What you can do with your subscription right now
You can change your subscription plan, pause it temporarily, or cancel it entirely — all from your account settings. The steps differ slightly depending on whether you pay through the website directly, through Apple, through Google Play, or through another platform. Most changes take effect when ready or at your next billing date, depending on what you change.
This guide walks you through each option and explains what happens to your access and billing when you make each choice.
Key Takeaways
- Subscription changes made before your billing date take effect on that date; changes made after take effect at the next billing cycle.
- Pausing your subscription stops charges but keeps your account and saved content intact, and you can resume at any time.
- Cancellation removes your access when ready, though you keep access through the end of the period you already paid for.
- If you subscribed through Apple, Google Play, or another app store, you must manage the subscription through that platform, not through the All About Finance website.
- Downgrading to a lower plan takes effect on your next billing date and may reduce the content or features you can see.
How to change your plan on the All About Finance website
Log into your account on the All About Finance website and go to your account settings. Select "Subscription" or "Billing" — the exact label depends on your account type. You will see your current plan, your billing date, and a button to change or upgrade your plan.
Click that button and choose the new plan you want. The system will show you the price difference, if any. If you are upgrading mid-cycle, you may see a prorated charge for the remainder of the current period. If you are downgrading, the change takes effect on your next billing date, and you will not receive a refund for the current period.
Confirm the change. You will receive an email confirming the new plan and when it takes effect. Your access updates on your next billing date if you downgraded, or when ready if you upgraded.
How to pause your subscription
Pausing stops your charges without cancelling your account. Your saved articles, notes, and preferences stay in place. You can resume your subscription at any time from the same account settings page.
Go to your account settings and select "Subscription" or "Billing." Look for a "Pause" or "Pause Subscription" button. Click it and choose how long you want to pause — usually 1, 3, or 6 months. You will see when your subscription will automatically resume.
No charge will appear on your next billing date. When your pause period ends, your subscription resumes automatically and you will be charged your regular plan price. If you want to resume before the pause period ends, return to the same settings page and click "Resume."
How to cancel your subscription
Cancellation removes your access to paid content, but you keep access through the end of the period you already paid for. For example, if you cancel on the 15th of a month and your billing date is the 1st, you keep access until the 1st of the next month.
Go to your account settings and select "Subscription" or "Billing." Click "Cancel Subscription" and confirm. You will receive an email confirming the cancellation date. After that date, you will see only free content. Your account itself remains open, so you can resubscribe later if you want.
All About Finance does not issue refunds for partial months or unused time. If you cancel and then want to resubscribe before your access ends, you can do so from the same settings page.
Managing a subscription through Apple, Google Play, or other platforms
If you subscribed through the Apple App Store, Google Play Store, Amazon Appstore, or another platform, you must manage your subscription through that platform, not through the All About Finance website. Changes made on the website will not affect your app store subscription.
For Apple: Open the Settings app on your iPhone or iPad, tap your name, select "Subscriptions," find All About Finance, and tap "Manage." From there you can change your plan, pause, or cancel. On a Mac, open System Settings, click your name, select "Subscriptions," and follow the same steps.
For Google Play: Open the Google Play app on your Android device, tap your profile icon, select "Payments and subscriptions," then "Subscriptions." Find All About Finance and tap it. You can change your plan, pause, or cancel from that screen.
For Amazon: Go to amazon.com, sign in, go to "Your Account," select "Subscriptions," find All About Finance, and click "Manage Subscription." You can change or cancel from there.
Pausing and cancellation work the same way through these platforms as they do on the website: pausing stops charges but keeps your account open, and cancellation removes access after your current period ends.
What happens to your content and account after you cancel
After your subscription ends, you lose access to all paid content and features. Any articles you saved or notes you wrote remain in your account, but you cannot view them until you resubscribe.
Your account itself does not close. You can log back in at any time, see your saved content in your library, and resubscribe to any plan. If you resubscribe, your saved articles and notes will be there waiting for you.
All About Finance keeps your account data for a set period after cancellation. If you want to delete your account entirely — which removes all your data permanently — contact All About Finance support directly.
Billing dates and when changes take effect
Your billing date is the day of the month you were first charged. If you subscribed on the 15th, your billing date is the 15th of every month.
Changes made before your billing date take effect on that date. For example, if your billing date is the 20th and you upgrade on the 18th, you will be charged the new plan price on the 20th. If you downgrade on the 18th, the lower price takes effect on the 20th.
Changes made after your billing date take effect at the next billing cycle. If your billing date is the 20th and you change your plan on the 25th, the change takes effect on the 20th of the next month.
Frequently Asked Questions
Can I get a refund if I cancel mid-month?
No. All About Finance does not issue refunds for partial months or unused time. However, you keep access through the end of the period you already paid for, so you are not losing access when ready.
What happens if I pause my subscription and forget to resume it?
Your subscription will resume automatically on the date you selected when you set up the pause. You will be charged your regular plan price on that date. If you want to extend the pause, go back to your account settings before the resume date and pause again.
Can I change my plan without cancelling and resubscribing?
Yes. Go to your account settings, select your subscription, and click the button to change your plan. You do not need to cancel first. The new plan takes effect on your next billing date if you are downgrading, or when ready if you are upgrading.
If I subscribed through Apple or Google Play, can I manage my subscription on the website instead?
No. App store subscriptions must be managed through the app store where you bought them. Changes made on the All About Finance website will not affect your app store subscription. Log into your Apple, Google, or Amazon account to make any changes.
What if my payment method is declined when my subscription renews?
All About Finance will attempt to charge your payment method on your billing date. If the charge fails, you will receive an email asking you to update your payment information. Your access continues while you fix it, but if payment is not received within a set number of days, your subscription will be paused. Contact All About Finance support if you need help updating your payment method.