What Your Chase Bank ABA Number Is and Where to Find It

Your Chase ABA number is a nine-digit code that identifies which Chase branch or processing center handles your account

The ABA number (American Banker Association number) is not unique to you — it identifies the bank or branch itself, not your individual account. Chase has multiple ABA numbers because different branches and processing centers use different codes. When you set up a wire transfer, direct deposit, or automatic payment, you need the ABA number so the sending bank knows which Chase location to route your money to.

You will see the ABA number printed on the bottom left of your Chase checks, before your account number. If you do not have checks or cannot find it, you can call Chase customer service or log into your online account to locate it. The number you need depends on the type of transaction and sometimes on which state your account is based.

Key Takeaways

• Chase ABA numbers are nine-digit codes that identify a specific Chase branch or processing center, not your personal account.
• Your ABA number appears on the bottom left of your Chase checks, printed before your account number.
• Different Chase accounts may use different ABA numbers depending on the account type and where it was opened.
• You need your ABA number for wire transfers, direct deposits, and automatic bill payments sent from other banks.

Where to find your ABA number on a check

The bottom of a Chase check displays three numbers in order: the ABA number, your account number, and the check number. The ABA number is always nine digits and appears first, on the far left. It is printed in a special magnetic ink that bank machines can read automatically.

If your checks are old or you have moved accounts, the ABA number may have changed. Chase sometimes assigns different routing numbers to accounts opened in different states or at different times, even if you bank with the same branch today. Ordering new checks from Chase will give you the current correct number.

How to find your ABA number without checks

Log into your Chase online banking account or mobile app and look for account details or account information. Many accounts display the routing number (another name for ABA number) in a section labeled "Account Details," "Transfer Information," or "Wire Instructions." You can also call Chase customer service at the number on the back of your debit card and ask for your routing number.

Chase also publishes a list of routing numbers by state and account type on its website. If you know which state your account is based in and what type of account you have (checking, savings, money market), you can search that list to confirm your number. This is useful if you are setting up a transaction and want to verify the number before you submit it.

Why different Chase accounts may have different ABA numbers

Chase operates multiple processing centers across the country, and accounts opened in different regions may route through different centers. A checking account opened in California might use a different ABA number than a savings account opened in New York, even if you hold both at the same Chase branch today. The ABA number reflects where the account was originally processed, not necessarily where you live or bank now.

If you have multiple Chase accounts, each one may have its own ABA number. Before you set up a wire transfer or direct deposit, confirm which account the transaction is going to and use that account's specific ABA number. Using the wrong routing number can delay the transfer or send money to the wrong account.

ABA numbers for wire transfers and ACH payments

Wire transfers and ACH transfers (automatic clearing house transfers, used for direct deposits and bill payments) both require an ABA number. The sending bank uses this number to route your money through the Federal Reserve or through a private clearing network to Chase. If you are receiving a wire transfer or direct deposit, you will need to give the sender your ABA number along with your account number.

Some employers and billers ask for a "routing number" instead of an "ABA number" — these terms mean the same thing. The nine-digit code works for both wire transfers and ACH payments. However, wire transfers and ACH transfers sometimes use slightly different routing numbers at very large banks like Chase, so if a transaction fails, confirm with the sender or Chase that you provided the correct number for that specific transaction type.

What to do if you cannot find your ABA number

Call Chase customer service using the number on the back of your debit card or on a recent statement. Have your account number ready. A representative can tell you the correct ABA number for your account in less than a minute. You can also visit a Chase branch in person and ask a teller to write down your routing number.

If you are setting up a transaction and the sender says the routing number you provided is invalid, contact Chase before trying again. The sender may have entered it incorrectly, or you may have the wrong number for that particular account. Chase can confirm the correct number and sometimes can contact the other bank on your behalf to correct the routing information.

Frequently Asked Questions

Is my ABA number the same as my account number?

No. Your ABA number identifies Chase (or a specific Chase processing center), while your account number identifies your individual account. Both appear on your checks, but they are separate numbers. You need both for most transactions — the ABA number tells the sending bank where to send the money, and the account number tells Chase which account to deposit it into.

Can I use any Chase ABA number for my account?

No. You must use the ABA number assigned to your specific account. Using a different Chase routing number may send your money to the wrong place or cause the transaction to fail. If you are unsure which number belongs to your account, contact Chase or check your account details online.

Do I need my ABA number to use my debit card?

No. You only need your ABA number for transfers between banks, direct deposits, and bill payments. Debit card purchases, ATM withdrawals, and in-branch transactions do not require it. The ABA number is for moving money into or out of your Chase account from another financial institution.

What if my employer asks for a routing number and I only have my account number?

Contact Chase to get your routing number (ABA number). Your employer needs both numbers to set up direct deposit correctly. Providing only your account number will not work. You can find it on a check, in your online account, or by calling Chase customer service.

Does Chase have one ABA number or multiple?

Chase has multiple ABA numbers because it operates many processing centers and branches. Your specific account has one assigned ABA number. Other Chase customers may have different routing numbers depending on where their accounts were opened and what type of account they hold.