Charles Schwab's Regular Business Hours

Charles Schwab's main offices and phone lines operate Monday through Friday, 8:30 a.m. to 9:00 p.m. Eastern Time. The trading floor itself closes at 4:00 p.m. Eastern on regular business days. If today is a weekday and falls between these hours, you can reach Schwab by phone or use their website and mobile app, which stay open 24/7 for account access and most transactions.

Weekend and evening access depends on what you need to do. You can view your account, place trades, and manage positions through the Schwab website or mobile app at any time, including Saturday and Sunday. However, live customer service representatives are not available outside business hours, and trades placed after 4:00 p.m. Eastern will execute the next trading day.

Key Takeaways

  • Charles Schwab's phone lines and in-person offices are open Monday through Friday, 8:30 a.m. to 9:00 p.m. Eastern Time.
  • The stock market itself closes at 4:00 p.m. Eastern on weekdays, so trades placed after that time execute the following trading day.
  • Schwab's website and mobile app are available 24/7, so you can check your account and place trades outside regular business hours.
  • Schwab is closed on weekends and on the same holidays the stock market observes, including New Year's Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas.

Market Holidays When Schwab Is Closed

Charles Schwab follows the U.S. stock market calendar. On days when the New York Stock Exchange (NYSE) is closed, Schwab's offices and trading operations shut down as well. These include New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Thanksgiving Day, and Christmas Day.

On these holidays, you cannot place trades that will execute that day, and customer service phone lines are not staffed. However, you can still log into your account online to view positions and balances. If you need to place a trade on a market holiday, you can submit it through the website or app, and it will execute when the market reopens the next trading day.

How to Check If Schwab Is Open Right Now

The fastest way to know if Schwab is currently open is to check whether the stock market itself is open. If it is a weekday between 9:30 a.m. and 4:00 p.m. Eastern Time, the NYSE is trading and Schwab's trading operations are active. You can also visit the Schwab website or call their main customer service line at 1-800-435-4000 to confirm current hours.

If you are trying to reach a live representative and it is outside regular business hours, you can leave a message or use the callback feature on the Schwab website. They will contact you during the next business day. For urgent account issues outside business hours, Schwab's website lists a dedicated phone number for after-hours support.

Trading Outside Regular Market Hours

Charles Schwab allows extended-hours trading through their platform, which means you can place trades before the market opens (4:00 a.m. to 9:30 a.m. Eastern) and after it closes (4:00 p.m. to 8:00 p.m. Eastern). These trades execute during the pre-market and after-hours sessions, though prices may be less stable and spreads wider than during regular market hours.

Extended-hours trading is available through the Schwab website and mobile app on regular trading days only — not on weekends or market holidays. If you place an extended-hours trade, you will see it reflected in your account when ready, but the actual execution happens during the extended session you selected.

Schwab Branch Locations and Local Hours

Charles Schwab has physical branch locations in many cities, and some branches may have hours different from the main 8:30 a.m. to 9:00 p.m. Eastern window. To find the hours of a specific branch near you, visit the Schwab website, use the branch locator tool, or call 1-800-435-4000 and ask for the location closest to your zip code.

Branch hours vary by location and may be shorter on certain days. If you plan to visit a branch in person, it is worth confirming the hours before you go, especially if you are planning a visit on a Friday or near a holiday.

What to Do If You Need Help Outside Business Hours

If you have an urgent account issue outside Schwab's regular phone hours, the website offers several options. You can submit a find message through your account, which a representative will answer during the next business day. Schwab also has an after-hours support line for certain account emergencies — the number is listed on their website under "Contact Us."

For non-urgent questions, email is another option. You can send a message through your Schwab account dashboard, and a representative will respond within one business day. The mobile app also allows you to access account information, place trades, and transfer funds without waiting for customer service.

Frequently Asked Questions

Is Charles Schwab open on Saturday and Sunday?

No, Schwab's offices and customer service phone lines are closed on weekends. However, you can access your account through the website and mobile app 24/7, including weekends, to view balances and place trades that will execute when the market reopens on Monday.

Can I trade stocks on a market holiday?

You cannot execute trades on a market holiday because the stock exchange is closed. However, you can place a trade order through the Schwab website or app, and it will execute the next trading day when the market reopens. Extended-hours trading is also not available on market holidays.

What time does the stock market close, and when does Schwab stop accepting trades?

The stock market closes at 4:00 p.m. Eastern Time on regular trading days. Trades placed after 4:00 p.m. will execute the next trading day. Extended-hours trading continues until 8:00 p.m. Eastern if you want to trade after the regular market close.

How do I reach Schwab if I need help outside business hours?

You can send a find message through your account, use the after-hours support line listed on the Schwab website, or send an email through your account dashboard. For non-emergency issues, these methods will get you a response during the next business day.

Does Schwab observe all U.S. stock market holidays?

Yes, Schwab closes on all days the NYSE is closed, including New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Thanksgiving, and Christmas. You can view a full holiday calendar on the Schwab website.