Bank of America Branch Hours and How to Find Them

Bank of America branches open at different times depending on location and day of the week

Most Bank of America branches open at 9:00 a.m. on weekdays, but some locations open as early as 8:00 a.m. or as late as 10:00 a.m. Saturday hours typically start at 9:00 a.m., and many branches close by 1:00 p.m. on Saturday. Sunday hours vary widely — some branches open at 11:00 a.m. or noon, while others are closed entirely on Sunday. The only reliable way to know when your specific branch opens today is to check directly, because hours differ by location and change seasonally.

Bank of America does not publish a single opening time for all branches. Each location sets its own schedule based on customer traffic, staffing, and local demand. A branch in a busy downtown area may open earlier and stay open later than one in a suburban shopping center. Holiday schedules also shift hours, sometimes closing branches entirely or opening later than usual.

Key Takeaways

• Most Bank of America branches open at 9:00 a.m. on weekdays, but hours vary by location and some open as early as 8:00 a.m.
• The fastest way to find your branch's hours is to use the Bank of America locator tool on their website or call the branch directly.
• Saturday hours are typically shorter, often closing by 1:00 p.m., and many branches have limited or no Sunday service.
• Holiday schedules change branch hours, so check before visiting on or near a federal holiday.
• You can handle many transactions online or through the mobile app without visiting a branch at all.

How to find your specific branch's hours

Go to bankofamerica.com and use the "Find a Branch or ATM" tool. Enter your city, zip code, or street address. The search results show each nearby branch with its full hours for today, tomorrow, and the rest of the week. The tool also displays whether the branch offers specific services like notary public, safe deposit boxes, or currency exchange.

If you do not have internet access, call Bank of America's customer service line at 1-800-432-1000. A representative can tell you the hours for your nearest branch. You can also call the branch directly — the phone number appears in your statements, on your debit card, or in the Bank of America app.

What to do if your branch is closed

Bank of America operates thousands of ATMs that work 24 hours a day. You can withdraw cash, deposit checks (at ATMs with mobile deposit or envelope deposit), transfer money between accounts, and check your balance without entering a branch. ATMs are located at Bank of America branches, grocery stores, pharmacies, and other retail locations.

For transactions that require a teller — such as opening a new account, explore for a loan, or resolving a dispute — you have two options. First, visit during the branch's next open hours. Second, use the Bank of America mobile app or website to handle many of these tasks online. Account opening, loan applications, and dispute reporting can all start through digital channels, and a representative will contact you to complete the process.

Bank of America hours on holidays

Bank of America closes all branches on federal holidays including New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas. Some branches may also close on Good Friday or other religious holidays depending on location. ATMs remain available 24/7 even when branches are closed.

On the day before or after a holiday, hours may be shortened. Check the branch locator tool or call ahead if you plan to visit near a holiday, because hours posted online sometimes do not update until the day before the change takes effect.

Using Bank of America services without visiting a branch

The Bank of America mobile app and website let you deposit checks by photographing the front and back, transfer money to other accounts, pay bills, and check your balance at any time. You can also set up direct deposit, update your address, dispute a transaction, and lock or unlock your debit card without speaking to anyone.

If you need to speak with a representative, Bank of America offers phone support 24 hours a day, seven days a week at 1-800-432-1000. Wait times are typically shorter during off-peak hours — early morning, late evening, or weekday afternoons. For complex issues, you can schedule a video call with a banker through the app or website during branch hours.

Planning ahead for branch visits

If you know you need to visit a branch, check the hours the night before or the morning of your visit. Branches occasionally close for staff training, system maintenance, or unexpected circumstances. Calling 15 minutes before you leave home takes less time than arriving to find the branch closed.

Bring your ID and any documents related to your transaction — a check you want to deposit, a loan process, or paperwork for a dispute. Having these ready shortens your wait time and reduces the chance you will need to return for missing information.

Frequently Asked Questions

Are all Bank of America branches open the same hours?

No. Each branch sets its own schedule based on location and customer demand. A downtown branch may open at 8:00 a.m. and close at 6:00 p.m., while a suburban branch opens at 9:00 a.m. and closes at 5:00 p.m. Use the branch locator tool to see the exact hours for your location.

Can I do my banking if the branch is closed?

Yes. ATMs work 24/7 for cash withdrawals, deposits, and transfers. The mobile app and website handle account management, bill pay, check deposits, and many other tasks. For issues requiring a teller or banker, you can call customer service at 1-800-432-1000 or schedule a video call during branch hours.

What happens if I need to visit on a holiday?

All Bank of America branches close on federal holidays. ATMs remain available. If your need is urgent, call 1-800-432-1000 to speak with a representative, or use the mobile app to handle what you can online. Plan ahead for holidays by visiting a branch the day before.

How do I know if my branch has extended hours?

Check the branch locator tool on bankofamerica.com or call the branch directly. Some locations offer extended weekday hours or limited Sunday service, but this varies by location. The locator tool shows the complete weekly schedule for each branch.

Can I do everything online instead of visiting a branch?

Most routine transactions work online or through the app — deposits, transfers, bill pay, and account management. Opening a new account, explore for credit, or resolving disputes can start online, but may require a phone call or video meeting with a banker to complete. Check the app or website to see which services are available for your specific need.