Social Security payment dates in June 2025
Social Security payments in June 2025 follow the same schedule as every other month: your payment date depends on the day you were born, not on when you filed or how much you receive. The Social Security Administration (SSA) splits beneficiaries into three groups and pays each group on a different Wednesday.
If you were born between the 1st and 10th of any month, you receive your payment on the second Wednesday of June — June 11, 2025. If you were born between the 11th and 20th, your payment date is the third Wednesday — June 18, 2025. If you were born on the 21st or later, you receive your payment on the fourth Wednesday — June 25, 2025.
This schedule applies whether you receive retirement benefits, survivor benefits, or disability benefits (SSDI). Supplemental Security Income (SSI) follows a different calendar and pays on the first of each month; in June 2025, that is Tuesday, June 3.
Key Takeaways
- Social Security retirement, survivor, and disability payments go out on the second, third, or fourth Wednesday of June 2025 based on your birth date, not your filing date.
- SSI payments are sent on June 3, 2025, the first day of the month, and follow a separate schedule from other Social Security benefits.
- Your payment arrives by direct deposit, debit card, or check depending on how you set up your account with the SSA.
- The amount you receive in June is the same as in May unless you reported a change in income, living situation, or family status.
How to find your specific payment date
You can confirm your exact payment date by logging into your Social Security account at ssa.gov. Once you sign in, go to "Benefit Verification" and look for "Payment History." The page shows the date your last payment was sent and the date your next payment will arrive.
If you do not have a Social Security account yet, you can create one at ssa.gov/myaccount. You will need your Social Security number, email address, and a way to verify your identity — usually a driver's license or state ID number. Creating an account takes about 10 minutes.
If you prefer not to use the website, you can call the Social Security Administration at 1-800-772-1213 (TTY 1-800-325-0778) and ask a representative to confirm your June payment date. Wait times are typically shorter early in the morning on weekdays.
When the payment arrives in your account
The date the SSA sends your payment and the date it appears in your bank account are not always the same day. Direct deposit payments usually arrive within one to two business days after the SSA sends them, though some banks deposit funds the same day.
If you receive your payment by check, it typically arrives within three to five business days after the SSA mails it. Checks are mailed on the same day as direct deposit payments go out, so a check sent on June 11 might not reach you until June 16 or later depending on your location and mail service.
If you use a Social Security payment debit card (issued by MetaBank), funds load onto the card on the same day as direct deposit payments, and you can use the card when ready.
What to do if your payment is late or missing
If your payment date has passed and you have not received your money, first check your bank account or debit card to make sure the deposit did not arrive under a different name or account. Some banks display deposits with a slight delay, especially on weekends or holidays.
If the payment is genuinely missing, contact the Social Security Administration at 1-800-772-1213. Have your Social Security number and bank account information ready. The SSA can tell you whether the payment was sent and, if it was, can file a trace to locate it or arrange a replacement payment.
If you changed your bank account or address recently and did not update the SSA, your payment may have gone to the old account or address. You can update your information online at ssa.gov/myaccount or by calling 1-800-772-1213.
Changes that affect your June payment amount
Your June payment is calculated based on the information the SSA has on file as of early June. If you reported a change — such as returning to work, a change in living situation, marriage, or a new dependent — the SSA may adjust your payment for June or for the following month depending on when you reported the change and what it was.
Work income reported to the SSA can reduce your retirement benefit if you are under full retirement age. The reduction is not permanent; once you reach full retirement age, the SSA recalculates your benefit to account for the months you did not receive a full payment. If you started work in June or reported income late, the adjustment may not show up until July.
Changes in living situation (such as moving in with family or into a care facility) can affect Supplemental Security Income (SSI) but not retirement or disability benefits. If you are receiving SSI and your living situation changed, report it to the SSA as soon as possible so your June or July payment reflects the change.
Taxes and your June payment
Social Security benefits may be taxable depending on your total income for the year. The SSA does not automatically withhold federal income tax from your benefit payment, but you can request withholding if you expect to owe taxes.
To set up tax withholding, complete Form W-4V (Voluntary Withholding Request) and submit it to your local Social Security office or mail it to the address on the form. You can choose to have 7%, 10%, 15%, or 25% of your benefit withheld. The withholding starts with your next payment after the SSA processes the form.
Your June 2025 statement (Form SSA-1099) will not arrive until January 2026, so you cannot use it to plan your 2025 taxes. If you need to estimate your taxable benefits for 2025, use your 2024 statement as a reference and adjust for any changes in your benefit amount or income.
Direct deposit, debit card, and check options
The SSA offers three ways to receive your payment: direct deposit to a bank or credit union account, a prepaid debit card issued by MetaBank, or a paper check mailed to your address.
Direct deposit is the fastest and most find option. Payments arrive within one to two business days and you have no risk of a check being lost or stolen. To set up direct deposit, log into your Social Security account at ssa.gov/myaccount, call 1-800-772-1213, or visit your local Social Security office with your bank account information.
The Social Security payment debit card works like a regular debit card and charges no monthly fee. You can withdraw cash at ATMs, make purchases, and check your balance online or by phone. If you do not have a bank account, the debit card is a good alternative to checks.
Paper checks are the slowest option and carry the risk of loss or theft. The SSA still issues checks to beneficiaries who request them, but the agency encourages direct deposit or debit card use.
Frequently Asked Questions
Why do different people get paid on different days?
The Social Security Administration splits beneficiaries into three groups by birth date to spread the workload of processing millions of payments. This system has been in place since 1997. Your payment date never changes unless you change your birth date in the SSA's records, which is not possible.
What happens if June 11, 18, or 25 falls on a holiday?
If your payment date falls on a federal holiday, the SSA sends the payment on the business day before the holiday. For example, if the second Wednesday of June fell on a holiday (which it does not in 2025), you would receive your payment on Tuesday instead of Wednesday.
Can I change my payment date?
No. Your payment date is determined by your birth date and cannot be changed. If you need your payment on a different day for personal reasons, you can ask your bank to move the funds after they arrive, but the SSA will always send the payment on your assigned date.
Do I need to do anything to receive my June payment?
No. If you are already receiving Social Security benefits, your June payment will arrive automatically on your assigned date. You do not need to take any action unless you want to update your payment method, address, or bank account information.
What if I am receiving both Social Security and SSI?
You receive two separate payments: your Social Security benefit on your assigned Wednesday (June 11, 18, or 25) and your SSI payment on June 3. The amounts are calculated separately and may not be the same each month.