Is Chase Bank Open on Columbus Day 2024?

Chase Bank branches are closed on Columbus Day 2024

Chase Bank observes Columbus Day as a federal holiday, so all Chase branches will be closed on Monday, October 14, 2024. This means you cannot visit a physical branch location that day to deposit checks, withdraw cash, or speak with a banker in person.

However, you can still use Chase's digital services — your mobile app, online banking, and ATMs work 24/7, even on holidays. You can transfer money between accounts, pay bills, check your balance, and deposit checks using mobile check deposit. The only services you cannot use are those that require a banker or teller to be physically present at a branch.

Key Takeaways

• All Chase Bank branches close on Columbus Day (October 14, 2024), and no in-person banking services are available that day.
• Chase ATMs and online banking remain open and functional on Columbus Day, so you can withdraw cash and manage your account remotely.
• Mobile check deposit through the Chase app works on holidays, letting you deposit checks without visiting a branch.
• If you need to speak with a Chase representative, customer service phone lines may have reduced hours or longer wait times on the holiday.

What you can do on Columbus Day with Chase

Your Chase debit card works at any ATM on Columbus Day, including Chase ATMs and ATMs in other networks. You can withdraw cash, check your balance, and transfer money between your own accounts using the ATM. There is no limit to how many times you can use an ATM on a holiday — the machines operate the same way they do on any other day.

The Chase mobile app and Chase.com website are both open. You can log in to pay bills, send money to other people, move funds between accounts, and review your transaction history. Mobile check deposit — where you photograph the front and back of a check through the app — processes on holidays, though the funds may not appear in your account until the next business day.

If you have questions, you can call Chase customer service. Phone lines may have longer wait times than usual because of the holiday, but representatives are typically available. You can also use the Chase app's messaging feature to contact support, though responses may take longer on a federal holiday.

What you cannot do on Columbus Day

You cannot visit a Chase branch to speak with a banker, deposit cash, or request a cashier's check. If you need a notary service through Chase, that is also unavailable on the holiday. Notary services are only offered at physical branch locations during business hours.

Wire transfers initiated through a branch require a banker, so you cannot start a wire transfer in person on Columbus Day. However, some Chase accounts allow you to initiate wire transfers through online banking or the app, which would work on the holiday — check your account settings or call customer service to confirm whether your account has this feature.

Planning ahead for Columbus Day banking

If you need cash or want to deposit a check in person, do it on Friday, October 11, or Tuesday, October 15. Chase branches typically operate during standard business hours on those days — usually 9 a.m. to 5 p.m., though hours vary by location. You can find your nearest branch and its specific hours on Chase.com or by calling ahead.

If you need a service that requires a banker — like opening a new account, explore for a loan, or getting a cashier's check — plan to visit on a regular business day. You can also call ahead to confirm your branch's hours or ask whether any services can be handled over the phone or through the app instead.

Other federal holidays when Chase closes

Chase observes the same federal holidays as the U.S. government. In 2024, branches also close on New Year's Day (January 1), Martin Luther King Jr. Day (January 15), Presidents' Day (February 19), Memorial Day (May 27), Juneteenth (June 19), Independence Day (July 4), Labor Day (September 2), Thanksgiving Day (November 28), and Christmas Day (December 25).

On all these days, branches are closed but ATMs and online banking remain open. If you are unsure whether a specific date is a Chase holiday, you can check the Chase website or call your local branch. Some branches may also observe state-specific holidays in addition to federal holidays, so it is worth confirming before you plan a visit.

How to prepare if you need banking services on a holiday

The best way to prepare is to handle your banking needs before the holiday arrives. If you know you will need cash on Columbus Day, withdraw it on Friday. If you have checks to deposit, use mobile check deposit through the app or visit a branch earlier in the week.

For recurring payments or bills due on Columbus Day, set them up in advance through online banking or the app. Most payments made on a holiday are processed the next business day, so timing your payment for the day before the holiday ensures it posts on time and avoids any late fees.

Frequently Asked Questions

Can I use my Chase debit card on Columbus Day?

Yes. Your debit card works at any ATM and any merchant on Columbus Day. You can withdraw cash from Chase ATMs or other bank ATMs, and you can make purchases at stores and restaurants. Only in-person services at Chase branches are unavailable.

Will my mobile check deposit go through on Columbus Day?

You can submit a mobile check deposit on Columbus Day through the Chase app, but the funds typically do not appear in your account until the next business day (Tuesday, October 15). The deposit is received, but processing happens after the holiday.

What if I need to speak to a Chase banker on Columbus Day?

You cannot visit a branch, but you can call Chase customer service. Phone lines are usually staffed on holidays, though wait times may be longer than normal. For complex issues that require a banker, you will need to call back on a regular business day or visit a branch in person.

Can I pay my Chase credit card bill on Columbus Day?

Yes. You can pay your bill through the Chase app, Chase.com, or by phone. Payments made on Columbus Day are typically processed the next business day. If your payment due date falls on Columbus Day, make the payment on the day before to avoid a late fee.

Are Chase ATMs open on Columbus Day?

Yes. Chase ATMs operate 24/7, including on Columbus Day and all other federal holidays. You can withdraw cash, check your balance, and transfer money between accounts at any time.