Chase Bank Hours on July 5, 2024

Chase Bank was closed on July 5, 2024

July 5, 2024 was a Friday, and Chase Bank branches were closed that day because it fell when ready after Independence Day (July 4), which is a federal holiday. When a federal holiday lands on a Thursday, many banks close the following Friday as well to give employees a long weekend. This closure applied to most Chase branch locations across the United States.

If you needed banking services on July 5, 2024, you could still use Chase's digital channels: mobile app, online banking, ATMs, and phone support. These services run 24/7 regardless of branch closures. You could also withdraw cash from any Chase ATM, transfer money between accounts, pay bills, or deposit checks using mobile deposit.

Key Takeaways

• Chase branches close on federal holidays and the day after when the holiday falls on Thursday, so July 5, 2024 was a closure day.
• ATMs, mobile banking, online banking, and phone support remain available during branch closures.
• Mobile deposit lets you photograph a check and submit it through the Chase app without visiting a branch.
• You can check your specific branch's hours on the Chase website or by calling 1-800-935-9935 to confirm closure dates for any future holiday.

What you could do on July 5 without a branch

Chase ATMs worked normally on July 5, 2024, even though branches were closed. You could withdraw cash, deposit checks (at ATMs with deposit capability), transfer money between your own accounts, and check your balance. ATM access is the same whether it is a holiday or a regular business day.

The Chase mobile app and website let you pay bills, send money to other people, move funds between accounts, and review transactions. You could also deposit a check by taking a photo of the front and back through the mobile app — no branch visit needed. Phone banking at 1-800-935-9935 connects you to a representative who can help with account questions, fraud reports, or other issues that require a person.

How to learn about your branch is closed on a specific date

The easiest way is to visit Chase.com, click "Locations," enter your zip code or address, and select your branch. The page shows regular hours and lists upcoming closures. You can also call your branch directly or call the main customer service line at 1-800-935-9935 and ask about a specific date.

Chase publishes its holiday schedule early in the year, so you can plan ahead. Federal holidays when Chase branches close include New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas. If the holiday falls on a weekend, the closure usually happens on the nearest weekday instead.

Why banks close on federal holidays

Federal holidays are days when the Federal Reserve and most government offices close. Banks follow the same schedule because they need to settle transactions through the Federal Reserve system, and many banking operations depend on government offices being open. Employees also receive these days off as paid holidays.

The day after a Thursday holiday (like July 4, 2024) is often closed as a courtesy to staff, though this varies by bank. Some banks stay open the day after; Chase typically closes both the holiday itself and the following day when the holiday is Thursday.

What happens to transactions on closure days

Transactions you make through the app, website, or ATM on a closure day are processed normally. Deposits made at an ATM or through mobile deposit on July 5 would have been credited to your account, though the funds might not be available until the next business day depending on the type of deposit. Transfers between your own Chase accounts happen when ready.

Checks deposited through mobile deposit on a Friday closure day are typically available by Monday, assuming the photo quality is clear and the check amount is under your daily limit. Payments you schedule through bill pay are sent on the date you choose, regardless of whether that date is a holiday.

Frequently Asked Questions

Can I still use my Chase debit card on July 5 if the branch is closed?

Yes. Your debit card works at any merchant, ATM, or online retailer on any day, including federal holidays and branch closure days. The card itself does not know whether a branch is open — it connects directly to the payment network.

What if I need to speak to someone on a closure day?

Call 1-800-935-9935 for phone banking support. Representatives are available 24/7, including holidays. For issues that require a branch visit (like opening a new account or getting a cashier's check), you would need to wait until the next business day.

Does mobile deposit work on closure days?

Yes. You can photograph a check and submit it through the Chase mobile app on any day, including holidays and closure days. The deposit is processed and credited to your account, though funds may take one to two business days to become available depending on the check amount.

Will my scheduled bill payment go through if I set it for a closure day?

Bill payments scheduled for a closure day are sent on that date. However, if you schedule a payment for the same day you set it up and that day is a closure day, it may process the next business day instead. Set payments at least one business day in advance to avoid delays.

How do I know which days Chase will be closed in 2025?

Visit Chase.com and look for the holiday schedule, or call your branch directly. Chase publishes its closure dates at the start of each year. The closures follow the federal holiday calendar, so you can also check the U.S. Office of Personnel Management website for federal holidays.