How to Find Your Chase Bank Routing Number

Where to find your Chase routing number

Your routing number is a nine-digit code that tells other banks which Chase branch handles your account. You need it to set up direct deposit, wire money, or receive payments from employers and government agencies. Chase has different routing numbers depending on which state your account is based in, so the number you need depends on where you opened your account, not where you live now.

The fastest way to find it is to look at the bottom left corner of any check from your checking account. The first nine digits printed there is your routing number. If you do not have checks handy, you can find it online through your Chase account, by calling Chase, or by looking it up on Chase's official routing number list.

Key Takeaways

• Your routing number appears as the first nine digits on the bottom left of any Chase check.
• Chase routing numbers vary by state, so you need the number for the state where you opened your account, not where you currently live.
• You can find your routing number by logging into Chase online banking, calling Chase customer service, or using Chase's routing number lookup tool on their website.
• If you have multiple Chase accounts in different states, each account may have a different routing number.

Finding your routing number through Chase online banking

Log into your Chase account at chase.com using your username and password. Once you are signed in, look for your account details or account information section — this is usually found under a menu labeled "Accounts" or "Account Details."

Select the specific checking or savings account you need the routing number for. Chase will display your account number and routing number together on the account details page. Write down the nine-digit routing number or take a screenshot. If you cannot locate this section, the Chase mobile app also displays routing and account numbers under account details.

Calling Chase to get your routing number

Call Chase customer service at 1-800-935-9935. Have your account number ready, though the representative can often look it up using your Social Security number and date of birth. Tell them you need your routing number and the state your account is based in.

The representative will give you the nine-digit number over the phone. Ask them to spell it out or repeat it so you have it correct, since a single wrong digit will cause direct deposit or wire transfers to fail. They can also confirm which state your account is registered to if you are unsure.

Using Chase's routing number lookup tool

Visit chase.com and search for "routing number" in the search bar at the top of the page. Chase provides a routing number lookup tool that lets you search by state. Select your state from the dropdown menu, and Chase will display the routing number for accounts opened in that state.

This tool is useful if you know which state your account is in but do not have a check or access to online banking. Keep in mind that this shows the routing number for that state — if you opened your account in a different state than where you live now, use the state where you opened it.

Understanding routing numbers for different account types

Chase uses the same routing number for both checking and savings accounts within the same state. However, if you have a Chase account in one state and later move and open a new account in another state, each account will have its own routing number based on where it was opened.

Business accounts and personal accounts may have different routing numbers even if they are in the same state. If you have both a personal and business Chase account, check the routing number for the specific account you are using. The account details page or a check from that account will show you the correct number.

What to do if you cannot find your routing number

If you do not have access to online banking, do not have checks, and cannot call, you can visit a Chase branch in person. Bring a photo ID and your account number or debit card. A Chase employee can write down your routing number for you on the spot.

Another option is to contact Chase through their website's find message system if you have online banking set up. Log in, go to the "Contact Us" or "Messages" section, and ask for your routing number. A representative will respond within one business day with the information.

Common mistakes when using your routing number

The most common error is using the wrong routing number for your state. If you moved states after opening your account, your routing number is still based on the original state. Double-check which state your account was opened in before you use the routing number.

Another mistake is confusing your routing number with your account number. Your account number is usually 10 to 12 digits and appears to the right of the routing number on a check. Direct deposit forms and wire transfer requests ask for both numbers, so make sure you put each one in the correct field. If a form is rejected, verify that you entered the nine-digit routing number, not your account number.

Frequently Asked Questions

Do all Chase accounts have the same routing number?

No. Chase routing numbers are based on the state where you opened your account. If you have accounts in two different states, each account has its own routing number. Even if you move to a new state, your original account keeps its original routing number.

Can I find my routing number on my debit card?

No, your routing number does not appear on your debit card. It only appears on checks, in online banking, or through Chase customer service. Your debit card shows your card number and expiration date, but not your routing number.

What if I have a Chase account from years ago and do not remember which state it is in?

Log into online banking and check your account details, which will show the state associated with your account. You can also call Chase at 1-800-935-9935 and provide your account number — they will tell you which state your account is registered to and give you the correct routing number.

Is my routing number the same for wire transfers and direct deposit?

Yes. The same nine-digit routing number works for wire transfers, direct deposit, ACH transfers, and any other electronic transfer method. You do not need different routing numbers for different types of transfers.

What happens if I use the wrong routing number?

If you use the wrong routing number, the transfer may be rejected, delayed, or sent to the wrong bank. If money is sent to the wrong place, contact Chase when ready and provide the details of the transfer. Chase can work with the other bank to recover the funds, but this process can take several days.