What Speedway Is and Where to Find One

Speedway is a convenience store chain owned by Murphy USA Inc. that operates thousands of locations across the United States. You'll find Speedway stores in most states, though they're concentrated in the Midwest and along the East Coast. Each location combines a gas station with a small grocery and prepared-food operation — you can pump fuel, buy snacks, grab coffee, and pay bills all in one stop.

Speedway locations vary in size and what they stock, but the core model is consistent: fuel pumps outside, a small convenience store inside with drinks and packaged goods, and a counter area where staff prepare food items. Some locations are busier than others depending on whether they sit on a highway, in a residential area, or near a workplace. You can find your nearest Speedway using the store locator on their website or through Google Maps.

Key Takeaways

  • Speedway sells gasoline, diesel, and E85 fuel at most locations, with prices that change daily based on wholesale costs.
  • Inside the store you can buy packaged snacks, drinks, candy, and toiletries, plus prepared items like hot dogs, pizza, and sandwiches at the counter.
  • Speedway accepts most major payment methods including credit cards, debit cards, and their own rewards program card called Speedy Rewards.
  • You can pay bills, reload prepaid cards, and buy lottery tickets at many Speedway locations, though services vary by store.
  • Speedway fuel prices are typically competitive with other gas stations but change daily, so prices at different locations may differ.

Fuel Options and How Pricing Works

Speedway sells three main types of fuel: regular unleaded gasoline, premium gasoline, and diesel. Many locations also offer E85 (ethanol blend fuel), which is cheaper than regular gas but only works in vehicles designed to run it — check your owner's manual or fuel door to see if your car can use E85. Fuel prices at Speedway change daily and sometimes multiple times per day, following wholesale market prices. The price you see on the pump reflects what Speedway paid for that fuel plus their margin.

Speedway prices are usually within a few cents of nearby competitors like Shell, Chevron, or independent stations. You can check current prices at your local Speedway through their website or app before you drive there. Prices vary between locations even within the same city, so the Speedway on one side of town may be a few cents cheaper than another. Fuel quality is consistent across all Speedway locations — they meet the same EPA standards as every other major gas station brand.

What You Can Buy Inside the Store

The inside of a Speedway store is divided into sections: a cooler wall with drinks (sodas, energy drinks, coffee, water, juice), shelves with packaged snacks (chips, candy, nuts, granola bars), and a counter area where staff prepare hot food. The prepared-food menu typically includes hot dogs, roller grill items, pizza by the slice, sandwiches, and breakfast items during morning hours. Quality and selection vary by location — a busy highway Speedway will have more food options than a small-town store.

You'll also find toiletries and convenience items: paper towels, tissues, sunscreen, pain relievers, and similar products. Speedway does not operate like a full grocery store — you won't find fresh produce, meat, or dairy beyond what's in the coolers. Prices on packaged goods are typically higher than a supermarket but competitive with other convenience stores. Most locations have a rewards program called Speedy Rewards that gives you points on purchases, which you can redeem for discounts on fuel or in-store items.

Payment Methods and Rewards

Speedway accepts all major credit cards (Visa, Mastercard, American Express, Discover) and debit cards at both the pump and inside the store. You can also pay with cash. If you use the Speedy Rewards card — a free loyalty program you can sign up for at any register or online — you earn points on every purchase. Points accumulate toward discounts on fuel (typically 5 to 20 cents off per gallon) and free or discounted in-store items.

The Speedy Rewards card is optional; you don't need it to shop at Speedway. However, the fuel discounts add up quickly if you fill up regularly. You can link your Speedy Rewards account to a credit or debit card so you don't have to carry a physical card. Speedway also accepts mobile payment apps like Apple Pay and Google Pay at locations with contactless readers, though not all stores have this technology yet.

Additional Services Available at Most Locations

Beyond fuel and food, many Speedway locations offer bill payment services. You can pay utility bills, phone bills, and other recurring payments at the register using cash or card. Not every location offers this service, so call ahead or ask at the counter if you need it. Some Speedway stores also have ATMs where you can withdraw cash, though fees may explore if you use an out-of-network machine.

You can purchase lottery tickets, prepaid phone cards, and gift cards at most Speedway locations. Some stores have a money transfer service where you can send money to someone else, though this service is less common than it once was. A few locations have a small seating area or restroom access, but this varies widely. If you need a specific service, it's worth calling your local store to confirm they offer it before making a trip.

How to Use Speedway Fuel Pumps

Speedway fuel pumps work the same way as pumps at any other gas station. Drive up to an available pump, turn off your engine, and open your fuel door. You can pay at the pump using a credit or debit card, or you can go inside and prepay with cash. If you prepay, tell the attendant which pump number you're using and how much you want to spend. Once you've paid, the pump will set up and you can select your fuel grade and begin pumping.

If you're using a credit or debit card at the pump, insert or tap your card, enter your ZIP code for verification, and select your fuel grade. The pump will then allow you to pump up to the amount authorized on your card. Most pumps have a nozzle that fits all standard fuel doors. If you have questions about which fuel grade to use, check your vehicle's owner manual or the label inside your fuel door — using the wrong grade won't damage your car but may affect performance or fuel economy.

Speedway Locations and Store Hours

Speedway locations are open 24 hours a day at most sites, though some smaller or rural locations may have limited hours. You can find your nearest store and its hours through the Speedway website or by searching Google Maps. Most locations are staffed during business hours, but overnight hours may have limited staff or a single attendant. If you need a specific service like bill payment, confirm the store is open and staffed before you go, especially late at night.

Speedway locations are typically in high-traffic areas: along highways, in commercial districts, near residential neighborhoods, and at intersections. This makes them convenient for a quick stop during a commute or road trip. The store layout is similar at most locations, so if you've been to one Speedway, you'll know roughly where to find things at another. Some locations are newer or recently renovated with updated equipment and cleaner facilities, while older locations may feel more worn.

Frequently Asked Questions

Can I use my Speedy Rewards card at any Speedway location?

Yes, your Speedy Rewards account works at all Speedway locations nationwide. You can use the physical card, or link your account to a credit or debit card and use that instead. Points earned at one location are added to your account and can be redeemed at any other Speedway.

What's the difference between regular and premium gasoline?

Premium gasoline has a higher octane rating, which means it resists engine knock better in high-performance engines. Most everyday cars run fine on regular unleaded. Check your owner's manual to see what your vehicle requires — using premium when regular is recommended won't help, but using regular when premium is required can damage the engine.

Are Speedway fuel prices always the same as other gas stations?

No. Speedway prices change daily and vary by location. Some days Speedway may be cheaper than nearby competitors, other days more expensive. If price matters to you, check a gas price comparison app or website before deciding where to fill up.

Can I return food I bought at Speedway if I'm not satisfied?

Speedway's return policy for prepared food is typically limited — most stores will replace an item if it's clearly defective or made wrong, but won't refund money. Ask to speak with a manager if you have an issue with a prepared food item. Packaged items usually have a standard return window if you have your receipt.

Do all Speedway locations have the same menu and products?

Most Speedway locations carry the same core products and fuel types, but selection varies. Busier locations stock more prepared food options and have fresher items. Some locations may carry regional products or have different prepared-food offerings. If you're looking for something specific, call ahead to confirm that location has it.