How to Pay Your Maurices Bill Online

What Maurices Bill Pay Is

Maurices Bill Pay is the online payment system that lets you pay your Maurices credit card bill through your bank's bill pay service or directly through Maurices' website. Instead of writing a check or calling a phone number, you set up the payment once and then pay online whenever a bill arrives. The payment goes directly to Maurices, and you can choose to pay the full balance, the minimum amount, or any amount in between.

This works whether you have a Maurices credit card issued by a bank or a store card issued directly by Maurices. The mechanics are slightly different depending on which one you have, but both routes let you avoid paper checks and late fees if you set up reminders.

Key Takeaways

• You can pay your Maurices bill through your bank's bill pay system or directly on the Maurices website using a bank account or debit card.
• Payments made through your bank's bill pay typically take three to five business days to reach Maurices, so send them before the due date listed on your statement.
• Direct payments on the Maurices website or app can post the same day if you pay before the cutoff time, usually around 8 p.m. Eastern.
• You can set up automatic recurring payments so your bill is paid on the same date each month without you having to log in.
• If you miss a payment, Maurices reports it to credit bureaus after 30 days, so contacting them when ready if you cannot pay on time can sometimes prevent that report.

Paying Through Your Bank's Bill Pay

If you already use bill pay through your bank, you can add Maurices as a payee without logging into Maurices at all. Log into your bank's website or app, find the bill pay section, and search for Maurices. Your bank will ask for your Maurices account number (the 16-digit number on your card) and the mailing address where Maurices receives payments. Your bank then sends the payment by mail or electronically, depending on the bank and the payee.

Payments sent this way typically arrive within three to five business days. This means you should send the payment at least five business days before your due date to be safe. If your due date is a Friday and today is Wednesday, send it now. Your bank will show the payment as pending in your account when ready, but Maurices will not see the money until it arrives.

The advantage of using your bank's bill pay is that you do not have to visit the Maurices website or give your bank details to Maurices directly. The disadvantage is the delay — if you are paying close to the due date, a bank bill pay payment might not arrive in time.

Paying Directly on the Maurices Website or App

You can also pay directly through Maurices by logging into your account on maurices.com or the Maurices mobile app. Click on "Pay My Bill" or a similar link in the account section. Maurices will show you your current balance, minimum payment due, and due date. You then choose how much to pay and enter your bank account number or debit card number.

Payments made this way can post to your account the same day if you submit them before the cutoff time, which is usually around 8 p.m. Eastern time on business days. Weekend and holiday payments typically post the next business day. This is much faster than bank bill pay and is the better choice if your due date is tomorrow or the day after.

The trade-off is that you are giving Maurices your bank details directly. Maurices uses encryption to protect this information, but some people prefer not to store their bank account number with a retailer. If that concerns you, use your bank's bill pay instead, or pay with a debit card number rather than your full bank account number.

Setting Up Automatic Payments

Both methods let you set up a recurring payment so you do not have to log in every month. Through your bank's bill pay, you can schedule a payment to go out on the same date each month — for example, the 15th of every month. Through Maurices' website, you can set up autopay to charge your bank account or debit card on a date you choose.

Automatic payments are useful if you want to avoid late fees and do not want to think about the bill. The risk is that if your balance changes or you forget you set it up, you might overpay or underpay. Most people set autopay to the minimum payment or a fixed amount they know they can afford, then pay extra manually if they want to pay off the card faster.

You can change or cancel an automatic payment at any time through the same website or app where you set it up. If you cancel, make sure you have a plan to pay manually, or you might miss the due date.

What Happens If You Miss a Payment

If your payment does not arrive by the due date on your statement, Maurices will charge a late fee. The amount varies but is typically $25 to $40 for the first late payment. After 30 days past the due date, Maurices reports the late payment to the three major credit bureaus — Equifax, Experian, and TransUnion — and it will appear on your credit report for up to seven years.

If you realize you will miss the due date, contact Maurices customer service before the date passes. Explain what happened and ask whether they can waive the late fee or give you a few extra days. They cannot always do this, but they may be willing to work with you if it is your first late payment or if you have a good reason. Getting the fee waived is worth a phone call.

If you have already missed the payment, paying it when ready will stop additional late fees from piling up, but it will not erase the one you already owe or remove the late report from your credit record. The sooner you pay, the better, but the damage is already done at that point.

Choosing Between Bank Bill Pay and Direct Payment

Use your bank's bill pay if you have time before the due date and want to keep your bank details away from Maurices. Use direct payment on the Maurices website or app if you are paying close to the due date or want the payment to post the same day. If you set up automatic payments, direct payment through Maurices is usually simpler because you do not have to log into two different websites.

Some people use both: they set up autopay through Maurices for the minimum payment on the 15th of each month, then use bank bill pay to send an extra payment whenever they have extra money. This way, the minimum is always covered automatically, and they do not have to worry about a late fee.

Frequently Asked Questions

Can I pay my Maurices bill with a credit card?

No. Maurices accepts bank account transfers and debit card payments, but not credit card payments. This is standard for most retailers because credit card processing fees would make it too expensive for them to accept credit cards as payment for bills.

What if I pay more than I owe?

The extra amount becomes a credit on your account. On your next bill, Maurices will subtract the credit from what you owe. If you have a large credit and want the money back instead, contact Maurices customer service and ask for a refund. They will mail you a check or credit your original payment method.

How do I know if my payment went through?

If you paid through your bank, check your bank's bill pay history to confirm it was sent. If you paid directly through Maurices, you should see a confirmation number on the screen when ready after you submit the payment, and the payment will show in your account history. Save the confirmation number in case you need to dispute the payment later.

Can I pay my Maurices bill by phone?

Yes. Call the customer service number on the back of your Maurices card and tell them you want to make a payment. They will ask for your bank account number or debit card number and the amount you want to pay. The payment will post the same day if you call before the cutoff time. This is slower than online payment but faster than mailing a check.

What if my payment is late because the mail was slow?

If you sent a check by mail and it arrived late, contact Maurices and explain when you mailed it. Maurices may waive the late fee if they can confirm the check was in transit. For this reason, bank bill pay and direct online payment are safer — they do not depend on the mail.