Bank of America Hours on Presidents Day: What You Need to Know

Bank of America branches are closed on Presidents Day

Bank of America observes Presidents Day as a federal holiday and closes all of its physical branches on that day. Presidents Day falls on the third Monday in February each year. In 2024, that was February 19. In 2025, it is February 17.

When a branch is closed, you cannot walk in to deposit checks, withdraw cash, or speak with a banker in person. However, you can still use ATMs, mobile banking, and online services on Presidents Day — those run 24/7 and do not shut down for holidays.

If you need to do something that requires a teller or banker on Presidents Day, you will need to wait until the branch reopens the next business day, which is typically Tuesday morning.

Key Takeaways

• All Bank of America branches close on Presidents Day, which occurs on the third Monday in February.
• ATMs and online banking remain available on Presidents Day, so you can withdraw cash and check your balance anytime.
• Mobile deposits through the Bank of America app work on Presidents Day, allowing you to deposit checks remotely.
• Wire transfers and bill payments submitted online on Presidents Day may not process until the next business day.
• If you need to speak with a banker or complete a transaction that requires a teller, plan to visit on a different day.

What you can do with ATMs and online banking on Presidents Day

Bank of America's ATM network operates around the clock on Presidents Day. You can withdraw cash, deposit cash or checks (if your ATM supports mobile deposit), transfer money between accounts, and check your balance. There are no restrictions on ATM use during the holiday.

Online banking through your computer or the Bank of America mobile app also works normally on Presidents Day. You can log in, view your accounts, pay bills, and set up transfers. However, if you submit a wire transfer or bill payment on Presidents Day, it will typically not process until the next business day when the bank's systems fully reopen.

What you cannot do without a teller or banker

You cannot visit a physical branch, speak with a banker about a loan or account issue, order a cashier's check, or complete transactions that require a teller's help on Presidents Day. If you need any of these services, you must visit on a day when branches are open.

Some transactions that seem straightforward online actually require a banker's review. Opening a new account, requesting a credit limit increase, disputing a large transaction, or resolving a frozen account may need in-person or phone support from someone with access to your full account history. Plan ahead if any of these explore to you around Presidents Day.

Planning ahead for Presidents Day banking needs

If you know you will need to visit a branch around Presidents Day, check your local branch's hours before the holiday. Some branches may close early on Friday before the long weekend or open late on Tuesday after. The Bank of America website and mobile app both show individual branch hours.

If you need to deposit a check, use mobile deposit through the app on Presidents Day itself. Take a photo of the front and back of the check, and the deposit will be submitted to your account. The funds may take one to two business days to appear, depending on the amount and your account type.

If you need cash, withdraw it before Presidents Day or use an ATM on the holiday. If you need to wire money or send a payment that must process on a specific date, submit it before Presidents Day so it clears on time.

Other Bank of America holidays when branches close

Bank of America closes branches on all federal holidays. These include New Year's Day, Martin Luther King Jr. Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas. The bank also closes on Christmas Eve if it falls on a weekday, though hours may be shortened rather than fully closed.

On all of these holidays, ATMs and online banking remain open. Wire transfers and bill payments submitted on a holiday will process the next business day. If you are unsure whether a specific day is a Bank of America holiday, call your local branch or check the bank's website.

Frequently Asked Questions

Can I use my Bank of America debit card on Presidents Day?

Yes. Your debit card works at any ATM or merchant on Presidents Day. You can make purchases, withdraw cash from ATMs, and use contactless payments. The holiday only affects physical branch locations, not card services or ATM networks.

Will my direct deposit go through on Presidents Day?

Direct deposits scheduled for Presidents Day may arrive late, typically on the next business day. Employers usually submit payroll before the holiday, but the bank's processing systems may delay the deposit until Tuesday. Contact your employer's payroll department if you are unsure when your deposit will arrive.

What if I need to dispute a transaction on Presidents Day?

You can report fraud or dispute a transaction through the Bank of America mobile app or website on Presidents Day. However, a banker will not review your case until the branch reopens. For urgent fraud concerns, call the customer service number on the back of your card — that line operates on holidays.

Are Bank of America ATMs inside grocery stores open on Presidents Day?

Yes. ATMs located inside grocery stores, pharmacies, and other retailers are not affected by bank holidays. They operate 24/7 regardless of whether the main branch is closed. You can use these ATMs on Presidents Day to withdraw cash or deposit checks.

Can I open a new account on Presidents Day?

You cannot open an account in person at a branch on Presidents Day. However, you may be able to open certain accounts online through the Bank of America website. Some account types require a banker's review, which will not happen until the next business day. Check the website to see which accounts can be opened remotely.