How to Find Your Chase Bank Routing Number

Where to find your Chase routing number

Your Chase routing number is a nine-digit code that tells other banks where to send money when you receive a transfer or direct deposit. Chase uses different routing numbers depending on which state your account is based in, so the number you need depends on where your branch is located, not where you live now.

The fastest way to find it is to look at the bottom left corner of any check from your Chase checking account. The first nine digits printed there are your routing number. If you do not have checks handy, you can also log into your Chase online account or mobile app, go to your account details, and look for the routing number listed there.

If you cannot access your account online and do not have a check, you can call Chase customer service at 1-800-935-9935 and give them your account number. They will tell you the routing number for your specific account and branch location.

Key Takeaways

• Your Chase routing number appears as the first nine digits on the bottom left of any check from your account.
• Chase uses different routing numbers by state, so your routing number depends on where your branch is located.
• You can find your routing number by logging into Chase online banking or calling 1-800-935-9935.
• You will need your routing number to set up direct deposit, receive wire transfers, or arrange automatic bill payments.
• Savings accounts and money market accounts at Chase may have different routing numbers than your checking account.

Checking your Chase online account or app

Log into Chase.com or open the Chase mobile app on your phone. Once you are signed in, navigate to the account you need the routing number for — this matters because different account types sometimes have different routing numbers.

Look for a section labeled "Account Details," "Account Information," or "Routing Number." The routing number will be displayed as a nine-digit code. Some versions of the Chase app show it under a menu option called "More" or "Settings" within the account view. If you cannot find it in the obvious places, try searching the app's help section for "routing number" and it will direct you to the exact screen.

Understanding routing numbers vs. account numbers

A routing number identifies which bank or branch handles your account. A account number identifies your specific account within that bank. You need both pieces of information for most banking tasks, but they serve different purposes.

When you set up direct deposit with an employer, for example, you provide both numbers. The routing number tells the employer's bank which institution to send the money to, and the account number tells Chase which account within the bank should receive it. On a check, the routing number comes first (nine digits), then the account number (usually ten to twelve digits).

Chase routing numbers by state

Chase maintains multiple routing numbers across the United States. The routing number for your account depends on the state where your branch is located. Some of the most common Chase routing numbers are 021000021 for New York, 111000025 for California, and 041001039 for Illinois, but there are many others.

If you move to a different state and want to keep your current Chase account, your routing number will not change — it stays tied to the branch location where you opened the account. However, if you open a new account at a Chase branch in a different state, that new account will have a routing number for that state.

The easiest way to confirm you have the correct routing number for your specific account is to check a recent check or log into your online account. Do not rely on a general list of Chase routing numbers, because using the wrong one can cause delays or failed transfers.

When you need your routing number

You will need your Chase routing number whenever another bank or organization needs to send money to your account. Common situations include setting up direct deposit for your paycheck, receiving a tax refund, arranging an automatic bill payment from your Chase account to another bank, or receiving a wire transfer from someone else's bank.

Some employers ask for your routing number when you fill out direct deposit paperwork. Government agencies like the IRS ask for it when you request a refund to be deposited directly into your account. If you are paying a bill through another bank's bill pay system and want the payment to come from your Chase account, you will provide your Chase routing number and account number to that other bank.

What to do if you cannot find your routing number

If you do not have access to a check, cannot log into your online account, and prefer not to call, you can visit a Chase branch in person. Bring your ID and account information, and a teller can write down your routing number for you.

Another option is to use the Chase routing number lookup tool on their website. Go to Chase.com, search for "routing number," and you will find a tool where you can enter your state and account type to see the routing numbers Chase uses in that location. Keep in mind this shows you the general routing numbers for your state, but your specific account's routing number is the one printed on your check or shown in your online account.

Frequently Asked Questions

Is my Chase routing number the same as my account number?

No. Your routing number is nine digits and identifies Chase or your specific Chase branch. Your account number is usually ten to twelve digits and identifies your individual account. You need both for most transfers and direct deposits.

Do all Chase accounts have the same routing number?

No. Chase uses different routing numbers by state, and sometimes different account types (checking, savings, money market) at the same branch may have different routing numbers. Always check your specific account to confirm.

Can I use any Chase routing number, or does it have to match my branch?

You should use the routing number for your specific account. Using a different Chase routing number can cause transfers to fail or be delayed. Check your check or online account to find the correct one.

What happens if I give someone the wrong routing number?

The transfer or deposit may fail, or it may be sent to a different Chase account or branch. The sending bank will usually catch the error and return the money, but this can take several business days. Always double-check the routing number before providing it.

Do I need a different routing number for wire transfers?

Chase typically uses the same routing number for wire transfers as for other transfers, but some situations may require a different code. When you initiate a wire transfer, Chase will tell you which routing number to use. If someone is sending you a wire transfer, give them the routing number from your check or online account.