Bank of America Branch Hours and Holiday Closures

Bank of America closes at different times depending on your branch location and the day of the week

Most Bank of America branches close between 4 p.m. and 6 p.m. on weekdays, but the exact time varies by location. Some branches in urban areas or shopping centers stay open until 6 p.m. or later, while branches in smaller towns may close at 4 p.m. The only way to know your specific branch's closing time is to look it up directly — there is no single closing time across all locations.

Bank of America does not publish a master list of all branch hours on their main website homepage. Instead, you enter your zip code or address into their branch locator tool, which shows the hours for that specific location. Weekend hours are typically shorter than weekday hours, and many branches have reduced Saturday hours or are closed on Sunday entirely.

Key Takeaways

• Weekday closing times range from 4 p.m. to 6 p.m., and you must check your specific branch location to find the exact time.
• The Bank of America branch locator tool at bankofamerica.com is the fastest way to see today's hours for your nearest location.
• Saturday hours are usually shorter than weekday hours, and many branches close on Sunday or open only for limited hours.
• Bank of America branches close on federal holidays including New Year's Day, Memorial Day, Independence Day, Thanksgiving, and Christmas.

How to find your branch's closing time right now

Go to bankofamerica.com and select "Locations" or "Find a Branch" from the main menu. Enter your zip code, city, or street address. The results will show each nearby branch with its full hours for today, tomorrow, and the rest of the week. You can also call your branch directly — the phone number appears in the locator results.

If you use the Bank of America mobile app, you can tap the menu icon and select "Locations" to search for branch hours without leaving the app. The app shows hours in real time and will tell you whether a branch is currently open or closed.

Weekend and holiday hours

Saturday hours typically run from 9 a.m. to 1 p.m. or 9 a.m. to 2 p.m., though some branches in major cities stay open until 3 p.m. or 4 p.m. Many Bank of America branches are closed on Sunday, though some locations in high-traffic areas may open for a few hours in the afternoon. Always check the locator tool for your specific branch, because Saturday and Sunday hours vary widely.

Bank of America branches close on all federal holidays: New Year's Day (January 1), Martin Luther King Jr. Day (third Monday in January), Presidents' Day (third Monday in February), Memorial Day (last Monday in May), Juneteenth (June 19), Independence Day (July 4), Labor Day (first Monday in September), Columbus Day (second Monday in October), Veterans Day (November 11), Thanksgiving Day (fourth Thursday in November), and Christmas Day (December 25). Some branches may also close on the day after Thanksgiving.

What to do if you need banking services after hours

Bank of America operates ATMs 24 hours a day, seven days a week at most branch locations and many other places. You can withdraw cash, deposit checks, transfer money between accounts, and check your balance at any ATM without waiting for the branch to open. ATM deposits are usually available in your account within one business day.

For questions or transactions that require speaking to someone, Bank of America's phone line is open 24/7 at 1-800-432-1000. You can also use online banking or the mobile app to pay bills, transfer money, and manage your accounts at any time. If you need to speak to a representative in person, you will need to visit during branch hours or schedule an appointment through the app or website.

Planning ahead for time-sensitive banking

If you need to deposit a check or handle a transaction that requires a teller, plan to visit your branch at least an hour before closing time. Lines can be longer near closing time, and tellers may stop accepting new customers 15 to 30 minutes before the official closing time. Arriving early in the day or mid-week typically means shorter wait times.

For large deposits, wire transfers, or account changes, call ahead to confirm your branch can handle the transaction and ask whether you should make an appointment. Some branches require appointments for certain services, especially if you need to speak with a financial advisor or open a new account.

Frequently Asked Questions

Can I deposit a check at a Bank of America ATM after the branch closes?

Yes. Bank of America ATMs accept check deposits 24 hours a day. The check will be processed and the funds will appear in your account within one business day, though some deposits may take longer depending on when you deposit them and the amount.

Do all Bank of America branches have the same hours?

No. Hours vary by location, day of the week, and season. Urban branches often stay open later than suburban or rural branches. The only way to know your branch's hours is to check the locator tool or call the branch directly.

What happens if I try to enter a branch after it closes?

The doors will be locked and you will not be able to enter. If you need to speak to someone after hours, call 1-800-432-1000 or use online banking through the website or app.

Are Bank of America branches open on weekends?

Most branches are open on Saturday with reduced hours, usually 9 a.m. to 1 p.m. or 2 p.m. Many branches are closed on Sunday, though some locations in major cities may open for a few hours. Check your specific branch in the locator tool to confirm.