How to View Your Bank of America Statements Online and by Mail

Where to find your Bank of America statements

You can see your Bank of America statements in three places: through your online account at bankofamerica.com, through the Bank of America mobile app, or by requesting paper statements mailed to your address. Most customers use the online portal because statements appear there within a day or two of the statement closing date, while paper statements take several business days to arrive by mail.

The online version is the fastest way to check what you spent, what deposits came in, and what fees were charged. You can also read statements as PDFs, print them, or set up automatic delivery by email. If you prefer paper, you can request that Bank of America mail statements to you, though this costs extra on some account types.

Key Takeaways

• Log into your Bank of America account at bankofamerica.com or open the mobile app, then select your account to view the current statement.
• Statements are usually ready to view within one to two days after your statement closing date, which varies by account type.
• You can read statements as PDF files, request email delivery, or switch to paper statements mailed to your address.
• The mobile app shows the same statement information as the website and lets you view transactions going back several years.

Viewing statements through online banking

Start by going to bankofamerica.com and signing in with your username and password. Once you are logged in, look for the account you want to review — if you have multiple checking or savings accounts, each one has its own statement. Click on the account name or the "Statements" link next to it.

Bank of America displays your most recent statement first. You will see the statement date range, your opening and closing balances, and a list of all transactions during that period. To view an older statement, use the dropdown menu or calendar tool to select a different month or year. Most accounts let you go back several years in the online system.

Using the Bank of America mobile app

The Bank of America mobile app for iPhone and Android works the same way as the website. After you log in, tap the account you want to view, then look for "Statements" or a similar option in the menu. The app shows your current statement and lets you scroll through past statements just like the website does.

One advantage of the app is that you can view statements anywhere without a computer. You can also take a screenshot or use the app's built-in share feature to send a statement to yourself by email, which is useful if you need to attach it to a form or share it with someone else.

Downloading and printing statements

Both the website and the app let you read statements as PDF files. On the website, open the statement you want, then look for a "read" button or a printer icon. Select "read as PDF" and choose where to save the file on your computer. On the mobile app, tap the three-dot menu icon next to the statement and select "read" or "Save."

Once you have the PDF, you can print it, email it, or store it in a folder on your computer. PDFs keep the same format as the original statement, so all the transaction details, account numbers, and routing information stay intact. This is the best way to keep a permanent record if you need statements for taxes, loans, or other financial records.

Getting statements by email or mail

Bank of America can send you statements by email instead of making you log in each time. To set this up, go to Settings in your online account, find "Statements & Documents," and choose "eStatements." You can select which accounts to receive by email and how often — usually monthly. Bank of America will send you a link to read the statement as a PDF each time one is ready.

If you prefer paper statements mailed to your address, you can request this through the same Settings menu. Some account types include free paper statements, while others charge a monthly fee. Bank of America will mail statements to the address on file, usually arriving five to seven business days after your statement closing date.

Understanding your statement closing date

Your statement closing date is the last day of the period covered by that statement. For example, if your closing date is the 15th of each month, your statement will show all transactions from the 16th of the previous month through the 15th of the current month. The statement itself usually becomes available online one to two days after the closing date.

Different accounts can have different closing dates. If you have a checking account and a savings account, one might close on the 15th and the other on the 20th. You can find your closing date by looking at any statement — it is printed at the top. Knowing your closing date helps you understand when to expect your next statement and when new transactions will start appearing on the following month's statement.

Troubleshooting missing or delayed statements

If you cannot find a statement you are looking for, first check that you are looking at the correct account — it is straightforward to accidentally click on a different checking or savings account. Then verify the date range. If the statement should be there but is not showing up, try logging out and logging back in, or clearing your browser's cache and cookies.

Statements sometimes take longer than usual to post if there were system updates or if your account had unusual activity that required review. If a statement is more than three business days overdue, contact Bank of America customer service through the website, the app, or by phone. They can tell you whether the statement is delayed or if there is a problem with your account.

Frequently Asked Questions

How far back can I view statements online?

Bank of America typically lets you view statements going back seven years through online banking. If you need statements older than that, contact customer service and they can help you retrieve archived statements, though there may be a fee for very old records.

Can I get statements for a closed account?

Yes. After you close an account, you can still view its statements online for a limited time. If you need statements from a closed account after that period, call Bank of America customer service with your account number and they can send you copies.

What if I do not recognize a transaction on my statement?

Click on the transaction to see more details — the merchant name, the date, and sometimes a category. If you still do not recognize it, you can dispute it through your online account or by calling customer service. Bank of America will investigate and may reverse the charge if it was unauthorized.

Do I need to keep paper copies if I read statements as PDFs?

No. PDFs are considered official records and are acceptable for taxes, loans, and other financial purposes. Store them in a safe folder on your computer or cloud storage. Many people keep PDFs for the current year and the previous two years, then delete older ones to save space.

Can someone else see my statements if they use my account?

Only if they have your login credentials. If you share a device with someone, make sure you log out after viewing your statements. If you want another person like a spouse or accountant to see your statements regularly, Bank of America lets you set up authorized users or power of attorney access through your account settings.