How to Pay Your Maurices Bill Online and by Mail

Where to pay your Maurices bill

You can pay your Maurices credit card bill in three ways: online through your account, by phone, or by mail. The online method is fastest and shows your payment when ready. Phone payments take a few minutes and require your card number and account details. Mail payments take 7 to 10 business days to reach Maurices and post to your account, so send them well before your due date to avoid late fees.

Maurices credit card accounts are managed by Synchrony Bank, which handles billing and payments for the store. When you pay online or by phone, you are sending money to Synchrony, not directly to Maurices. This matters because your payment confirmation will come from Synchrony, and your account statements will show Synchrony as the card issuer.

Key Takeaways

• Online payment through your Synchrony account is the fastest method and shows your payment posted within hours.
• You can also pay by phone at the number on your Maurices credit card statement, which takes a few minutes.
• Mailed payments should be sent at least 10 business days before your due date to avoid late fees.
• Your minimum payment and due date appear on your monthly statement or in your online account.
• Late payments trigger fees and can raise your interest rate, so paying by the due date matters even if you cannot pay the full balance.

Paying online through your Synchrony account

Go to mysynchrony.com and sign in with your username and password. If you have not set up an online account yet, click "Enroll Now" and follow the prompts to create one using your card number and personal information. Once you are logged in, you will see your account balance, due date, and minimum payment on the dashboard.

Click "Make a Payment" or "Pay Now" (the exact wording varies slightly depending on your browser). You can then choose to pay your full balance, your minimum payment, or a custom amount. Enter the amount, select your payment method (bank account or debit card), and confirm. Synchrony will show you a confirmation number when ready. The payment usually posts to your account within a few hours, though it may take up to one business day.

If you want to set up automatic payments so you never miss a due date, look for "Autopay" or "Automatic Payments" in your account settings. You can choose to pay the full balance, the minimum, or a fixed amount each month on a date you select.

Paying by phone

Call the number on the back of your Maurices credit card or on your monthly statement. A representative will ask for your card number, the last four digits of your Social Security number, and the amount you want to pay. You can pay from a checking or savings account, or use a debit card. The call takes about five minutes, and you will receive a confirmation number at the end.

Phone payments are processed the same day you call if you call before the payment important date (usually 5 p.m. Eastern time). If you call after that time, the payment may be processed the next business day. Ask the representative when your payment will post to your account to make sure it arrives before your due date.

Paying by mail

Write a check or money order payable to Synchrony Bank or Maurices (both are accepted). Include your account number and the amount you are paying on the check itself or on a separate note. Mail it to the address shown on your statement under "Payment Address" or "Send Payments To." Do not send cash through the mail.

Mail payments take 7 to 10 business days to arrive and be posted to your account. To avoid a late fee, mail your payment at least 10 business days before your due date. If you are cutting it close, use online or phone payment instead. Keep a copy of your check or a photo of the money order for your records.

Understanding your due date and minimum payment

Your due date is the last day of your billing cycle when payment is due without penalty. It appears on your monthly statement and in your online account. If you pay after this date, Synchrony charges a late fee (the amount varies but is typically $25 to $40 for the first late payment). Paying late also triggers a higher interest rate on your balance, which can last for six months or longer.

Your minimum payment is the smallest amount you can pay to stay current on your account. It is usually 1 to 3 percent of your total balance plus any fees and interest. Paying only the minimum keeps your account in good standing but means you will pay much more in interest over time. If you can pay more than the minimum, do so to reduce the total cost of your purchases.

What to do if you cannot pay by the due date

If you know you will miss your due date, contact Synchrony before the date arrives. Call the number on your statement and explain your situation. Synchrony may be able to extend your due date by a few days or work out a payment plan, though this is not may provide. Asking ahead of time is better than paying late, because it shows you are trying to manage the debt and may prevent a late fee.

If you do miss the due date, pay as soon as you can. The longer you wait, the more interest and fees accumulate. One late payment will not destroy your credit, but multiple late payments will lower your credit score and make it harder to borrow money in the future.

Frequently Asked Questions

How do I know if my payment went through?

Online and phone payments show a confirmation number when ready. Check your Synchrony account within a few hours to see the payment posted. For mailed payments, call Synchrony at the number on your statement and give them your account number — they can tell you if the check arrived and when it posted.

Can I pay my Maurices bill at a store?

No, you cannot pay your bill in a Maurices store. Payments must be made online, by phone, or by mail to Synchrony Bank. Some stores may accept in-store purchases on your card, but that is different from paying your bill.

What happens if I pay more than I owe?

If you overpay, Synchrony will credit the extra amount to your account. You can use it toward future purchases, or contact Synchrony to request a refund of the overpayment. There is no penalty for overpaying.

Is there a fee to pay my bill online?

No, Synchrony does not charge a fee for online or phone payments. Paying by mail is also free, though you may pay for postage and a check or money order.

What if I lost my Maurices card and cannot see the payment number?

Go to mysynchrony.com and sign in with your username and password. Your account number will appear in your account dashboard. You can also call Synchrony at the customer service number on any statement you have received, and they will provide your account number over the phone.