank of America itself and is the same for most Bank of America customers (usually 026009593). Your account number identifies your specific account. Together, they are used for direct deposits, wire transfers, and ACH payments. You need both numbers to complete these transactions.

Do I need my account number to log into online banking?

No. You log in with your username and password or through the mobile app. Once logged in, your account number is displayed on your account overview page. You do not need to know it beforehand to access your account.

Will my account number change if I close and reopen an account?

Yes. If you close your Bank of America account and open a new one later, you will receive a new account number. The old account number will no longer be active. If you have automatic payments or direct deposits set up, you will need to update them with your new account number.