What's happening to Social Security and SSI in June 2025
In June 2025, Social Security and Supplemental Security Income (SSI) will process regular monthly payments on their standard schedule. There is no across-the-board change to payment amounts, may be able to access rules, or how the programs work in June itself. However, if you receive either benefit, you should know about the payment schedule for that month, any cost-of-living adjustments that took effect earlier in the year, and how to report changes that might affect your benefits.
The Social Security Administration (SSA) sends payments according to a fixed calendar based on your birth date or claim type. June payments arrive on specific dates depending on which group you fall into. SSI payments, which are need-based and separate from Social Security retirement or disability, follow their own schedule. Understanding when your payment arrives and what to do if it doesn't is more useful than waiting for a change that may not come.
Key Takeaways
- Social Security retirement and disability payments arrive on the second, third, or fourth Wednesday of each month based on your birth date; SSI payments arrive on the first of the month or the prior business day.
- The 2025 cost-of-living adjustment (COLA) was announced in October 2024 and took effect in January 2025, so your June payment reflects that increase, not a new one.
- If you have a life change in June — a job, marriage, move, or change in income or resources — you must report it to SSA within 10 days for SSI or as soon as possible for other benefits.
- You can check your payment date and amount through your my Social Security account online, by calling 1-800-772-1213, or by visiting a local SSA office.
- If your June payment is late or missing, contact SSA when ready rather than waiting; processing errors can be corrected faster if reported right away.
When Social Security payments arrive in June 2025
Social Security retirement and disability benefits (SSDI) arrive on the second, third, or fourth Wednesday of each month. Your specific date depends on your birth date. If you were born between the 1st and 10th of any month, you receive your payment on the second Wednesday. If born between the 11th and 20th, you get the third Wednesday. If born between the 21st and 31st, you receive the fourth Wednesday.
In June 2025, those payment dates fall on June 11, June 18, and June 25. If a holiday falls on your payment date, SSA sends the payment on the prior business day. You can confirm your exact date by logging into your my Social Security account at ssa.gov, calling 1-800-772-1213, or checking a paper statement if you receive one.
If you receive benefits under a different rule — for example, you claimed before May 1997 or you are a spouse or child on someone else's record — your payment may arrive on the 3rd of the month instead. Ask SSA directly if you are unsure which schedule applies to you.
SSI payment dates and June 2025 timing
Supplemental Security Income (SSI) is a separate program from Social Security retirement and disability. SSI is need-based, meaning your income and resources must fall below set limits. SSI payments arrive on the first of each month, or on the last business day of the prior month if the 1st falls on a weekend or holiday.
In June 2025, the 1st is a Sunday, so SSI payments will arrive on Friday, May 30, 2025. This means your June SSI payment comes at the end of May. This timing can be confusing if you are also receiving Social Security retirement or disability benefits, which arrive mid-month. Keep both dates in mind when budgeting.
SSI recipients should verify their payment date through their my Social Security account or by calling 1-800-772-1213. If you receive SSI and Social Security together, you will see two separate payments on different dates.
The 2025 cost-of-living adjustment and your June payment
In October 2024, the Social Security Administration announced a 2.5 percent cost-of-living adjustment (COLA) for 2025. This increase took effect in January 2025, so your June payment already includes it. You will not see a new COLA in June; the adjustment from January carries through the rest of the year unless Congress changes the program.
The COLA amount varies by person because it is a percentage of your current benefit. If you received $1,500 per month in December 2024, your January 2025 payment increased by about $37.50 (2.5 percent). That higher amount continues in June and beyond. If you did not see an increase in January, contact SSA to find out why — for example, some people's benefits are reduced due to work earnings or other rules, and the COLA may not be visible if those reductions explore.
SSI recipients also received the 2025 COLA. The federal SSI payment amount for 2025 is $943 per month for an individual and $1,415 for a couple, but your actual payment depends on your income and resources. If you live in a state that adds money to the federal SSI amount, your state's COLA may differ from the federal one.
