Where to Find Your Bank of America Account Number

Your account number appears in multiple places on your Bank of America statements and online

Your Bank of America account number is a unique identifier for your specific deposit or credit account. It is not the same as your routing number (which identifies the bank branch) or your card number. You can find your account number on paper statements, through your online banking portal, on checks, or by calling customer service.

The account number is typically 10 digits long for Bank of America deposit accounts, though the exact format depends on the account type. You will need this number when setting up direct deposit, arranging wire transfers, or authorizing third parties to access your account information.

Key Takeaways

• Your Bank of America account number is printed on paper statements in the upper right corner and appears in your online banking dashboard.
• The account number is the middle set of digits on the bottom of your checks, between the routing number and the check number.
• You can view your account number by logging into your Bank of America online account or mobile app under account details.
• If you cannot locate your account number, calling Bank of America customer service at 1-800-432-1000 will provide it within minutes.

Finding your account number on paper statements

If you receive paper statements by mail, your account number is printed in the upper right corner of the first page. It typically appears next to or below your account type label (such as "Checking" or "Savings"). The number is usually printed in a larger font than other account details to make it straightforward to spot.

Bank of America statements also print your account number on the bottom of each page in smaller text, along with the statement date and page number. If you have multiple accounts with Bank of America, each statement will show only the account number for that specific account.

Locating your account number online

Log into your Bank of America online banking account at bankofamerica.com. Once you are signed in, your account number appears on the main dashboard or home page, typically displayed under your account name or in an "Account Details" section. The number is shown in full without any digits hidden or masked.

You can also find your account number in the Bank of America mobile app. Open the app, sign in, and tap on the account you need information for. The account number will display in the account summary or details screen. Some users find it helpful to screenshot or note this information for future reference.

Reading your account number from checks

The bottom of every Bank of America check contains three sets of numbers in magnetic ink. From left to right, these are: the routing number (9 digits), your account number (10 digits), and the check number. Your account number is always the middle set of numbers on the bottom line of the check.

This format is standard across all U.S. banks and follows the MICR (Magnetic Ink Character Recognition) standard. If you have a checkbook, you do not need to call or log in online — your account number is printed on every single check.

Contacting Bank of America customer service

If you cannot find your account number through any of the methods above, you can call Bank of America customer service at 1-800-432-1000. Have your Social Security number, date of birth, and a form of identification ready when you call. A representative will verify your identity and provide your account number within a few minutes.

Bank of America also offers customer service through its mobile app and online chat feature during business hours. Both options can retrieve your account number without requiring a phone call. Wait times vary depending on the time of day and day of the week.

Understanding account numbers versus other identifiers

Your Bank of America account number is different from your routing number, card number, and online banking username. The routing number (026009593 for most Bank of America locations) identifies the specific branch or processing center, not your individual account. Your debit or credit card number is a separate identifier used only for card transactions.

When you need to provide account information to set up direct deposit or authorize a payment, confirm which number is being requested. Employers and payroll systems typically ask for your account number and routing number together. Third-party payment services may ask for your account number alone or in combination with other identifiers.

What to do if you have multiple Bank of America accounts

If you hold more than one account with Bank of America — such as a checking account, savings account, and money market account — each account has its own unique 10-digit number. When you log into online banking, your dashboard will list all accounts with their respective numbers displayed separately.

Paper statements are issued separately for each account, so each statement will show only that account's number. If you need to reference a specific account for a transaction or inquiry, make sure you are using the correct number for that particular account, not another one you hold.

Frequently Asked Questions

Is my account number the same as my card number?

No. Your account number is a 10-digit identifier for your bank account. Your debit or credit card number is a separate 16-digit number printed on the front of your card. They serve different purposes and should not be confused.

Can I find my account number without logging into online banking?

Yes. Check the upper right corner of any paper statement you have received, or look at the bottom of any check in your checkbook. Both show your account number without requiring online access. You can also call 1-800-432-1000 to speak with a representative.

Why do I need my account number?

You need your account number to set up direct deposit from your employer, arrange wire transfers, authorize automatic bill payments, and provide banking information to third parties. Some customer service inquiries also require your account number to pull up your specific account details.

What if I lost my checks and do not have a paper statement?

Log into your Bank of America online account or mobile app to view your account number in your account details. If you do not have online access set up, call customer service at 1-800-432-1000 with your Social Security number and date of birth ready for verification.

Is it safe to share my account number?

Your account number alone does not pose the same security risk as sharing your full card number or PIN. However, only provide your account number to trusted sources such as your employer for direct deposit or your bank for authorized transactions. Never share it in response to unsolicited calls or emails.