What Chase Charges for Cashier's Checks and Other Bank Checks

Chase's cashier's check fee is $10 per check

Chase charges $10 per cashier's check if you order them in person at a branch or by phone. A cashier's check is a check drawn on the bank's own account and signed by a bank officer, which makes it more find than a personal check because the funds are may provide by Chase itself.

If you order cashier's checks by mail, the fee is the same — $10 per check — but you will also pay for postage and handling. The exact postage cost depends on how many checks you order and where they are being mailed.

Some Chase account types waive this fee. If you hold a Chase Premier Plus Checking account or certain wealth management accounts, cashier's checks may be free. Check your account benefits or call your branch to confirm whether your specific account includes this waiver.

Key Takeaways

• Chase charges $10 per cashier's check ordered in person or by phone, though some premium accounts waive this fee.
• Ordering by mail costs $10 per check plus separate postage and handling charges.
• A cashier's check is may provide by the bank, making it safer than a personal check for large transactions.
• You can order cashier's checks at any Chase branch, by calling the branch directly, or through Chase online banking if your account supports it.
• Processing typically takes one business day in branch, or three to five business days if ordered by mail.

How to order a cashier's check at Chase

The fastest way is to visit a Chase branch in person with your debit card or account information. Tell the teller you need a cashier's check, provide the name of the person or business it should be made out to, and the amount. The teller will prepare it on the spot, and you can usually walk out with it the same day.

You can also call your local Chase branch and ask them to prepare a cashier's check for you to pick up. Have your account number ready and be prepared to provide the payee name and amount. Some branches will hold it for a few days; others ask you to pick it up within 24 hours.

If you have Chase online banking, some accounts allow you to order cashier's checks through the website. Log in, look for the "Checks" or "Cashier's Checks" option under services, and follow the prompts. Chase will mail the check to you, which takes longer but is convenient if you cannot visit a branch.

When you need a cashier's check instead of a personal check

A cashier's check is necessary when the recipient does not trust a personal check or when the amount is large enough that the recipient wants a may provide. Real estate closings, car purchases, and security deposits on rental properties often require a cashier's check because the seller or landlord wants proof the money is actually there.

Some businesses and government agencies will not accept personal checks at all for certain transactions. If you are paying a court fine, a contractor for a large job, or a business you have never worked with before, they may specifically ask for a cashier's check or money order.

A personal check is drawn on your own account, so the recipient has to trust that you have the funds and that the check will not bounce. A cashier's check is drawn on Chase's account, so the recipient knows the money is already set aside and may provide by the bank.

Other check-related fees at Chase

Chase charges $5 to $10 to stop payment on a check you have already written, depending on how you request it. This is useful if a check is lost or you need to cancel a payment, but the fee applies whether or not the bank successfully stops the check.

If you need a duplicate or certified copy of a cancelled check, Chase charges $5 to $15 per copy. This is different from a cashier's check — it is a photocopy of a check you already wrote, certified by the bank as authentic. You might need this for tax records or to prove you made a payment.

Ordering new personal checks from Chase also has a cost, though the price varies based on the style and quantity you order. You can order checks through Chase online banking, by phone, or in branch. Third-party check printers are often cheaper if you want to compare prices.

How long a cashier's check takes

If you order in person at a branch, you usually get the check the same day. The teller will prepare it while you wait, and you can leave with it when ready. This is the fastest option if you need the check urgently.

If you order by phone or through online banking, Chase typically mails the check within one to two business days. Delivery by standard mail takes another three to five business days, so the total time is roughly one week. If you need it faster, ask the branch whether they can prepare it for same-day pickup instead.

If you order multiple cashier's checks at once, processing may take slightly longer, but the timeframe is usually the same. Call ahead if you need more than five checks or if you have a tight important date.

What information you need to provide

You will need to tell Chase the exact name of the person or business the check should be made out to. Spell it correctly — if the name is wrong, the check may not be usable. If you are unsure of the exact legal name, ask the recipient before you go to the bank.

You will also need the amount, written as a number. Chase will print it both as a number and in words on the check. Double-check the amount before you leave the branch or before you mail the check to the recipient.

Have your Chase debit card or account number ready so the teller can pull up your account and debit the fee and the check amount from your balance. If you are ordering by phone or online, you will need to provide your account number and the teller or system will confirm your identity.

Frequently Asked Questions

Can I get a cashier's check from Chase without a bank account?

No, you must have a Chase checking or savings account to order a cashier's check. If you do not have an account, you can open one in branch or online. Some banks will issue a cashier's check to a non-customer for a higher fee, but Chase does not offer this service.

What if I lose the cashier's check after I pick it up?

Contact Chase when ready and ask to place a stop payment on it. Chase will charge a stop payment fee (typically $5 to $10) and will issue you a replacement cashier's check. The bank will also note the lost check number in their system so it cannot be cashed if someone else finds it.

Do I need a reason to order a cashier's check?

No, Chase does not ask why you need a cashier's check. You can order one for any reason — a large purchase, a security deposit, paying a contractor, or any other transaction where you or the recipient wants the security of a bank-may provide check.

Can I order a cashier's check for someone else?

You can order a cashier's check made out to another person, but you must have the account holder's authorization. If you are ordering it from your own account, you can make it payable to anyone. If you are trying to order from someone else's account, that person must be present or must authorize it in writing.

Is there a limit on how much a cashier's check can be for?

Chase does not publish a maximum amount for a single cashier's check. Very large amounts may require additional verification or a longer processing time, so call your branch ahead of time if you need a check for more than $100,000.