What Chase Bank Charges for a Cashier's Check

Chase cashier's check fees vary by account type and how you order

Chase does not publish a single cashier's check fee on its website. The cost depends on whether you have a Chase checking account, which account tier you hold, and whether you order in person at a branch or by mail. Personal checking customers typically pay between $10 and $15 per check when ordering at a branch, though some account types waive the fee entirely. Business customers and those ordering by mail may face different pricing.

The only way to know your exact fee is to call your local Chase branch, visit in person, or log into your Chase account online and look for fee schedules under your specific account type. Chase updates these fees periodically and does not always announce changes publicly.

Key Takeaways

• Chase cashier's check fees range from $0 to $15 depending on your account type, with some premium accounts waiving the fee entirely.
• Personal checking customers at Chase branches typically pay $10 to $15 per cashier's check, but the exact amount varies by location and account tier.
• Business accounts, money market accounts, and investment accounts may have different cashier's check fees than standard checking.
• Ordering by mail or phone may cost more than ordering in person at a branch, though Chase does not consistently publish these rates online.

How Chase structures cashier's check pricing

Chase groups its checking accounts into tiers: basic checking, premium checking (such as Chase Premier Plus), and specialty accounts like Chase Sapphire or Chase Preferred. Each tier has its own fee schedule. A customer with basic Chase checking might pay $15 for a cashier's check, while a customer with a higher-tier account might pay $10 or nothing at all.

Some Chase accounts marketed to high-net-worth customers or those with large balances waive cashier's check fees as part of their account benefits. If you maintain a minimum balance or meet other requirements, your account may include this perk. You can confirm this by reviewing your account agreement or calling Chase directly.

Ordering a cashier's check at a Chase branch versus by mail

Ordering in person at a Chase branch is the most straightforward method. You bring your ID and the payment amount in cash or from your account, and the teller issues the check on the spot. The fee is charged when ready to your account.

Ordering by mail or phone typically takes longer and may cost more. Chase will mail you the cashier's check, which can take 5 to 10 business days. Some branches charge an additional fee for this service, though Chase does not consistently list these fees online. If you need a cashier's check quickly, in-person ordering is faster and often cheaper.

What information you need to order a cashier's check

Bring your government-issued ID to the branch. You will need to tell the teller the exact amount of the check and the name of the person or business it should be made out to. Have the recipient's name spelled correctly before you reach the teller, because cashier's checks cannot be altered once issued.

You will also need to provide payment. If you are drawing from your Chase account, the teller will deduct the check amount plus the fee from your balance. If you are paying in cash, bring the full amount plus the fee in cash or a combination of cash and card.

Comparing Chase cashier's check fees to other banks

Other major banks charge similar amounts. Bank of America typically charges $10 to $15 per cashier's check for personal accounts. Wells Fargo charges $10 to $12. Some online banks and credit unions charge $5 to $8 or waive the fee for members. If you order cashier's checks frequently, comparing fees across institutions where you already bank may save money.

Credit unions often offer lower cashier's check fees than large national banks, sometimes as low as $3 to $5 per check. If you belong to a credit union, checking their fee schedule before ordering at Chase could be worthwhile.

When Chase may charge additional fees

If you order a large number of cashier's checks at once, some Chase branches may charge a per-check fee rather than a flat fee. If you need the check issued urgently or request a replacement for a lost or damaged check, Chase may charge a separate fee for expedited service or reissuance. Ask the teller about any additional charges before you complete the transaction.

If your account is overdrawn or you do not have sufficient funds to cover the check amount plus the fee, Chase will decline the request. Make sure your account balance covers both the check and the fee before you visit the branch.

Frequently Asked Questions

Does Chase waive cashier's check fees for any accounts?

Some Chase premium and specialty accounts waive cashier's check fees as part of their benefits package. Check your account agreement or call your branch to confirm whether your account includes this perk. Basic checking accounts typically do not waive the fee.

Can I order a cashier's check online at Chase?

Chase does not offer online ordering for cashier's checks through its website or mobile app. You must order in person at a branch, by phone, or by mail. In-person ordering is fastest and often the cheapest option.

How long does it take to get a cashier's check from Chase?

At a branch, you receive the check when ready. By mail, it typically takes 5 to 10 business days. If you need a cashier's check quickly, visit a Chase branch in person rather than ordering by mail.

What if I lose a cashier's check after Chase issues it?

Contact Chase when ready. You may be able to place a stop payment on the check and request a replacement, though Chase may charge a fee for this service. Bring your receipt or account information to the branch.

Is there a limit to how many cashier's checks I can order at once?

Chase does not publicly state a limit, but ordering more than a few at once may trigger additional scrutiny or fees. Call your branch ahead of time if you need multiple cashier's checks to confirm pricing and whether they can fulfill the order.