How to Find Chase Bank's SWIFT Code for International Transfers

Chase's SWIFT Code and What It Does

Chase Bank's primary SWIFT code is CHASUS33. SWIFT stands for Society for Worldwide Interbank Financial Telecommunication — it is a standardized system banks use to identify each other when moving money across borders. When you send money internationally to or from a Chase account, the receiving bank uses this code to route the transfer to the correct Chase location.

CHASUS33 is the code for Chase's main U.S. operations. The "CHAS" part identifies Chase, "US" indicates the United States, and "33" is Chase's specific branch code within the SWIFT network. You will need this code when someone outside the U.S. sends you money, or when you instruct your bank to send money abroad and the receiving bank asks for Chase's SWIFT identifier.

Not every Chase transfer needs a SWIFT code. Domestic transfers between U.S. bank accounts use routing numbers instead. SWIFT codes only matter for international wires — money crossing a border.

Key Takeaways

• Chase Bank's SWIFT code is CHASUS33, used for international wire transfers into or out of Chase accounts.
• SWIFT codes identify banks in the international payment system; domestic U.S. transfers use routing numbers instead.
• Different Chase divisions may have different SWIFT codes, so confirm which one applies to your specific account type.
• You can find your account's correct SWIFT code by calling Chase directly or checking your account statements and transfer history.

When You Actually Need a SWIFT Code

You need a SWIFT code when money is coming into your Chase account from outside the United States. A foreign bank, employer, or individual sending you a wire will ask for it. You also need it if you are sending money from your Chase account to a bank outside the U.S. and that bank's system requires you to provide Chase's identifier.

The person or organization sending the money will usually ask for your account number, your name, and Chase's SWIFT code all together. They enter this information into their bank's international transfer form. Without the correct code, the transfer may be delayed or sent to the wrong bank entirely.

If you are receiving a wire and the sender asks "what is Chase's SWIFT code," give them CHASUS33. If you are sending money out and your Chase banker asks for the receiving bank's SWIFT code, you will need to contact that bank directly — each bank has its own code.

SWIFT Codes for Different Chase Divisions

CHASUS33 covers most Chase consumer and business accounts. However, Chase operates several divisions, and some have their own SWIFT codes for specific purposes. Chase Investment Bank, for example, may use a different code for institutional transfers. Chase Private Client and Chase Commercial Banking may also have separate identifiers depending on the type of transaction.

If you have a specialized account — such as a trust account, an investment account, or a business account with Chase — confirm the correct SWIFT code before initiating an international transfer. The easiest way is to call Chase directly or log into your online account and look for wire transfer instructions, which often list the SWIFT code specific to your account type.

How to Confirm Your Account's SWIFT Code

Call Chase customer service at the number on the back of your debit card or on your account statement. Tell them you need the SWIFT code for an international wire transfer. They will confirm whether CHASUS33 applies to your account or whether your specific account type uses a different code.

You can also check your recent wire transfer history in your Chase online account or mobile app. If you have received an international wire before, the details often show the SWIFT code that was used. Some account statements also print this information in the wire transfer section.

Do not rely on a SWIFT code you find on an unverified website. Banks sometimes update codes, and using an outdated or incorrect code can cause delays. A five-minute call to Chase removes all doubt.

SWIFT Code vs. Other Bank Identifiers

The United States also uses routing numbers for domestic transfers. A routing number is nine digits and identifies a specific Chase branch or processing center for transfers within the U.S. only. SWIFT codes are used internationally and have a different format (eight or eleven characters, including letters).

Some countries use their own systems in addition to SWIFT. For example, European banks use IBAN (International Bank Account Number), and some Asian banks use CHIPS (Clearing House Interbank Payments System). If you are sending money to a country outside the U.S., the receiving bank will tell you which identifiers they need — usually SWIFT code plus account number, but sometimes IBAN or other local codes as well.

Chase can provide you with all of these identifiers if you ask. When setting up an international transfer, ask the receiving bank what they need, then contact Chase with that list. Chase's wire department can confirm whether they have the information the receiving bank is asking for.

Common Mistakes When Using SWIFT Codes

The most common error is using CHASUS33 when the receiving bank actually needs a different Chase code for your specific account type. Always confirm with Chase first, not with the sender. The sender's bank will reject an incorrect code, and the money may be returned or held in limbo while the banks sort it out.

Another mistake is confusing SWIFT codes with routing numbers. If a Chase representative asks for a routing number and you give them a SWIFT code, the transfer will fail. Routing numbers are for domestic U.S. transfers only. SWIFT codes are for international transfers only. Ask which one you need before you provide it.

A third error is assuming the SWIFT code is the same for all Chase accounts. While CHASUS33 covers most accounts, some specialized accounts use different codes. If you have multiple Chase accounts or an unusual account type, each one might have its own code.

Frequently Asked Questions

Can I use CHASUS33 for every Chase account I have?

CHASUS33 works for most consumer and standard business Chase accounts. If you have a trust account, investment account, or institutional account, contact Chase to confirm. Using the wrong code can delay or misdirect your transfer.

What happens if I give someone the wrong SWIFT code?

The receiving bank's system will reject it or route the transfer to the wrong institution. The money may be returned to the sender, held by an intermediary bank, or delayed while the banks investigate. Always verify the code with Chase before sharing it.

Do I need a SWIFT code to receive money from Canada or Mexico?

It depends on the sender's bank and the transfer method. Some Canadian and Mexican banks use SWIFT codes; others use local systems. Ask the sender's bank what they need. If they ask for Chase's SWIFT code, provide CHASUS33.

Is CHASUS33 the same as my routing number?

No. Your routing number is nine digits and is used only for transfers within the U.S. CHASUS33 is an eleven-character code used only for international transfers. You need both for different types of transfers, but they are not interchangeable.

Where do I find my own account number to give along with the SWIFT code?

Your account number appears on your debit card, checks, and account statements. When sending money internationally, you will provide both your Chase account number and CHASUS33 to the sender or their bank. Never share your full account number or SWIFT code with anyone except the bank or verified financial institution sending or receiving the money.