Bank of America Branch and Customer Service Hours
Bank of America closing times by location and service type
Bank of America branches close at different times depending on the location and the day of the week. Most branches close between 4 p.m. and 6 p.m. on weekdays, but some locations in urban areas or shopping centers stay open until 7 p.m. or later. Saturday hours typically run from 9 a.m. to 1 p.m. or 2 p.m., and most branches are closed on Sundays.
The exact closing time for your specific branch depends on where it is located. A branch inside a shopping mall may have different hours than a standalone location. The fastest way to find your branch's closing time is to visit the Bank of America website, enter your zip code or address, and select the branch. The hours listed there reflect that location's actual schedule.
If you cannot visit during branch hours, Bank of America offers phone banking and online services that run 24 hours a day. You can also use ATMs at any time to withdraw cash, check your balance, or deposit checks through mobile deposit.
Key Takeaways
- Most Bank of America branches close between 4 p.m. and 6 p.m. on weekdays, with some locations staying open later depending on the area.
- Saturday hours are usually 9 a.m. to 1 p.m. or 2 p.m., and branches are typically closed on Sundays.
- You can find your specific branch's hours by entering your address on the Bank of America website or calling the branch directly.
- Phone banking and online services are available 24 hours a day, and ATMs can be used anytime for basic transactions.
How to find your branch's exact closing time
The Bank of America locator tool on their website shows hours for each branch. Go to bankofamerica.com, click "Locations," enter your zip code or street address, and select your branch from the results. The hours displayed include opening and closing times for each day of the week.
You can also call your branch directly to confirm closing time. The phone number appears in the locator results. Calling is useful if you want to ask whether the branch will be open on a holiday or if hours have changed recently.
Weekday hours for most Bank of America branches
Monday through Friday, most branches open at 9 a.m. and close between 4 p.m. and 6 p.m. Branches in downtown areas or near office parks may have longer hours, sometimes staying open until 7 p.m. or 8 p.m. to serve people who work nearby.
Some branches close for lunch, though this is less common than it used to be. If your branch has a lunch closure, it will be listed in the hours section of the locator tool.
Weekend and holiday hours
Saturday hours vary more widely than weekday hours. Some branches open at 8 a.m. and close at 1 p.m., while others open at 9 a.m. and close at 2 p.m. A few branches in busy areas may stay open until 4 p.m. on Saturday. Bank of America branches are closed on Sundays.
On federal holidays like Thanksgiving, Christmas, and New Year's Day, branches are closed. Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Independence Day, Labor Day, and Columbus Day closures vary by location. Check the locator tool or call ahead if you need to visit on or near a holiday.
Services available outside branch hours
Bank of America phone banking is open 24 hours a day, seven days a week. You can call to check your balance, transfer money between accounts, pay bills, report a lost card, or ask questions about your account. The phone number is on the back of your debit card or credit card.
Online banking through the Bank of America website or mobile app is also available around the clock. You can check balances, transfer funds, pay bills, deposit checks using mobile deposit, and manage your accounts without visiting a branch or calling.
ATMs are available 24 hours at Bank of America locations and at many other banks and retailers through the Allpoint network. You can withdraw cash, deposit cash or checks, transfer money, and check your balance at any ATM.
What to do if you need to visit during branch hours
If you need to handle something that requires a teller or banker — like opening a new account, explore for a loan, or resolving a dispute — you must visit during branch hours. Plan your visit by checking the locator tool for your branch's hours before you go.
Some branches offer appointment scheduling through the website or app. Scheduling an appointment can reduce wait time, especially for complex transactions like loan applications or investment consultations.
Frequently Asked Questions
Do all Bank of America branches have the same closing time?
No. Closing times vary by location. Most branches close between 4 p.m. and 6 p.m. on weekdays, but some close earlier or stay open later. Use the locator tool on bankofamerica.com to find your specific branch's hours.
Can I deposit a check after the branch closes?
Yes, if you use mobile deposit through the Bank of America app. You can photograph the front and back of a check and deposit it anytime, day or night. The funds may take one to two business days to appear in your account.
Are Bank of America branches open on Saturdays?
Most branches are open on Saturday, usually from 9 a.m. to 1 p.m. or 2 p.m. Some locations in busy areas may have longer Saturday hours. Check your branch's hours in the locator tool.
What if I need to withdraw cash after my branch closes?
Use an ATM. Bank of America ATMs are available 24 hours at branch locations and through the Allpoint network at other banks and retailers. You can withdraw cash, deposit checks, and check your balance anytime.
Can I open a new account outside of branch hours?
You can start the process online through the Bank of America website or app, but you may need to visit a branch or speak with a banker to complete the account opening. Some account types can be opened entirely online. Call 1-800-432-1000 to ask about opening an account without visiting a branch.
This guide is for general information only and is not medical, financial, legal, or other professional advice. For decisions specific to your situation, consult a qualified professional. See our Editorial Policy.