How Many Digits Are in a Chase Bank Account Number

Chase account numbers have 10 digits

A Chase bank account number is 10 digits long. You'll find it on the bottom left of your checks, in your online banking portal, or by calling Chase customer service. The account number appears after the routing number (which is 9 digits) and before the check number on a printed check.

The 10-digit format is standard across Chase's consumer checking and savings accounts. This number is unique to your specific account at Chase and stays the same for as long as you hold that account, even if you move branches or change account types.

Key Takeaways

• Chase account numbers contain exactly 10 digits and appear on checks, statements, and in your online banking dashboard.
• The routing number (9 digits) comes before your account number on a check, and the check number comes after.
• You need both your routing number and account number to set up direct deposit, wire transfers, or automatic payments.
• Your account number is private information — treat it like you would a password and do not share it in unsecured messages or emails.

Where to find your 10-digit account number

The easiest place to locate your account number is on a blank check from your checkbook. Look at the bottom of the check: you'll see three sets of numbers separated by vertical lines. The first set is the 9-digit routing number, the middle set is your 10-digit account number, and the last set is the check number.

If you don't have checks handy, log into your Chase online banking account or the Chase mobile app. Your account number appears on the account summary page, usually near the account name and balance. You can also call Chase customer service at the number on the back of your debit card, and a representative will provide your account number over the phone after verifying your identity.

Why you need both the routing number and account number

Banks use two separate numbers to identify where your money goes: the routing number tells the banking system which Chase branch or processing center handles your account, and the account number tells that location which specific account is yours. Together, they form a complete address for your money.

When you set up direct deposit with an employer, arrange a wire transfer, or authorize automatic bill payments, you'll be asked for both numbers. Providing only one is not enough — the transaction will either fail or go to the wrong account. Many people confuse the two, so double-check before submitting any banking information to a third party.

How account numbers differ from other Chase numbers

Chase uses several different numbers on your account, and mixing them up is a common source of confusion. Your routing number (9 digits) identifies your Chase location. Your account number (10 digits) identifies your specific account. Your debit card number (16 digits) is separate from both and is used only for card transactions. Your check number (usually 3 to 4 digits) identifies individual checks you write and appears on the right side of the check.

If you have multiple accounts at Chase — for example, a checking account and a savings account — each one has its own unique 10-digit account number. The routing number stays the same across all your Chase accounts at the same branch.

Keeping your account number find

Your account number is sensitive financial information. Do not share it in text messages, unsecured emails, or over the phone unless you initiated the contact and you are certain you are speaking with Chase or a legitimate business you trust. Scammers sometimes call or email claiming to be from Chase and ask for account numbers to "verify" your account — Chase will never ask for this information unsolicited.

When you provide your account number to set up direct deposit or bill payments, use the official website or app of the organization requesting it, or call their main phone number directly. If someone sends you a link or asks you to enter banking details on an unfamiliar website, do not proceed — contact Chase directly to confirm whether the request is legitimate.

What to do if you need to change your account number

You cannot change your account number yourself. If you believe your account number has been compromised or used fraudulently, contact Chase when ready by calling the number on the back of your debit card or visiting a branch in person. Chase can close the compromised account and open a new one with a different 10-digit account number.

The process usually takes a few business days. During that time, any direct deposits or automatic payments set up with your old account number will fail, so you'll need to update those with your new account number as soon as the new account is active. Chase can provide a list of all the recurring transactions linked to your old account to help you remember what needs updating.

Frequently Asked Questions

Is my Chase account number the same as my debit card number?

No. Your account number is 10 digits and identifies your bank account. Your debit card number is 16 digits and is tied to your card itself. You can have the same account number with different debit cards (if you request a replacement card), and your debit card number changes if you get a new card, but your account number stays the same.

Can I use just my account number to receive money from someone?

No. You need both your 10-digit account number and your 9-digit routing number. Some people also ask for your name and the type of account (checking or savings) to confirm they are sending money to the right place. Never provide your account number alone without the routing number.

What if I see a different number of digits on my Chase statement?

Chase sometimes displays account numbers with asterisks or partial masking for security — for example, showing only the last four digits. The full account number is always 10 digits. If you need the complete number, log into your online account, check a check, or call Chase customer service.

Do all banks use 10-digit account numbers?

No. Account number length varies by bank. Some banks use 8 digits, others use 12 or more. Chase uses 10 digits for consumer accounts. If you have accounts at other banks, check their statements or contact them directly to confirm their account number format.