Bank of America Holiday Hours and When Branches Close

How to check if your Bank of America branch is open today

Bank of America branches operate on different schedules depending on location, day of the week, and whether a federal holiday falls on that day. The fastest way to know if your specific branch is open is to visit bankofamerica.com, click "Locations," enter your zip code or address, and view the hours listed for that branch. You can also call your branch directly — the phone number appears in the same search result.

Most Bank of America branches open at 9 a.m. on weekdays and close between 4 p.m. and 6 p.m., but some locations in urban areas or shopping centers stay open later. Saturday hours typically run 9 a.m. to 1 p.m., and most branches are closed on Sundays. These times are not uniform across all locations, so checking your branch's specific hours takes less than two minutes and removes doubt.

Key Takeaways

• Bank of America's website location finder shows real-time hours for your specific branch, updated daily.
• Most branches close between 4 p.m. and 6 p.m. on weekdays, but hours vary by location and some branches stay open later.
• Federal holidays cause closures on days like Thanksgiving, Christmas, New Year's Day, and Independence Day — check the bank's holiday schedule before visiting.
• You can handle many transactions online or through the mobile app without visiting a branch, even on days when your location is closed.

Federal holidays when Bank of America branches close

Bank of America closes all branches on the following federal holidays: New Year's Day (January 1), Martin Luther King Jr. Day (third Monday in January), Presidents' Day (third Monday in February), Memorial Day (last Monday in May), Juneteenth (June 19), Independence Day (July 4), Labor Day (first Monday in September), Columbus Day (second Monday in October), Veterans Day (November 11), Thanksgiving Day (fourth Thursday in November), and Christmas Day (December 25).

On these days, you cannot visit a branch in person, but you can still use ATMs, online banking, and the mobile app. If you need to deposit a check or handle a transaction that requires a teller, plan ahead and visit the day before the holiday. Some branches may also close early on the day before a major holiday like Thanksgiving or Christmas, so calling ahead is worth the time if you are planning a visit near a holiday.

What you can do when your branch is closed

Bank of America offers several ways to handle banking needs without visiting a branch. You can deposit checks through the mobile app using mobile check deposit, transfer money between accounts online, pay bills through online banking, and withdraw cash from any Bank of America ATM 24 hours a day. The mobile app also lets you view your balance, check recent transactions, and lock or unlock your debit card.

If you need to speak with someone, Bank of America customer service is available by phone at 1-800-432-1000 during extended hours. You can also visit a different Bank of America branch if yours is closed — your account works at any location. For questions about a specific transaction or account issue, calling customer service often resolves the problem faster than waiting for a branch to reopen.

Saturday and Sunday hours at Bank of America

Most Bank of America branches are open on Saturday from 9 a.m. to 1 p.m., though some locations in major cities or shopping centers may stay open until 2 p.m. or 3 p.m. Very few branches are open on Sunday, and those that are typically operate from 11 a.m. to 3 p.m. in high-traffic areas only. Your branch's weekend schedule appears on the location finder when you search by zip code.

If you cannot visit during Saturday hours, remember that you can deposit checks and handle many transactions through the mobile app or online banking on Sunday and any other day. ATMs are always available, so you can withdraw cash or check your balance at any time, even when the branch itself is closed.

Planning ahead for time-sensitive banking needs

If you need to complete a transaction that requires a teller — such as depositing a large amount of cash, ordering a cashier's check, or resolving an account issue — check your branch's hours before you go. Bank of America branches can be busy during lunch hours and late afternoon, so visiting mid-morning or early afternoon often means shorter wait times. If your branch closes at 5 p.m. and you arrive at 4:45 p.m., you may not have time to complete your transaction.

For transactions you can handle online or through the app, there is no need to wait for branch hours. Mobile check deposit, for example, processes overnight, so you can deposit a check on Sunday evening and the funds typically post by Tuesday morning. Knowing which transactions you can handle remotely saves you a trip and removes the need to plan around branch schedules.

Using Bank of America services outside your local branch

Your Bank of America account works at any of the bank's branches nationwide. If your regular branch is closed and you need to visit a location in person, you can go to any other Bank of America branch that is open. This is useful if you are traveling, if your branch has limited hours, or if you need service on a day when your location is closed.

Bank of America also partners with Allpoint and MoneyPass ATM networks, giving you access to thousands of ATMs beyond Bank of America's own machines. You can withdraw cash, check your balance, and handle other ATM transactions at these partner locations without paying out-of-network fees. The mobile app shows nearby ATMs and their locations, making it straightforward to find one when you need cash.

Frequently Asked Questions

Can I deposit a check on a Sunday when my branch is closed?

Yes, you can deposit checks through the Bank of America mobile app on Sunday or any day. Mobile check deposit processes overnight, and funds typically post within one to two business days. This works for personal checks, business checks, and most other check types.

What time do most Bank of America branches close on weekdays?

Most branches close between 4 p.m. and 6 p.m. on weekdays, but times vary by location. Some branches in urban areas or shopping centers stay open until 7 p.m. or later. Check your specific branch's hours on bankofamerica.com or call the location directly.

Is Bank of America open on Veterans Day?

No, Bank of America closes all branches on Veterans Day (November 11). However, you can use ATMs, mobile banking, and online banking to handle most transactions. If you need a teller, visit the day before or the day after the holiday.

Can I withdraw money from a Bank of America ATM when the branch is closed?

Yes, Bank of America ATMs are available 24 hours a day, seven days a week, even when branches are closed. You can withdraw cash, check your balance, and transfer money between accounts at any ATM using your debit card and PIN.