How to Order Checks

Question: How to Order Checks with Bank of America

Ordering checks is an essential part of managing your finances, whether you want to organize your expenditures, save records of transactions, or simply have them handy for paying bills that require paper checks. Bank of America, as one of the largest financial institutions in the United States, offers a straightforward process for ordering checks through various means. This comprehensive guide will walk you through every step of ordering, provide important considerations, and answer common questions you might have.

Understanding Your Options

Before you order checks from Bank of America, it’s critical to understand the available options. You can reorder checks through the Bank of America mobile app, online banking, visiting a branch, or by contacting their customer service. Here’s an overview of these options:

• Online through Bank of America’s website
• Via the Bank of America Mobile App
• In-person at a Bank of America Branch
• Over the Phone with Bank of America’s Customer Service

Each method has distinct processes and conveniences associated with it. Below, we will dive deeper into each option to help you choose the one that best suits your preference.

Ordering Online

Ordering checks online is among the most convenient options, offering flexibility and efficiency. Here’s how you can order checks through Bank of America's website:

Step-by-Step Guide

1. Log into Online Banking: Navigate to the Bank of America website and log in with your username and password.

2. Navigate to the "Checks" Section: Once logged in, locate the section labeled ‘Accounts’ and select your checking account. Look for an option related to checks, typically found under account services or transaction options.

3. Select "Order Checks": Follow the prompts to order checks. You will likely find an “Order Checks” link which will redirect you to the ordering page.

4. Choose Your Check Style: Bank of America partners with Harland Clarke for check printing. You’ll be redirected to their site, where you can browse various check styles and formats available for order.

5. Enter Necessary Information: Provide necessary details like the number of checkbooks, the desired starting number for your checks, and confirm your delivery address.

6. Confirm Your Order: Review your details, costs, and confirm your order. Bank of America may allow you to use saved information from your account for a quicker process.

7. Receive Confirmation: After placing the order, you will receive a confirmation email with an estimated delivery time.

Pros & Cons of Online Ordering

Ordering checks online is perfect if you favor a self-service approach and appreciate visualizing all options before making a decision.

Using the Mobile App

For tech-savvy users, ordering checks directly from the Bank of America mobile app is another excellent choice. The app provides an intuitive, on-the-go way to manage this task. Here’s a simple breakdown of the process:

Mobile App Ordering Process

1. Download and Open the App: Ensure that the Bank of America app is installed on your smartphone.

2. Log In: Use your credentials to log into the app.

3. Access Your Checking Account: Once you’re in, click on your checking account.

4. Locate the "Order Checks" Option: Within account services or options, you will find the “Order Checks” feature.

5. Select Your Preferences: Choose the check design and order quantity, similar to the online process.

6. Submit Order: Verify all information, including your shipping address, and submit your order.

Advantages of Using the App

• Ease of Use: Quickly accessible anywhere.
• Notifications and Updates: Check status updates on order delivery through push notifications.

The mobile app is ideal for managing finances on the go and ensures a seamless check ordering experience straight from your wallet’s virtual counterpart.

Visiting a Branch

For those who prefer face-to-face interaction, ordering checks from a branch is a viable option. Here’s what to expect:

In-Person Ordering Process

1. Visit Your Local Branch: Locate a Bank of America branch near you.

2. Consult with a Banker: Approach an available bank representative to assist you with the check ordering process.

3. Discuss Preferences: Share the details of your desired check design, quantity, and any specific requests.

4. Provide Information: The banker will verify your account info and place the order for you.

5. Receive Updates: You will be notified about delivery timelines and any order specifics.

Benefits of Branch Visits

• Personal Assistance: Get immediate answers to questions and guidance.
• Tailored Suggestions: Bank personnel can offer personalized check style recommendations.

This method suits individuals who appreciate personalized service and have questions requiring direct, human interaction.

Phone Ordering

Sometimes, the fastest way to resolve a query or place an order is via a phone call. Here’s a quick guide on how to order checks by calling Bank of America:

Step-by-Step Phone Ordering

1. Dial Customer Service: Call Bank of America’s customer service number, typically found on your debit card or their website.

2. Navigate the Menu: Follow the phone prompts to reach the right department, usually indicated as account services or support.

3. Speak with a Representative: Once connected, request assistance with check ordering.

4. Provide Details: Confirm your name, address, account details, and specific check preferences.

5. Confirmation: After your order is placed, verify all details, including the expected delivery timeline and any charges.

Why Choose Phone Ordering?

• Immediate Responses: Direct answers and order confirmations.
• Convenience: Helpful for those who prefer not navigating digital interfaces.

Phone ordering is perfect for individuals who prefer verbal communication and need extra help with the ordering process.

Key Considerations Before Ordering

Costs

Ordering checks from Bank of America typically comes with a fee, varying according to the style, quantity, and expedited shipping if requested. Understanding these costs upfront can help you avoid surprises later.

Customization

With various styles available, consider checking options for personalization like monograms, fonts, and additional security features such as watermarks or holograms.

Delivery Times

Standard delivery times are usually around 10 business days, but expedited options are available. Plan your orders in advance, especially if you have an immediate need for checks.

FAQs

1. Can I order checks if I have a business account? Yes, Bank of America offers both personal and business check ordering options, enabling you to manage both types of accounts efficiently.

2. What if my checks don’t arrive on time? Contact Bank of America’s customer service or check the status via online banking or the app if your order is delayed.

3. Can I reorder the same style checks I previously had? Absolutely—when you reorder online or via the app, your last used style will typically be selectable for convenience.

4. Is there a way to track my order? Yes, both the online platform and mobile app provide tracking capabilities for your orders.

Conclusion

Ordering checks from Bank of America is a straightforward process, enhanced by the variety of methods to do so—each tailored to fit different needs and preferences. Whether you enjoy digital platforms or prefer the assurance of personal interaction, Bank of America ensures that ordering checks remains hassle-free and efficient. Keep your personal preferences, needs, and circumstances in mind when choosing your method to ensure you select the one that serves you best.