Bank of America Hours on Good Friday: What You Need to Know
Bank of America is closed on Good Friday
Bank of America branches are closed on Good Friday and will not open for in-person banking that day. Good Friday is a federal holiday in the United States, and most banks, including Bank of America, observe it by closing all physical locations.
If you need to handle banking tasks on Good Friday, you can still use Bank of America's digital channels — online banking, the mobile app, and ATMs remain available 24/7. However, if you need to speak with a representative or visit a branch, you will need to wait until Saturday or the following Monday, depending on your branch's weekend hours.
Key Takeaways
- Bank of America branches close on Good Friday because it is a federal holiday observed by most U.S. banks.
- ATMs, online banking, and the mobile app work normally on Good Friday, even though branches are closed.
- Customer service phone lines are also closed on Good Friday, so you cannot reach a representative that day.
- Plan ahead if you need cash or in-person services — withdraw money before Good Friday or use an ATM.
- Your branch may have different Saturday hours, so check your local location's schedule before the holiday.
What banking services work on Good Friday
Even though Bank of America branches are closed, several services remain available. You can use any Bank of America ATM to withdraw cash, check your balance, or deposit checks using mobile deposit through the app. These machines run independently of branch hours and operate around the clock.
Online banking through the Bank of America website and the mobile app also work normally on Good Friday. You can transfer money between your accounts, pay bills, check transactions, and manage your account settings without any interruption. However, bill payments scheduled for Good Friday itself may not process until the next business day, depending on the payee.
Wire transfers and other services that require manual processing will not go through on Good Friday — they will be queued and processed the next business day when the bank reopens.
When Bank of America reopens after Good Friday
Bank of America branches reopen on Saturday morning, though Saturday hours are typically shorter than weekday hours. Most locations open at 9 a.m. on Saturday, but closing times vary — some close at 1 p.m., others at 3 p.m. or later. Check your specific branch's hours on the Bank of America website or by calling ahead.
If you cannot visit on Saturday, branches return to full weekday hours on Monday. Monday is a regular business day with no holiday observance, so you will have access to all services and full staffing.
How to find your branch's Good Friday schedule
To confirm your local branch is closed on Good Friday and see its Saturday and Monday hours, visit the Bank of America website and use the branch locator tool. Enter your zip code or city, and the tool will show you the specific hours for that location.
You can also call your branch directly before Good Friday to confirm closure and ask about Saturday hours. The phone number appears in the branch locator results. Calling ahead prevents a wasted trip if you were planning to visit in person.
Planning ahead for Good Friday banking needs
If you know you will need cash on Good Friday, withdraw it before the holiday closes. Thursday is the last day branches are open, so plan your cash needs then. ATMs will still dispense cash on Good Friday, but if you need a large amount or have a daily withdrawal limit on your account, getting cash Thursday is safer.
If you need to deposit a check, use mobile deposit through the Bank of America app on Good Friday — you can photograph the front and back of the check and submit it without visiting a branch. The deposit will be processed when the bank reopens on Saturday or Monday, depending on the time you submit it and the bank's processing schedule.
For bill payments, schedule them for Friday or earlier if you want them to process before the holiday. Payments scheduled for Good Friday itself will likely post on Saturday or Monday instead.
What to do if you have an urgent banking need on Good Friday
If you face a genuine emergency on Good Friday — such as a fraudulent transaction or a lost card — Bank of America's customer service line for fraud and card issues operates on a limited schedule even on holidays. Check the back of your debit or credit card for the fraud reporting number, which may differ from the main customer service line.
For non-emergency issues, you can send a find message through online banking or the mobile app, and a representative will respond when the bank reopens. This creates a record of your issue and ensures it is addressed promptly on the next business day.
Frequently Asked Questions
Can I use my Bank of America debit card on Good Friday?
Yes. Your debit card works at any merchant, ATM, or online retailer on Good Friday. The holiday only affects Bank of America's branches and phone customer service — it does not affect card processing or ATM access.
Will my direct deposit process on Good Friday?
Direct deposits scheduled for Good Friday will not post until the next business day, which is Saturday. However, the funds will appear in your account on Saturday morning, not Monday, because banks process deposits on Saturdays.
Can I deposit a check at a Bank of America ATM on Good Friday?
Yes. Bank of America ATMs that accept check deposits work on Good Friday. The check will be processed when the bank reopens, so deposits made on Good Friday typically post by Monday morning.
What if I need to speak to someone about my account on Good Friday?
Customer service phone lines are closed on Good Friday. Use the find message feature in online banking or the mobile app to contact the bank, and a representative will respond when branches reopen on Saturday or Monday.
Are Bank of America's online bill pay services down on Good Friday?
No. Online bill pay works on Good Friday, but payments you schedule for that day may not process until Saturday or Monday. Schedule payments for Thursday if you need them to go through before the weekend.
This guide is for general information only and is not medical, financial, legal, or other professional advice. For decisions specific to your situation, consult a qualified professional. See our Editorial Policy.