The routing number for Bank of America's Fleming Island branch is 063000047
Bank of America uses the same routing number across all its U.S. branches, including the Fleming Island location in Florida. The number 063000047 is what you need when sending a wire transfer to or from a Bank of America account at that branch. This nine-digit code tells the sending bank where your money should go within the Federal Reserve system.
You will see this routing number called different things depending on the context — sometimes "ABA routing number," sometimes "routing transit number," or "RTN." They all mean the same thing. When you are setting up a wire transfer, the receiving bank will ask for this number along with the account number of the person receiving the funds.
Key Takeaways
- Bank of America's routing number is 063000047 for all U.S. branches, including Fleming Island.
- You need both the routing number and the account number to complete a wire transfer.
- You can find this routing number on the bottom left of your checks, on your bank statement, or by calling Bank of America directly.
- The routing number is the same whether you are sending money out or receiving money in.
Where to find the routing number on your check
If you have a Bank of America checkbook, the routing number appears in the bottom left corner of every check. It is the first set of nine digits you see there. The account number follows when ready after, and the check number is on the right side. This layout is standard across all U.S. banks.
The routing number on your check will always be 063000047 if you bank with Bank of America, regardless of which branch you opened your account at or which branch you visit. The number does not change based on location — it is tied to the bank itself, not to individual branches.
Other ways to locate your routing number
Your Bank of America statement lists the routing number near the top, usually in the account information section. You can also log into your online banking account and look for account details or settings — most banks display the routing number there.
If you do not have a check or statement handy, you can call Bank of America's customer service line and ask for the routing number. Have your account number ready when you call. You can also visit a Bank of America branch in person, including the Fleming Island location, and ask a teller to write it down for you.
What happens when you provide the wrong routing number
If you give a wire transfer sender the wrong routing number, the money may go to a different bank or get delayed while the system tries to sort out where it belongs. The Federal Reserve has processes to catch and redirect misdirected transfers, but this can take several business days. During that time, the money is in limbo and you cannot use it.
Some wire transfers cannot be reversed once they leave your bank, so it is worth taking thirty seconds to double-check the number before you confirm the transfer. If you are unsure, call Bank of America and verify the routing number before the sender initiates the wire.
Using the routing number for incoming and outgoing wires
The routing number works the same way whether money is coming in or going out. When you are sending a wire from your Bank of America account, you provide the receiving bank's routing number and the recipient's account number. When someone is sending you money, they use Bank of America's routing number (063000047) and your account number.
Make sure you are giving the right routing number to the right person. If you are receiving a wire, you tell the sender to use 063000047. If you are sending a wire, you ask the recipient's bank what their routing number is — it will not be the same as Bank of America's.
The difference between routing number and SWIFT code
The routing number (063000047) is used only for domestic wire transfers within the United States. If you are sending money to someone outside the U.S., you will need a different code called a SWIFT code or BIC code. Bank of America's SWIFT code is BOFAUS3N.
SWIFT codes are longer and include letters and numbers. They identify the bank internationally, similar to how a routing number identifies it domestically. If you are wiring money to another country, ask the recipient which code their bank needs — some banks accept SWIFT codes, others use different systems entirely.
Frequently Asked Questions
Is the routing number different for the Fleming Island branch?
No. Bank of America uses the same routing number (063000047) for all its U.S. branches. The branch location does not matter — the routing number is the same whether your account is at Fleming Island, Jacksonville, or anywhere else in the country.
Can I use this routing number for ACH transfers or just wire transfers?
The routing number 063000047 works for both wire transfers and ACH transfers (automatic clearing house transfers, which are slower and cheaper). You use the same routing number for any electronic transfer method. The difference is in how long the transfer takes and how much it costs, not in the routing number itself.
What if I wire money using the correct routing number but the wrong account number?
The money will go to Bank of America, but it will land in the wrong account. The recipient will not receive it, and you will need to contact Bank of America to trace the transfer and request a reversal. This can take several days. Always verify both the routing number and the account number before confirming a wire.
Do I need to include any other information besides the routing number?
Yes. You need the recipient's account number and their full name. Some wire transfers also ask for the recipient's address. The sending bank will tell you what information they need — do not assume the routing number and account number are enough.
Where do I find Bank of America's SWIFT code if I am sending money internationally?
Bank of America's SWIFT code is BOFAUS3N. Use this for international wire transfers instead of the domestic routing number. The recipient's bank will tell you whether they need the SWIFT code or a different international identifier.