When Bank of America Branches Close: Hours by Location and Service Type

Bank of America branch hours vary by location, but most branches close between 5 and 6 p.m. on weekdays

Bank of America does not set a single closing time for all branches. Each location has its own hours based on the neighborhood, foot traffic, and staffing. Most branches in urban and suburban areas close at 5 or 6 p.m. on Monday through Friday, but some high-traffic locations stay open until 7 or 8 p.m. Saturday hours are typically 9 a.m. to 1 or 2 p.m., and most branches are closed on Sunday.

The fastest way to find your branch's exact closing time is to search for the location on Bank of America's website or call the branch directly. You can also use the branch locator tool on BankofAmerica.com, which shows hours for each day of the week. If you are planning to visit for a specific service — like opening an account or getting a cashier's check — calling ahead is a good idea, because some services may close earlier than the branch itself.

Key Takeaways

• Most Bank of America branches close at 5 or 6 p.m. on weekdays, but hours vary by location.
• Saturday hours are usually 9 a.m. to 1 or 2 p.m., and most branches are closed on Sunday.
• The branch locator on BankofAmerica.com shows the exact hours for your nearest location.
• Some services like loan applications or account openings may have earlier closing times than the branch itself.
• Calling your branch before you visit ensures you arrive during the right hours for what you need to do.

How to find your branch's closing time online

Go to BankofAmerica.com and click the branch locator tool, usually found in the top navigation or under "Locations." Enter your zip code or city name. The search results will show each nearby branch with its full hours — Monday through Sunday — listed below the address and phone number.

If you see "Temporarily Closed" or hours that look unusual, the branch may be undergoing renovation or operating on a holiday schedule. The website updates these changes regularly, so the information you see there is more current than calling. You can also save your preferred branch to your account so you can check its hours anytime you log in.

Weekday closing times and what they mean for your visit

On Monday through Friday, most branches close between 5 and 6 p.m. This means you need to arrive before closing time to be helped — arriving at 5:55 p.m. when the branch closes at 6 p.m. may not give you enough time to complete your transaction. If you work during the day, you may need to visit during lunch or plan to go after work on a day when your branch stays open later.

Some branches in downtown areas or shopping centers stay open until 7 or 8 p.m. to serve customers who cannot make it during standard business hours. A few locations near transit hubs or in busy commercial districts may have even later hours. The only way to know if your branch is one of these is to check the locator or call.

Weekend and holiday hours

Saturday hours are shorter than weekday hours. Most branches open at 9 a.m. and close between 1 and 2 p.m., though some busier locations may stay open until 3 or 4 p.m. Bank of America branches are typically closed on Sunday. If you need to bank on a weekend, Saturday morning is your only option at a physical branch.

On federal holidays — like Thanksgiving, Christmas, New Year's Day, and Independence Day — most Bank of America branches are closed. Some holidays like Presidents' Day or Memorial Day may also close branches, though this varies by location. The branch locator will show holiday closures if you check it a few days before the holiday. You can still use ATMs and online banking on holidays.

Services that may close earlier than the branch

Even if a branch is open until 6 p.m., some services stop accepting new customers earlier. Loan officers, mortgage specialists, and investment advisors often stop taking new appointments at 4 or 5 p.m., even though the branch itself remains open. If you need to open a new account, explore for a credit card, or discuss a loan, you should arrive by mid-afternoon to have time for the conversation.

The safest approach is to call your branch and ask what time they stop taking walk-in customers for the service you need. This is especially important if you are planning to visit on a Friday afternoon or Saturday morning, when staff may be limited and services may close earlier than usual.

Using ATMs and online banking when branches are closed

Bank of America ATMs are available 24 hours a day, 7 days a week. You can withdraw cash, deposit checks, transfer money between accounts, and check your balance at any ATM — whether it is at a Bank of America branch, another bank's location, or a standalone machine. If you use an ATM that is not owned by Bank of America, you may be charged a fee by the other bank, though Bank of America reimburses some out-of-network fees depending on your account type.

Online banking through the Bank of America website or mobile app is also available 24/7. You can pay bills, transfer money, deposit checks by photo, and manage your accounts anytime. If you need to speak to someone outside of branch hours, Bank of America offers phone support — the number is on the back of your debit card or on your account statements.

What to do if you cannot visit during branch hours

If your work schedule does not align with branch hours, you have several options. Many Bank of America branches offer extended hours on certain days — some open as early as 8 a.m. or stay open until 7 or 8 p.m. Check the locator to see if a nearby branch has hours that work better for you. You can also visit a different branch in your area; your account works at any Bank of America location.

For routine tasks, online banking and ATMs handle most of what you need. For services that require speaking to someone — like opening an account, explore for a loan, or resolving a dispute — you can call Bank of America's customer service line and schedule a callback or ask about video banking options, which some branches offer outside of normal hours.

Frequently Asked Questions

Can I do anything at a Bank of America ATM when the branch is closed?

Yes. ATMs are available 24/7 and allow you to withdraw cash, deposit checks, transfer money, and check your balance. You cannot speak to a person or complete services that require a banker's help, like opening a new account or explore for a loan.

Do all Bank of America branches have the same closing time?

No. Each branch sets its own hours based on location and demand. Most close at 5 or 6 p.m. on weekdays, but some stay open later. The only way to know your branch's exact time is to check the locator on BankofAmerica.com or call the branch directly.

Are Bank of America branches open on Sundays?

Most Bank of America branches are closed on Sunday. Your only in-person banking option on Sunday is an ATM. You can also use online banking or call customer service anytime.

What time should I arrive if I need to open a new account?

Arrive by mid-afternoon — ideally by 3 or 4 p.m. — even if the branch stays open until 6 p.m. Account opening requires time with a banker, and staff may stop taking new appointments before the branch officially closes. Calling ahead to ask when they stop accepting walk-ins for new accounts is the safest approach.

Can I bank with Bank of America if I cannot visit a branch during business hours?

Yes. You can handle most banking tasks through the website, mobile app, or ATMs 24/7. For services that need a person, you can call customer service or ask about video banking options, which some branches offer outside of normal hours.