Chase wire transfer address and routing information

To send a wire transfer to a Chase account, you need two pieces of information: the routing number and the wire address. Chase's routing number for domestic wires is 021000021. The wire address — the physical location where Chase processes incoming wires — is Chase Bank, 270 Park Avenue, New York, NY 10017.

Different Chase locations and account types may have different routing numbers for specific purposes. Before you send money, confirm the routing number with the person receiving the funds or check your own Chase account statement, which lists the routing number for your branch. If you are sending an international wire, you will also need a SWIFT code, which for Chase is CHASUS33 (for US domestic purposes) or a different code depending on the receiving country.

The wire address above is the main processing center for incoming domestic wires. However, if you are sending money from your own Chase account, you typically do not need to enter this address yourself — your Chase banker or the wire transfer form will handle the routing automatically.

Key Takeaways

  • Chase's domestic wire routing number is 021000021, and the wire address is 270 Park Avenue, New York, NY 10017.
  • Always confirm the routing number with the recipient or your account statement before sending, because some Chase accounts or branches may use different numbers.
  • International wires to Chase accounts require the SWIFT code CHASUS33 in addition to the routing number and wire address.
  • When you send a wire from your own Chase account, the bank fills in the routing and address details for you on the wire form.

When you need the routing number versus the wire address

The routing number (021000021) is what you enter on a wire transfer form when you are sending money to a Chase account from another bank. It tells the sending bank's system where to direct the funds. You enter this number in the "receiving bank routing number" field.

The wire address (270 Park Avenue, New York, NY 10017) is the physical mailing address of Chase's wire processing center. Some wire transfer forms ask for this address in addition to the routing number, particularly if you are sending a wire through a smaller bank or credit union that requires more detailed instructions. Larger banks often only ask for the routing number.

If you are sending a wire from your Chase account to another bank, you will not need Chase's routing number or wire address — you will instead provide the receiving bank's routing number and wire address.

How to find your own Chase routing number

If you have a Chase checking or savings account and need to give your routing number to someone sending you money, you can find it in three places: on the bottom left of your checks, in your Chase online banking account under account details, or by calling Chase customer service at 1-800-935-9935.

Your personal routing number may differ from the main wire address routing number depending on which Chase branch you opened your account with and the type of account you hold. Always use the routing number printed on your checks or shown in your online account, not the general wire routing number, when someone is sending you a wire.

International wire transfers to Chase

For wires coming into a Chase account from outside the United States, you will need the SWIFT code in addition to the routing number. Chase's primary SWIFT code is CHASUS33. Some countries or specific Chase branches may have different SWIFT codes, so confirm with the person sending the money or with Chase directly.

The wire address remains the same (270 Park Avenue, New York, NY 10017), but the sending bank will use the SWIFT code to route the wire through international banking networks. International wires typically take three to five business days to arrive, compared to one to two business days for domestic wires.

What information the sender needs from you

If someone is sending you a wire to your Chase account, give them the following information: your full name as it appears on the account, your account number, Chase's routing number (021000021 for domestic wires, or your branch's specific routing number if different), and the wire address if they ask for it. For international wires, also provide the SWIFT code CHASUS33.

Do not share your full account number or routing number with anyone you do not trust, as these can be used to initiate unauthorized transfers. Confirm the sender's identity before providing account details, especially if they contact you unexpectedly.

Wire transfer fees and timing at Chase

Chase charges a fee for outgoing domestic wire transfers, typically between $15 and $30 depending on whether you send the wire online or in person at a branch. Incoming wires to your Chase account are usually free. International outgoing wires cost more, often $40 to $50 or higher.

Domestic wires sent before the cutoff time (usually 2 p.m. Eastern Time on business days) arrive the same day or next business day. Wires sent after the cutoff or on weekends process on the next business day. International wires take longer and may take three to five business days depending on the receiving country and bank.

Frequently Asked Questions

Is 021000021 the routing number for all Chase accounts?

021000021 is Chase's primary routing number for domestic wires and is correct for most accounts. However, some older Chase accounts or accounts opened at specific branches may have different routing numbers. Check your checks or online account to confirm your branch's routing number before sending a wire.

Do I need both the routing number and the wire address?

Most wire transfer forms only require the routing number. The wire address is helpful if the sending bank asks for it or if you are sending through a smaller institution that needs more detailed instructions. When in doubt, provide both.

What is the difference between a routing number and a SWIFT code?

A routing number identifies a specific bank or branch within the United States and is used for domestic transfers. A SWIFT code is an international identifier used for wires crossing borders. For Chase, use 021000021 domestically and CHASUS33 for international wires.

Can I send a wire to Chase using only the wire address?

No. The wire address alone is not enough — you must also provide the routing number. The routing number is what the sending bank's system uses to process the transfer. The wire address is supplementary information that some banks request.

What happens if I use the wrong routing number?

If you use an incorrect routing number, the wire may be delayed, sent to the wrong bank, or rejected. Contact the sending bank when ready if you realize a mistake. They may be able to recall the wire or redirect it before it processes.