The third round of June Social Security payments goes out on the fourth Wednesday of the month
Social Security splits payments into three groups based on your birth date. The third group — people born between the 21st and 31st of any month — receives their June payment on the fourth Wednesday of June. In 2024, that date is June 26. The payment amount depends on your age, work history, and the type of benefit you receive (retirement, survivor, or disability).
The Social Security Administration (SSA) uses this staggered schedule so the agency can process payments in manageable batches rather than sending everyone's money on the same day. If you were born on the 21st through the 31st of your birth month, you fall into the third payment group.
Your payment will arrive through whatever method you set up with Social Security: direct deposit to a bank account, a prepaid debit card called the Direct Express card, or a paper check mailed to your address. Direct deposit is the fastest and most find option — the money typically appears in your account by the morning of the payment date.
Key Takeaways
- The third round of June Social Security payments arrives on the fourth Wednesday of June if you were born between the 21st and 31st of any month.
- Your payment method (direct deposit, Direct Express card, or check) determines how quickly you receive the money after the official payment date.
- You can check your exact payment date and amount by logging into your my Social Security account at ssa.gov or calling 1-800-772-1213.
- If you do not receive your payment by the day after the scheduled date, contact Social Security to report the missing payment.
How the three payment groups are divided
Social Security assigns you to one of three payment groups based solely on your birth date — not on when you started receiving benefits or how much you earn. The first group receives payments on the second Wednesday of each month and includes people born between the 1st and 10th. The second group receives payments on the third Wednesday and includes people born between the 11th and 20th. The third group receives payments on the fourth Wednesday and includes people born between the 21st and 31st.
This system has been in place since 1997. It applies to all types of Social Security benefits: retirement benefits, survivor benefits paid to family members of deceased workers, and Supplemental Security Income (SSI) for people with disabilities or limited income. The only exception is SSI recipients who also receive other federal benefits — they may be on a different payment schedule.
Your birth date determines your group for life, so you will always receive your June payment on the same Wednesday each year (though the exact date shifts because June has different numbers of Wednesdays depending on the year).
Checking your payment date and amount before June 26
The most direct way to confirm your June payment date and amount is to log into your my Social Security account at ssa.gov. You will need to create a login using your email address, or you can use a Sign in with Social Security credential if you already have one. Once logged in, you can see your payment history, upcoming payment dates, and the exact amount you will receive.
If you do not have internet access or prefer to speak with someone, you can call the Social Security Administration at 1-800-772-1213. Representatives are available Monday through Friday, 7 a.m. to 7 p.m. Eastern time. Have your Social Security number ready when you call. Wait times are often shorter early in the morning or late in the afternoon.
You can also visit your local Social Security office in person, though this usually requires scheduling an appointment. Find your nearest office by entering your zip code at ssa.gov/locator.
What to do if your payment does not arrive on time
If you use direct deposit and the money does not appear in your account by the morning after the scheduled payment date, contact your bank first. Ask them to check whether the deposit is pending or if there is a hold on the transfer. Banks occasionally delay deposits for security reasons, especially if you recently changed your account information.
If your bank confirms the deposit has not arrived, contact Social Security. Call 1-800-772-1213 or visit your local office. Have your Social Security number, the date you expected the payment, and the amount ready. Social Security can investigate whether the payment was sent and, if it was, trace where it went. If the payment was not sent, they can reissue it.
If you receive payments by Direct Express card or check, delays are more common because these methods rely on mail and card processing networks. Direct Express payments typically arrive within one to two business days of the official payment date. Checks can take five to seven business days depending on your location and your bank's processing time.
How payment amounts are calculated
Your June Social Security payment is based on your Primary Insurance Amount (PIA), which the SSA calculates using your 35 highest-earning years of work. The agency indexes your earnings to account for wage growth over time, then applies a formula that weights earlier earnings less heavily than later ones. The result is your full retirement age benefit amount — the payment you receive if you claim at your full retirement age (which ranges from 66 to 67 depending on your birth year).
If you claimed Social Security before your full retirement age, your payment is reduced by a percentage that depends on how many months early you claimed. If you delayed claiming past your full retirement age, your payment is increased by 8 percent for each year you waited, up to age 70.
If you receive survivor or disability benefits, your payment is calculated differently. Survivor benefits are typically 75 percent of what the deceased worker would have received at full retirement age. Disability benefits are based on your own work record and are calculated the same way as retirement benefits at full retirement age.
Changes to your payment amount in June
Your June payment may differ from previous months if you recently turned 70 (which triggers a recalculation if you delayed claiming), if you returned to work and earned income that affects your benefit, or if you reported a life change to Social Security such as marriage or a change in living situation.
The most common reason for a change is the annual Cost of Living Adjustment (COLA), which takes effect in January each year. This adjustment is not applied mid-year, so your June payment reflects the COLA that was announced in October of the previous year.
If your June payment is significantly different from what you expected, log into your my Social Security account to see if there is an explanation, or call 1-800-772-1213 to ask why the amount changed.
Frequently Asked Questions
What if I was born on June 21 — do I get paid in the third round?
Yes. If you were born on the 21st of any month, you are in the third payment group and receive your June payment on the fourth Wednesday of June. Your birth month does not matter — only the day of the month.
Can I change when I receive my payment?
You cannot change which Wednesday you are assigned to — that is determined by your birth date and does not change. However, you can change your payment method. If you currently receive a check, you can switch to direct deposit or a Direct Express card, which may arrive faster. Contact Social Security at 1-800-772-1213 or log into your my Social Security account to update your payment method.
What happens if June 26 falls on a holiday?
Social Security does not shift payment dates for holidays. If the fourth Wednesday falls on a federal holiday, payments are still processed on that date, though your bank may not post the deposit until the next business day. Check with your bank about their holiday schedule.
Do I need to do anything to receive my June payment?
No. If you are already receiving Social Security benefits, your June payment is automatic. You do not need to contact Social Security or take any action. The payment will arrive on your scheduled date using your current payment method.