How to Order Checks From Bank of America

You can order a checkbook from Bank of America online, by phone, or in person at a branch

Bank of America lets you order checks through three main routes: your online banking account, a phone call to customer service, or a visit to any Bank of America branch. The online method is fastest — you can place an order in minutes and checks typically arrive within 7 to 10 business days. Phone and in-person orders follow the same timeline. You'll need your account number and routing number ready, though the bank already has both on file.

Bank of America charges for checks. The cost depends on the style and quantity you order — standard checks cost less than designer or duplicate checks. You can see exact pricing before you confirm your order through any method. Some accounts include a certain number of free checks per year, so check your account benefits first.

Key Takeaways

• Order checks online through your Bank of America account, by calling 1-800-432-1000, or at any branch — all three methods take 7 to 10 business days for delivery.
• Bank of America charges for checks based on style and quantity, with pricing visible before you complete the order.
• You need your account number and routing number to order, but the bank already has both in your profile.
• Some Bank of America accounts include a set number of free checks annually, so review your account details before paying.

Ordering checks online through your Bank of America account

Log into your Bank of America online banking account and look for the "Checks" or "Order Checks" link, usually found under Account Services or a similar menu. Click through to the check ordering tool. You'll see options for check style — standard single checks, duplicate checks (with a carbon copy), or designer checks with custom images or colors. Select the quantity you want (typically 25, 50, 100, or 200 checks per box) and review the price.

The system will confirm your mailing address and let you change it if needed. Bank of America ships checks to the address on file for your account. Once you review all details and confirm your order, you'll receive a confirmation number. Checks ship within 1 to 2 business days and arrive in 7 to 10 business days total. You can use your debit card or account balance to pay for the order at checkout.

Ordering by phone or at a branch

Call Bank of America customer service at 1-800-432-1000 to order checks by phone. Have your account number ready. A representative will walk you through style and quantity options, confirm your mailing address, and process payment. The timeline is the same as online — 7 to 10 business days from order to delivery.

You can also walk into any Bank of America branch and ask a teller or banker to order checks for you. They'll use the same system and can show you sample check styles in person. This method works well if you want to see the designs before ordering or prefer to handle it face-to-face. Payment and delivery timing remain the same.

What information you need to have ready

You'll need your account number, which appears on your debit card and statements. The routing number for Bank of America is typically 026009593 for most U.S. accounts, but the bank will confirm the correct number during ordering. You should also have your current mailing address available, since that's where checks will ship.

If you're ordering for a joint account, either account holder can place the order. The checks will print both names if that's how the account is registered. If you want checks in only one name on a joint account, contact the branch or customer service to discuss options — some accounts allow this, but it depends on how the account was set up.

Understanding check pricing and free check benefits

Standard checks cost between $10 and $20 per box of 25 checks, though the exact price varies based on current promotions and your account type. Duplicate checks (with a carbon copy for your records) cost more — usually $15 to $25 per box. Designer checks with custom images or colors run $20 to $40 per box. You'll see the exact price before you confirm your order, so there are no surprises.

Some Bank of America accounts include a set number of free checks per year as part of your account benefits. Premium checking accounts and certain student or senior accounts may offer this. Log into your account or call 1-800-432-1000 to confirm whether your account includes free checks. If it does, you can order up to that limit at no cost before you're charged for additional boxes.

How long checks take to arrive and what to do while you wait

From the moment you place your order, Bank of America typically ships checks within 1 to 2 business days. Delivery takes another 5 to 8 business days through standard mail, so plan for 7 to 10 business days total. If you need checks sooner, ask about expedited shipping options when you order — some are available for an additional fee, though not all account types may have access to.

While you wait for your checks to arrive, you can still pay bills and transfer money using your debit card, online bill pay through your Bank of America account, or mobile banking. If you absolutely need a check before your order arrives, visit a branch and ask about counter checks — temporary checks the bank can print on the spot that draw from your account. These are usually free and work the same way as regular checks.

Reordering checks and managing your check supply

You can reorder checks anytime through the same three methods — online, phone, or in person. Many customers set up a reorder when they're halfway through their current box so new checks arrive before they run out. Bank of America's online system often remembers your previous order details, so reordering takes even less time the second time around.

If you lose checks, report it to Bank of America when ready by calling 1-800-432-1000 or visiting a branch. The bank can flag those check numbers so they won't clear if someone tries to use them. You can then order a replacement box. If you close your account, stop ordering checks — any checks you've already ordered will still be valid until they're used, but new orders won't process.

Frequently Asked Questions

Can I order checks if I have a savings account instead of checking?

No. Bank of America only issues checks for checking accounts. Savings accounts don't come with check-writing privileges. If you need checks, you'll need to open a checking account or transfer money to an existing checking account you hold.

What if my checks arrive damaged or with the wrong information printed on them?

Contact Bank of America when ready at 1-800-432-1000 or visit a branch with the damaged checks. The bank will reorder a replacement box at no charge. Keep the damaged checks until the replacement arrives so you can show the bank what went wrong.

Can I order checks with a different name than what's on my account?

No. Checks must match the name registered on your account. If you've recently married or changed your legal name, update your account information with Bank of America first, then order checks. This typically takes a few business days to process.

Do I have to order checks through Bank of America, or can I use a third-party printer?

You can use third-party check printers like Deluxe or Costco Checks, which are often cheaper than Bank of America's pricing. Make sure any third-party checks include your correct routing number (026009593 for most Bank of America accounts) and account number. Verify the routing number with your bank before placing an order.

What happens if I order checks but then close my account?

Checks that have already been printed and shipped will still work until they're used or expire (typically after six months). However, the bank may flag them as invalid if you've closed the account. Contact Bank of America before closing to discuss what to do with any pending check orders.