Reporting changes that affect your benefits in June
If something changes in your life during June — you start a job, get married, move, receive an inheritance, or have a change in income or household — you must report it to SSA. The important date depends on which benefit you receive. For SSI, you must report within 10 days. For Social Security retirement or disability, you should report as soon as possible, though the important date is less strict.
Changes you must report include: starting or stopping work, a change in how much you earn, a change in your living situation (moving in with someone, moving out, or paying different rent), a change in marital status, a change in your household composition, receipt of money or property, or a change in your citizenship status.
You can report changes through your my Social Security account, by calling 1-800-772-1213, or by visiting a local SSA office. For SSI, do not wait — the 10-day window is firm, and missing it can result in an overpayment you will have to repay. Keep a record of when you reported the change and to whom.
What to do if your June payment is late or missing
If your payment does not arrive on the expected date, first check your my Social Security account to confirm the payment date and amount. Sometimes a payment is delayed by one or two business days due to banking processing, not an SSA error. If more than two business days have passed since your scheduled payment date, contact SSA.
Call 1-800-772-1213 (TTY 1-800-325-0778) during business hours, Monday through Friday, 7 a.m. to 7 p.m. Eastern time. Have your Social Security number ready. SSA can tell you whether the payment was sent, when it was sent, and where it went. If the payment was sent to your bank but has not appeared, SSA may ask you to contact your bank directly; sometimes a payment is delayed in the banking system rather than by SSA.
If SSA confirms the payment was not sent, ask what caused the delay and when you can expect it. Do not assume the problem will fix itself. The sooner you report it, the sooner SSA can investigate and correct it. Keep notes of the date you called, the time, and the name of the person who helped you.
Checking your payment information online
The fastest way to check your payment date, amount, and history is through your my Social Security account at ssa.gov. You can create an account using your email address and Social Security number. Once logged in, you can view your payment schedule, see when payments were sent, check your earnings record, and update some information.
Your my Social Security account shows your payment date for the current and upcoming months, the amount of each payment, and a history of payments going back several months. If you notice a discrepancy — for example, your payment is smaller than usual or arrives on a different date — you can use this information to decide whether to contact SSA or if the change is expected (such as a reduction due to work earnings).
If you do not have internet access or prefer not to use an online account, you can call 1-800-772-1213 or visit a local SSA office. SSA staff can provide the same information over the phone or in person.
Frequently Asked Questions
Why did my June payment arrive in May?
If you receive SSI, your payment arrives on the 1st of the month or the prior business day. In June 2025, the 1st is a Sunday, so SSI payments arrive on Friday, May 30. This is normal and happens whenever the 1st falls on a weekend or holiday. Social Security retirement and disability payments follow a different schedule based on birth date and arrive mid-month.
Does my June payment include a new cost-of-living adjustment?
No. The 2025 COLA of 2.5 percent took effect in January 2025. Your June payment is the same amount as your May payment unless something else changed, such as a change in your work earnings or a change in your household for SSI. The next COLA, if any, will be announced in October 2025 and take effect in January 2026.
What happens if I start working in June?
You must report your job to SSA. For SSI, you have 10 days. For Social Security retirement or disability, report as soon as possible. Your benefits may not stop when ready, but SSA needs to know because work earnings can reduce your payment. SSI has an earnings exclusion (you can earn some money without a reduction), but Social Security retirement has a different rule called the earnings test. Contact SSA to understand how your specific situation works.
Can I change my payment date or method in June?
You can change how you receive your payment (direct deposit, debit card, or check) through your my Social Security account or by calling 1-800-772-1213. However, you cannot change the date your payment arrives — that is set by your birth date for Social Security retirement and disability, or by the 1st of the month for SSI. Changes to your payment method usually take effect within one or two months.
What if I think my June payment amount is wrong?
Log into your my Social Security account and compare your June payment to previous months. If it is lower, check whether you reported work earnings or a change in your household. If it is higher, SSA may have corrected an earlier error or applied a COLA retroactively. If you cannot explain the difference, call 1-800-772-1213 and ask SSA to review your payment calculation. Have your payment history available when you call.