Bank of America Branch Hours on Juneteenth

Bank of America is closed on Juneteenth

Bank of America observes Juneteenth (June 19) as a federal holiday and closes all branches on that day. If Juneteenth falls on a weekend, the bank observes the holiday on the nearest weekday — usually the Friday before if June 19 is a Saturday, or the Monday after if it is a Sunday.

When the branch is closed, you cannot visit in person, but you can still use ATMs, online banking, and the mobile app to check balances, transfer money, and pay bills. Phone banking may also be available, though wait times are often longer on holidays.

If you need to deposit a check or handle a transaction that requires a teller, plan ahead by visiting before the holiday or waiting until the branch reopens the next business day. Understanding what remains available on the holiday helps you avoid disruption to your banking routine.

Key Takeaways

• All Bank of America branches close on Juneteenth (June 19), or on the nearest weekday if the date falls on a weekend.
• ATMs and online banking remain available on the holiday, so you can withdraw cash and manage your account remotely.
• Checks deposited through the mobile app or ATM on Juneteenth may not post until the next business day.
• If you need to speak with a teller or handle a complex transaction, visit your branch the day before or after the holiday.

What you can and cannot do when the branch is closed

Bank of America ATMs work 24/7, even on holidays. You can withdraw cash, deposit checks (if your ATM has a check deposit slot), and check your balance at any time on Juneteenth. ATM access is not affected by branch closures.

Online banking and the mobile app are also available around the clock. You can transfer money between your own accounts, pay bills, send money to other people through Zelle, and review transactions without any interruption. These digital services operate independently of branch staffing.

What you cannot do is speak to a teller in person or handle transactions that require a banker's information — such as opening a new account, explore for a loan, resolving a dispute about a charge, or requesting a cashier's check. Those services resume when the branch reopens the next business day.

When deposits post if you use the ATM or mobile app on Juneteenth

Checks deposited through the mobile app or ATM on Juneteenth are typically processed the next business day, not the same day. This is because the bank does not have staff available to process deposits on the holiday. The deposit is received and recorded, but the actual clearing happens after the holiday.

If you deposit a check on Juneteenth morning, it may post by the following day (Friday if Juneteenth is Thursday, or Monday if it is Friday). The exact timing depends on what time you deposit and your bank's processing schedule. Some deposits may take longer depending on the check amount and the issuing bank.

If you need the money urgently, deposit the check the day before the holiday instead. This gives the bank a full business day to process it and increases the chance the funds will be available sooner.

How to find your branch's exact holiday schedule

Bank of America publishes its holiday schedule on its website and in the mobile app. You can also call your local branch directly to confirm its hours for Juneteenth and any other upcoming holidays. The branch phone number is listed on the Bank of America website under branch locator.

Some branches may have slightly different hours during holiday weeks, so it is worth checking before you plan a visit. The bank's main customer service line (the number on the back of your debit card) can also tell you whether a specific branch will be open and what services are available on the holiday.

What to do if you have an urgent banking need on Juneteenth

If you need cash, use an ATM. If you need to pay a bill or send money, use online banking or the mobile app. Both are available 24/7 and do not close for holidays. These options cover most routine banking tasks.

If your issue cannot be solved through ATM or online banking — for example, if you need to dispute a charge, unlock your account, or request a wire transfer — you will need to wait until the branch reopens. Call the customer service number on the back of your debit card to see if phone support can help in the meantime, though wait times may be longer.

For time-sensitive matters like a payment due on Juneteenth, set up the payment a day or two early through online banking to make sure it goes through before the important date. This approach works for bill payments, transfers, and most other transactions that do not require in-person verification.

Frequently Asked Questions

Can I use my debit card on Juneteenth if the branch is closed?

Yes. Your debit card works at any ATM and at any merchant, regardless of whether your branch is open. The branch closure does not affect card transactions or ATM access.

Will a check I deposit on Juneteenth clear the same day?

No. Checks deposited on Juneteenth through an ATM or the mobile app will not be processed until the next business day. If you need same-day processing, deposit before the holiday.

What if Juneteenth falls on a Saturday or Sunday?

Bank of America observes the holiday on the nearest weekday. If June 19 is a Saturday, the bank closes on Friday. If it is a Sunday, the bank closes on Monday.

Can I call Bank of America customer service on Juneteenth?

Phone lines may have longer wait times on holidays, but customer service is often available. Call the number on the back of your card to check. For routine questions, online banking or the mobile app is usually faster.

What happens to automatic payments scheduled for Juneteenth?

Automatic payments and recurring transfers scheduled through online banking will process normally on Juneteenth. The holiday does not stop automated transactions. However, if a payment is due on the holiday and you need to make a manual payment, set it up the day before.