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Bank of America Hours and Holiday Closures

When Bank of America branches are open and closed

Most Bank of America branches are open Monday through Friday from 9 a.m. to 5 p.m., and Saturday from 9 a.m. to 1 p.m. Sunday hours vary by location — some branches open at 10 a.m. or 11 a.m. and close at 3 p.m. or 4 p.m., while others stay closed. Hours differ significantly between branches, especially in rural areas or smaller towns, so the branch nearest you may have a different schedule than the one across town.

Bank of America closes on federal holidays: New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving, and Christmas. On these days, all branches are closed and you cannot visit in person, though you can still use ATMs and online banking.

The fastest way to check your specific branch's hours is to visit bankofamerica.com, click "Locations," enter your zip code or address, and select the branch. The page shows that branch's exact hours for each day of the week. You can also call the branch directly or use the Bank of America mobile app, which displays hours for nearby locations.

Key Takeaways

  • Standard Bank of America branch hours are 9 a.m. to 5 p.m. Monday through Friday and 9 a.m. to 1 p.m. Saturday, but hours vary by location.
  • All Bank of America branches close on the eleven federal holidays, including New Year's Day, Thanksgiving, and Christmas.
  • You can check your branch's exact hours on bankofamerica.com by searching your location, or call the branch directly.
  • ATMs and online banking remain available even when branches are closed, so you can withdraw cash or transfer money anytime.

What you can do when your branch is closed

If you need to deposit a check or withdraw cash and your branch is closed, you have several options. Bank of America ATMs work 24 hours a day, seven days a week. You can deposit checks using the ATM's mobile check deposit feature if you have the Bank of America app, or use a physical ATM deposit envelope if your ATM has one.

Online banking through bankofamerica.com or the mobile app lets you transfer money between your own accounts, pay bills, and send money to other people at any time. If you need to speak to someone, Bank of America customer service is available by phone 24 hours a day at 1-800-432-1000. You can also visit a different Bank of America branch if one nearby has extended hours or weekend availability.

Holiday schedules and special closures

Bank of America publishes its holiday schedule each year on its website. In addition to the eleven federal holidays, some branches may close early on certain days or have modified hours around major holidays. For example, some branches close at 3 p.m. on the day before Thanksgiving or Christmas, though this varies.

Natural disasters, severe weather, or local emergencies can also cause temporary branch closures. If a branch in your area is affected, Bank of America updates its website and app to show the closure. You can check the "Locations" page or call ahead before traveling to a branch during or after severe weather.

Finding a branch that's open right now

The Bank of America website and mobile app both show which branches are currently open. On the website, go to "Locations," enter your zip code, and the results display each branch's status — "Open now" or "Closed." The app does the same thing and can use your phone's location to find the nearest open branch automatically.

If you need to reach someone when ready and your local branch is closed, call 1-800-432-1000. Bank of America's phone lines are staffed 24 hours a day, and representatives can help with account questions, transfers, and many other tasks without requiring you to visit a branch.

Weekend and evening access

Saturday hours at Bank of America branches are typically 9 a.m. to 1 p.m., which is shorter than weekday hours. If you work during the week, Saturday morning may be your only chance to visit in person. Some branches in busy areas or shopping centers stay open later on Saturday or have Sunday hours, so check your specific location.

Bank of America does not offer extended weekday evening hours at most branches — closing time is usually 5 p.m. Monday through Friday. If you cannot make it during standard hours, using ATMs, online banking, or calling customer service are your most practical options.

Frequently Asked Questions

Is Bank of America open on Sundays?

Some Bank of America branches are open on Sunday, usually from 10 a.m. or 11 a.m. to 3 p.m. or 4 p.m., but many are closed. Check your specific branch's hours on bankofamerica.com or call ahead to confirm before making a trip.

Can I use my debit card or ATM when the branch is closed?

Yes. Bank of America ATMs work 24 hours a day, and you can withdraw cash, deposit checks, and check your balance anytime. Debit card purchases at stores and online also work around the clock, regardless of branch hours.

What happens if I need to deposit cash after hours?

Most Bank of America ATMs accept cash deposits, though not all do. If your ATM does not have a cash deposit slot, you can deposit the cash at any other Bank of America ATM that does, or wait until the branch reopens. Check your ATM's screen or call customer service to confirm it accepts cash.

Are Bank of America branches closed on Veterans Day?

Yes, all Bank of America branches are closed on Veterans Day, which falls on November 11 each year. ATMs and online banking remain open, so you can still access your money.

How do I know if my branch is closed for a reason other than regular hours?

Check the "Locations" page on bankofamerica.com or the mobile app — it shows whether a branch is temporarily closed due to weather, staffing, or other issues. You can also call the branch directly or contact customer service at 1-800-432-1000.

This guide is for general information only and is not medical, financial, legal, or other professional advice. For decisions specific to your situation, consult a qualified professional. See our Editorial Policy.