How to Order Checks From Bank of America

Order checks online through your Bank of America account or by phone

You can order checks from Bank of America in three ways: through your online banking portal, by calling their customer service line, or by mail. The online method is fastest — you can place an order in minutes and checks typically arrive within 7 to 10 business days. Phone and mail orders take longer but work if you do not use online banking.

Bank of America does not print checks in-house. They use a third-party vendor, so you will see that vendor's name on your shipment. The cost varies depending on the style and quantity you order, and Bank of America charges a processing fee on top of the check price itself.

Key Takeaways

• Online ordering through your Bank of America account is the fastest method and lets you choose check style, quantity, and delivery speed before you pay.
• Checks ordered online arrive in 7 to 10 business days at standard shipping, or you can pay extra for expedited delivery in 3 to 5 business days.
• You can also order by calling 1-800-432-1000 (the number on the back of your debit card) or by mailing a check order form from your checkbook.
• Bank of America charges a per-box fee plus the cost of the checks themselves; prices are shown before you confirm your order online.

Ordering checks through online banking

Log into your Bank of America account on their website or mobile app. From the main menu, look for a section labeled "Checks" or "Order Checks" — the exact wording varies by app version. Click it and you will see a list of your accounts. Select the checking account you want checks for.

The next screen shows check styles available to you. Bank of America offers standard designs, and some accounts include premium or personalized options. Click the style you want and you will see the price per box. A standard box contains 25 checks. Choose how many boxes you need and whether you want standard or expedited shipping. The total cost — including Bank of America's processing fee — appears before you confirm. Enter a delivery address and payment method, then submit your order.

You will receive an order confirmation number by email. Checks ship to the address you provided and typically arrive within 7 to 10 business days. If you need them faster, expedited shipping usually costs extra and delivers in 3 to 5 business days, but availability depends on your location.

Ordering checks by phone

Call the customer service number on the back of your Bank of America debit card or ATM card. This is usually 1-800-432-1000, but the exact number may differ if you have a specialty account. Tell the representative you want to order checks.

The representative will verify your identity, confirm which account you want checks for, and ask which style you prefer. They will tell you the cost and shipping timeframe. You can pay by debit card, credit card, or have the fee deducted from your checking account. The representative will confirm your delivery address and provide an order number.

Phone orders take longer to process than online orders — expect 10 to 14 business days for delivery. This method works well if you do not use online banking or prefer to speak with someone directly.

Ordering checks by mail

If you have a checkbook, the back of the order form inside contains a mail-in check order section. Fill in the account number, the style you want, and the quantity. Include a check or money order for the amount shown on the form, or authorize Bank of America to charge your account. Mail the form to the address printed on it.

Mail orders are the slowest option. Add time for your envelope to reach Bank of America, time for them to process it, and time for checks to ship back to you. Total delivery typically takes 3 to 4 weeks. Use this method only if you cannot order online or by phone.

What happens if you run out of checks before your order arrives

If you need to pay a bill or send money before your new checks arrive, you have other options. You can transfer money online through your Bank of America account, use your debit card, write a check from a temporary checkbook (which Bank of America can issue when ready at a branch), or use a bill pay service through your bank.

If you need checks urgently, call Bank of America and ask about expedited shipping or temporary checks. Some branches can print a small number of temporary checks on the spot, though this service varies by location and may have a fee.

Check costs and what affects the price

Bank of America charges two separate costs: the price of the checks themselves and a processing or handling fee. The check price depends on the style you choose — standard designs cost less than personalized or premium designs. The processing fee is set by Bank of America and does not change based on style.

Expedited shipping costs more than standard shipping. The exact amounts are shown on the order screen before you confirm, so you know the total before you pay. Prices can change, so the cost you see when you order may differ from what you saw last time.

Some Bank of America accounts include free check orders as part of their benefits. If your account includes this, the processing fee is waived, though you still pay for the checks themselves. Check your account terms or call customer service to confirm whether your account includes free checks.

Frequently Asked Questions

How long does it take to get checks after I order them?

Standard shipping takes 7 to 10 business days from the date you place your order. Expedited shipping takes 3 to 5 business days but costs extra. Phone and mail orders take longer — typically 10 to 14 days for phone orders and 3 to 4 weeks for mail orders.

Can I order checks for a joint account?

Yes. When you select the account in your online banking portal or tell the phone representative which account you want, you can choose any account you own or co-own. The checks will be printed with the names of all account holders, or you can request checks with only your name if your account allows it.

What if my checks arrive damaged or with the wrong information?

Contact Bank of America when ready with your order number. They will reorder your checks at no charge and ship them again. Keep the damaged checks in case Bank of America asks you to return them. Do not use checks with incorrect information — contact the bank first.

Can I reorder the same checks without choosing a style again?

Yes. If you order the same style and quantity again, Bank of America usually remembers your last order and offers it as a quick reorder option in your online banking portal or when you call. This saves time if you are happy with your current checks.

Do I need to go to a branch to order checks?

No. You can order entirely online or by phone. However, if you need checks urgently and cannot wait for shipping, some branches can print temporary checks on the spot, though this service and its cost vary by location.