How to Log In to Target Bill Pay

Getting into Your Target Bill Pay Account

To log in to Target Bill Pay, go to the Target website and sign in with your Target.com username and password. Once you are logged in, look for "Bill Pay" in the account menu — this is usually under "Account" or "Manage Account" depending on whether you are on mobile or desktop. Target Bill Pay is a service that lets you pay bills directly from a Target Mastercard or Target debit card, and you need your Target account credentials to reach it.

If you do not have a Target.com account yet, you will need to create one first. You can do this on the Target website by entering your email address and creating a password. Once your account is set up and you are signed in, the Bill Pay option becomes available in your account dashboard.

Key Takeaways

• Log in to Target Bill Pay using your Target.com username and password on the Target website.
• Bill Pay appears in your account menu after you sign in, usually under "Account" or "Manage Account".
• You must have a Target.com account before you can use Bill Pay; creating one is free and takes a few minutes.
• Bill Pay works with Target Mastercard and Target debit card accounts, so you need one of these cards to send payments.
• If you forget your password, use the "Forgot Password" link on the Target sign-in page to reset it by email.

What You Need Before You Log In

Before you attempt to log in, make sure you have a Target.com account and either a Target Mastercard or Target debit card. Your Target.com account is separate from your card account, though they are linked once you sign in. If you have a physical Target card, you already have both.

You will also need access to the email address associated with your Target.com account. Target uses this email to send you password reset links and account notifications. If you cannot remember which email you used when you created your account, check any confirmation emails from Target in your inbox or spam folder.

Resetting Your Password If You Are Locked Out

If you forget your Target.com password, click the "Forgot Password" link on the Target sign-in page. Enter the email address connected to your account, and Target will send you a password reset link. Check your email (including spam and promotions folders) for a message from Target. The reset link usually works for 24 hours.

Click the link in the email and create a new password. Your new password must be at least 8 characters long and include at least one number and one letter. Once you have set your new password, return to the sign-in page and log in with your email address and the new password. You can then navigate to Bill Pay as usual.

Navigating Bill Pay After You Log In

Once you are signed in and have found Bill Pay in your account menu, you will see options to set up payees (the people or companies you want to pay), schedule payments, and view your payment history. The interface shows you upcoming payments, past payments, and any payments that are pending.

To send a payment, you select a payee from your list or add a new one. You then choose which Target card to pay from, enter the payment amount, and pick a date for the payment to be sent. Target processes most bill payments within one to three business days, though some payees may take longer to receive and post the money.

Troubleshooting Common Login Problems

If you see an error message when you try to log in, first check that you are using the correct email address or username. Target accounts use email addresses as usernames, so make sure you are entering the exact email you registered with. Passwords are case-sensitive, so verify that Caps Lock is not on.

If you are still unable to log in after checking your username and password, try clearing your browser's cache and cookies, then attempt to log in again. If the problem continues, contact Target customer service by phone or through the Target website. They can verify your identity and help you regain access to your account.

Security Tips for Your Target Bill Pay Login

Use a strong, unique password for your Target.com account — one that you do not use for other websites. This protects your account if another site you use is hacked. Never share your password with anyone, including Target employees or customer service representatives. Target will never ask you for your password.

Log out of your Target account when you are finished, especially if you are using a shared or public computer. You can do this by clicking your account menu and selecting "Sign Out" or "Log Out". If you log in on a mobile device, make sure you are using the official Target app or the Target website, not a third-party app.

Frequently Asked Questions

Do I need a separate password for Bill Pay, or do I use my Target.com password?

You use your Target.com password to log in to Bill Pay. There is no separate Bill Pay password. Once you are signed into your Target account, Bill Pay is part of your account dashboard.

Can I log in to Target Bill Pay on the Target mobile app?

Yes, you can access Bill Pay through the Target mobile app if you are signed in. The steps are the same: sign in with your Target.com credentials and navigate to Bill Pay from your account menu. The mobile version has the same features as the website version.

What should I do if I see "account locked" when I try to log in?

An account lock usually happens after several incorrect password attempts. Wait 24 hours before trying again, or use the "Forgot Password" link to reset your password when ready. If the account remains locked after a reset, contact Target customer service for help.

Is it safe to save my Target password in my browser?

Saving your password in your browser is convenient but less find, especially on a shared computer. If you are the only person who uses your device, it is generally safe. On a shared or public computer, do not save your password.