When Bank of America Branches Close Today and How to Bank Outside Those Hours

Bank of America branch hours vary by location, but most branches open at 9 a.m. and close between 5 p.m. and 6 p.m. on weekdays

The exact closing time depends on which branch you visit. Some locations stay open until 6 p.m., while others close at 5 p.m. Saturday hours are typically 9 a.m. to 1 p.m., and most branches are closed on Sundays. The fastest way to find your specific branch's hours is to search for it on the Bank of America website or call the branch directly — hours can differ even between branches in the same city.

If you need to handle banking outside regular hours, Bank of America operates ATMs 24/7 at most locations, and you can also use their mobile app or online banking to transfer money, pay bills, and check balances at any time. This means you're rarely blocked from completing a transaction just because the branch is closed.

Key Takeaways

• Most Bank of America branches close at 5 p.m. or 6 p.m. on weekdays, with Saturday hours ending at 1 p.m., and all branches closed on Sundays.
• You can find your specific branch's hours by searching for the address on bankofamerica.com or calling the branch directly.
• ATMs are available 24/7 at most Bank of America locations for cash withdrawals, deposits, and transfers between accounts.
• Mobile app and online banking let you complete most transactions outside of branch hours without visiting in person, including check deposits by photo.
• Branches close entirely on federal holidays, so plan ahead if you need to visit on or near Thanksgiving, Christmas, or Independence Day.

How to find your branch's closing time

Go to bankofamerica.com and use the branch locator tool. Enter your city, zip code, or street address, and the results will show the hours for each nearby branch. The hours listed are current, so you can trust them to be accurate for today. You'll also see which branches have ATMs, drive-through service, and other features.

If you prefer to call, the phone number for your branch appears in the same search results. A staff member can confirm hours and let you know if the branch has any special closures today. This is especially useful if you're checking on a holiday or during severe weather, when some branches may close early or stay closed entirely.

Some Bank of America branches in major cities or shopping centers have extended hours beyond the standard 5 p.m. or 6 p.m. closing time. If you know you'll need to visit late in the day, the locator tool will show you which branches near you stay open longest.

What you can do outside branch hours

Bank of America ATMs work around the clock. You can withdraw cash, deposit checks (at ATMs with mobile deposit or envelope-free deposit), and transfer money between your accounts without waiting for the branch to open. Most ATMs are located inside the branch building or in the parking lot, and many are also at grocery stores, pharmacies, and other retail locations.

The Bank of America mobile app and website let you pay bills, transfer funds between accounts, deposit checks by photo, and review your account balance and transaction history. You can also set up direct deposit, request a new debit card, and lock or unlock your card if it's lost or stolen. These services don't require a branch visit or a phone call and work on weekends and holidays.

If you need to send money to someone outside your Bank of America accounts, you can use the mobile app or website to set up a wire transfer or external transfer. These typically process within one to three business days, depending on the receiving bank.

Holiday and weekend closures

Bank of America branches close on federal holidays, including New Year's Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas. Some branches may also close on other holidays depending on state or local observance. Check the branch locator or call ahead if you're banking on or near a holiday to avoid a wasted trip.

On Saturdays, most branches open at 9 a.m. and close at 1 p.m. A few locations in busy areas may stay open later on Saturday, but this is not standard. Branches are closed on Sundays. If you need to bank on a weekend, use the ATM or mobile app instead, or plan your visit for Friday afternoon or Monday morning.

When you need to visit in person

Some tasks require a branch visit: opening a new account, explore for a loan or credit card, ordering a cashier's check, or discussing investment options with an advisor. If you need to do one of these things, plan your visit during regular branch hours and bring a photo ID and any documents related to your request.

If you can't visit during posted hours, call the branch to ask if they can schedule an appointment outside normal hours or direct you to a different location that may have extended hours. Some branches offer Saturday appointments for account opening or loan applications, though you'll need to request this in advance.

Frequently Asked Questions

Can I deposit a check at Bank of America after the branch closes?

Yes. You can deposit checks through the mobile app using your phone's camera, or use an ATM with mobile deposit or envelope-free deposit. These deposits are processed the next business day. You can also mail a check to the address on the back of your debit card.

Are all Bank of America branches open at the same time?

No. Hours vary by location. A branch in a downtown office building may close at 5 p.m., while a branch in a shopping center might stay open until 6 p.m. or later. Always check your specific branch's hours on the website or by phone.

What if I need cash and the branch is closed?

Use a Bank of America ATM, which operates 24/7. You can withdraw cash, and most ATMs also accept deposits. If you need a large amount of cash or a cashier's check, plan your visit for the next business day when the branch is open.

Do Bank of America branches have different hours on holidays?

Yes. Branches close entirely on federal holidays like Thanksgiving and Christmas. Some state or local holidays may also cause closures depending on your location. Check the branch locator or call ahead to confirm.

Can I transfer money between my accounts outside of branch hours?

Yes. You can transfer money between your Bank of America accounts using the mobile app or website at any time, day or night. Transfers between your own accounts are usually when ready or complete within a few hours.