How to Find Your Chase Bank SWIFT Code
Where to find your Chase SWIFT code online
Chase publishes its SWIFT codes on its official website under the international wire transfer section. Go to chase.com, search for "SWIFT code," and you'll land on a page that lists codes by location and branch type. The main SWIFT code for Chase Bank USA, N.A. is CHASUS33 — this one works for most international wire transfers to Chase accounts in the United States.
If you need a code for a specific Chase branch or location, the Chase website lets you search by state and city. Each regional processing center may have its own code, though CHASUS33 handles the majority of incoming wires. The page also explains what information you'll need to provide alongside the SWIFT code when sending or receiving money internationally.
Key Takeaways
- Chase's main SWIFT code is CHASUS33, which works for most international wire transfers to U.S. Chase accounts.
- You can find branch-specific SWIFT codes on chase.com by searching for "SWIFT code" and filtering by location.
- Your Chase account statement or online banking portal may also display the SWIFT code tied to your specific account.
- When sending money internationally to a Chase account, you'll need the SWIFT code plus the recipient's account number and routing number.
Checking your Chase online banking account
Log into your Chase online banking account and navigate to the wire transfer or international payment section. Some Chase accounts display the SWIFT code directly on the wire transfer setup page, especially if you've sent international wires before. If it's not visible there, look under account details or settings — the code may be listed alongside your routing number and account number.
Not all Chase accounts show the SWIFT code in the portal. If you don't see it after checking wire transfer pages and account settings, call Chase customer service at the number on the back of your debit or credit card. A representative can confirm the correct SWIFT code for your specific account type and location within seconds.
What a SWIFT code does and why you need it
A SWIFT code is a standardized identifier that tells the international banking system which bank and branch should receive your money. SWIFT stands for Society for Worldwide Interbank Financial Telecommunication. When you send money from a bank outside the United States to a Chase account, the sending bank uses the SWIFT code to route the transfer correctly. Without it, the wire may be delayed or sent to the wrong institution.
SWIFT codes are different from routing numbers. A routing number is used for domestic U.S. transfers between banks. A SWIFT code is used for international transfers. You may need both pieces of information when receiving money from abroad — the sender's bank will ask for the SWIFT code, your account number, and sometimes your routing number as well.
SWIFT codes for different Chase account types
Chase uses the same main SWIFT code — CHASUS33 — for most personal checking accounts, savings accounts, and business accounts. However, some specialized accounts or those held at specific Chase processing centers may have different codes. If you have a Chase Private Client account, a business banking account, or an account at a particular regional center, the SWIFT code may vary.
The safest approach is to confirm the code with Chase directly rather than guessing based on your account type. Call the customer service number on your Chase card, or ask during your next visit to a Chase branch. Providing the wrong SWIFT code can cause a wire to be rejected or rerouted, which delays your money and may result in fees from the sending bank.
What information to provide alongside the SWIFT code
When someone sends you money internationally to your Chase account, they'll need more than just the SWIFT code. They also need your account number (the full number, usually 10 to 12 digits for Chase), your name exactly as it appears on the account, and sometimes your routing number (which is 9 digits and also appears on your checks).
Some international senders may also ask for your address and phone number to verify the account. Provide this information exactly as it appears in your Chase account to avoid delays. If the sender's bank requires additional details, ask them what they need before the transfer is initiated — it's easier to provide information upfront than to correct a wire after it's been sent.
If you're sending money out of Chase internationally
If you're the one sending money from your Chase account to someone abroad, you'll need their bank's SWIFT code, not Chase's. You'll enter that code into Chase's wire transfer system along with the recipient's account number and bank details. Chase will use your information to route the outgoing wire correctly.
Chase charges a fee for outgoing international wires, and the amount varies depending on whether the transfer goes to a Chase account elsewhere or to a non-Chase bank. Ask Chase about the fee before you initiate the wire. The recipient's bank may also charge a fee on their end, so let them know to expect a slightly smaller amount than what you sent.
Frequently Asked Questions
Is CHASUS33 the SWIFT code for all Chase branches?
CHASUS33 works for most Chase accounts and branches in the United States. Some regional processing centers or specialized accounts may have different codes, but this is the primary code used for international wires to Chase. If you're unsure whether it applies to your account, contact Chase to confirm.
Can I find the SWIFT code on my Chase checks?
No, SWIFT codes do not appear on checks. Your checks show your routing number and account number, which are used for domestic transfers. The SWIFT code is only needed for international wires and is not printed on banking documents. You'll need to look it up on Chase's website or ask Chase directly.
What happens if I give someone the wrong SWIFT code?
If the SWIFT code is incorrect, the sending bank may reject the wire or route it to the wrong institution. The money could be delayed by several days while the sending bank investigates. In some cases, the wire may be returned to the sender, and both banks may charge fees. Always confirm the code with Chase before providing it to someone sending you money.
Do I need a SWIFT code to receive a wire from another U.S. bank?
No. Domestic wires between U.S. banks use routing numbers, not SWIFT codes. You only need a SWIFT code when receiving money from a bank outside the United States. If the sender is in another country, they will need your SWIFT code along with your account number.
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