Chase Bank Hours on Election Day: What You Need to Know

Chase Bank branches are closed on Election Day

Chase Bank observes Election Day as a federal holiday and closes all branches on that day. Election Day falls on the first Tuesday after the first Monday in November each year. In 2024, that is November 5. In 2025, it will be November 4. Your local Chase branch will not be open for in-person banking.

However, you can still access your money through ATMs and online banking. Chase ATMs operate 24/7 regardless of branch closures, so you can withdraw cash, deposit checks using mobile deposit, or check your balance at any Chase ATM. You can also log into Chase.com or the Chase mobile app to transfer money, pay bills, or move funds between accounts.

If you need to speak with someone, Chase customer service remains available by phone on Election Day. The phone number is on the back of your debit or credit card, or you can find it on your account statements.

Key Takeaways

• All Chase Bank branches close on Election Day, which occurs on the first Tuesday after the first Monday in November.
• Chase ATMs and online banking through the website or mobile app work normally on Election Day, so you can access your money without visiting a branch.
• You can deposit checks remotely using the Chase mobile app's mobile deposit feature instead of going to a branch.
• Customer service by phone is available on Election Day if you need to speak with a representative about your account.

Planning ahead for Election Day banking

If you need to deposit a check or withdraw a large amount of cash, plan to do it the day before Election Day. Some people wait until the last minute and then find themselves unable to reach a branch. Depositing checks through mobile deposit on the Chase app takes a few minutes and avoids the need to visit in person.

If you use a Chase branch for services that require a teller — such as ordering a cashier's check, reporting a lost card, or discussing a loan — contact your branch the day before to see if you can handle it then, or ask when the branch reopens the next day.

What to do if you need cash before the polls close

Chase ATMs are your fastest option on Election Day itself. You can withdraw up to your daily limit, which varies by account type but is typically $500 to $1,000 per day. If you need more cash than your daily limit allows, withdraw what you can the day before.

If your debit card is lost or stolen and you need cash on Election Day, call Chase customer service at the number on your account statement. They can discuss options with you, such as arranging a wire transfer or discussing emergency cash access.

Mobile deposit and remote banking on Election Day

Chase mobile deposit lets you photograph the front and back of a check using your phone and submit it through the app. The deposit posts to your account within one or two business days. This works on Election Day just as it does any other day, so you do not need to visit a branch to deposit checks.

You can also pay bills, transfer money between your own accounts, send money to other people through Chase QuickPay, and check your balance through the app or website. These services do not depend on branch hours.

Finding your nearest Chase branch hours after Election Day

Chase branches reopen the day after Election Day with normal hours. To find your nearest branch and confirm its hours, visit Chase.com and use the branch locator tool, or call customer service. Hours vary by location — some branches open at 9 a.m., others at 10 a.m., and some have different hours on different days of the week.

If you need to handle something that requires a teller and you missed the important date before Election Day, plan to visit the branch as soon as it reopens.

Frequently Asked Questions

Can I use my Chase debit card on Election Day?

Yes. Your debit card works at stores, restaurants, and online retailers on Election Day. Only the physical branch locations close. ATMs also work normally, so you can withdraw cash or check your balance.

Will my automatic bill payments go through on Election Day?

Yes. Automatic payments scheduled through Chase or through your billers continue on Election Day. The branch closure does not affect automatic transfers or bill payments you have already set up.

What if I need to report fraud on Election Day?

Call Chase customer service at the number on the back of your card or on your statement. Representatives are available by phone on Election Day to report unauthorized transactions, lost cards, or other account issues. They can freeze your card or take other protective steps when ready.

Can I order checks or a new debit card on Election Day?

You can order checks and request a replacement debit card through the Chase app or website on Election Day, and the order will process. However, if you need them urgently and want to speak with someone, you will need to wait until the branch reopens or call customer service to discuss your options.

Are Chase loan payments due on Election Day?

If your loan payment is due on Election Day, it is still due. You can make the payment online through Chase.com or the app, by phone with customer service, or by mail. Contact your lender if you have questions about the due date or need to arrange a different payment method.