Where to Find Your Bank of America Account Number

Your account number appears on statements, cards, and inside your online account

Your Bank of America account number is a unique identifier for each deposit or credit account you hold. You can find it in multiple places without calling customer service or visiting a branch. The fastest route is usually your most recent statement or your debit card itself.

Bank of America uses different account numbers for different account types. A checking account has one number, a savings account has another, and a credit card has yet another. If you have multiple accounts, each one gets its own number. You need the correct number for the specific account you are working with — using the wrong one will route your payment or transfer to the wrong place.

Key Takeaways

• Your account number appears on the bottom left of your debit card, on paper statements, and in the Account Details section of your online banking profile.
• Bank of America assigns a different account number to each account type you hold, so a checking account and savings account have separate numbers.
• Paper statements show your account number in the upper right corner and again at the bottom of the page near the routing number.
• If you cannot locate your number through these methods, you can call Bank of America customer service at the number on the back of your card.

Check your debit card

The quickest way to find your account number is to look at your debit card. The number appears on the bottom left side of the card, printed below your name. It is typically 10 digits long for Bank of America checking and savings accounts, though the exact length can vary slightly depending on your account type.

Your debit card shows only the account number for the checking account linked to that card. If you have a separate savings account, that account will have a different number that will not appear on your debit card. You would need to find that number through your statement or online account instead.

Look at your paper statement

If you receive paper statements by mail, your account number appears in two places on every statement. The first location is the upper right corner of the first page, usually printed near the statement date. The second location is at the bottom of the statement page, printed alongside your routing number — the nine-digit code that identifies your Bank of America branch.

Paper statements are mailed monthly, so if you have not received a recent one, this method may not be practical. You can request that Bank of America mail you a statement, but this takes several days. For an when ready answer, your online account or debit card is faster.

Sign into your online banking account

Log into your Bank of America online account using your username and password. Once you are logged in, look for the account you need the number for and select it. Bank of America displays your account number in the Account Details section, which you can usually find by clicking on the account name or an information icon.

Your online account shows the account number for every account you hold with Bank of America — checking, savings, credit cards, and any other products. This method works at any time of day and does not require you to have a statement or card in front of you. If you have forgotten your online banking password, you can reset it on the Bank of America login page before you sign in.

Use the Bank of America mobile app

The Bank of America mobile app displays your account number in the same location as the website. Open the app, select the account you need information for, and tap into the account details or information section. The account number will be visible there alongside other account information like your current balance and routing number.

The mobile app is often faster than the website if you are on your phone. You can also take a screenshot of the account details screen if you need to reference the number later. Make sure you are using the official Bank of America app from the Apple App Store or Google Play Store, not a third-party process.

Call Bank of America customer service

If you cannot find your account number through any of the methods above, you can call Bank of America directly. The phone number for customer service is printed on the back of your debit card or credit card. Have your card and a form of identification ready when you call, as the bank will ask you to verify your identity before providing account information.

Customer service wait times vary depending on the time of day and how busy the bank is. Calling early in the morning on a weekday typically means shorter wait times. You can also visit a Bank of America branch in person with your ID and ask a teller to provide your account number.

Understand the difference between account number and routing number

Your account number and routing number are two separate pieces of information that often get confused. Your account number identifies your specific account at Bank of America. Your routing number identifies which Bank of America branch or processing center handles your account. Both numbers appear together on your statement and are both needed for wire transfers and setting up direct deposit.

Bank of America's routing number is the same for all customers in a given region, but your account number is unique to you. When you set up direct deposit for your paycheck, you will need both numbers. When you make a transfer between your own Bank of America accounts, you typically only need the account number.

Frequently Asked Questions

Is my account number the same as my card number?

No. Your card number (the 16 digits on the front of your debit or credit card) is different from your account number (the 10 digits on the bottom left). The card number identifies the card itself, while the account number identifies the underlying bank account. You need the account number for transfers and direct deposit, not the card number.

Why do I need my account number?

You need your account number to set up direct deposit from your employer, make wire transfers, arrange automatic bill payments, and provide banking information to third parties. Some financial institutions also ask for it when you are setting up transfers between banks. Always verify you are giving the correct account number for the specific account involved in the transaction.

Can I change my account number?

Bank of America does not allow you to change your account number yourself. Your account number is assigned when you open the account and remains the same for the life of that account. If you want a different account number, you would need to close the current account and open a new one, which is not practical for most situations.

What if I see multiple account numbers in my online account?

Each account you hold with Bank of America has its own number. If you have a checking account, a savings account, and a credit card, you will see three different account numbers. Make sure you are using the correct number for the account you are working with — using the wrong number will send your payment or transfer to the wrong place.