Bank of America routing numbers in Florida depend on which branch you use
Bank of America has multiple routing numbers across Florida because the bank operates through different processing centers. The most common routing number for Bank of America accounts opened in Florida is 026009593. However, the correct number for your specific account depends on which branch you opened it at and which processing center handles your account type.
You should verify your exact routing number before sending a wire transfer, because using the wrong one can delay your payment or send it to the wrong place. The safest way to find it is to check your own bank statements or contact Bank of America directly rather than relying on a general number.
Key Takeaways
- The most commonly used Bank of America routing number in Florida is 026009593, but your account may use a different one.
- Your routing number appears on the bottom left of every check you receive from Bank of America.
- You can call Bank of America's customer service or log into your online banking to find your exact routing number.
- Wire transfers require the correct routing number to reach the right account, so verify before you send money.
Where to find your routing number on a check
The easiest way to find your routing number is to look at a check from your Bank of America account. The routing number is the first nine digits printed on the bottom left of the check, before your account number. If you have not received checks yet or do not have one available, you can use other methods to locate it.
The routing number stays the same for all checks from that account, so you only need to find it once. Write it down or save it somewhere you can reference it when you need to set up a wire transfer or provide banking details to someone else.
How to find it through Bank of America online or by phone
Log into your Bank of America account on their website or mobile app and go to the account details or account information section. Most accounts display the routing number alongside your account number in a section labeled "Account Details" or "Account Information." This is the fastest way to confirm your exact routing number without waiting for a check to arrive.
If you prefer to speak with someone, call Bank of America's customer service at 1-800-432-1000. A representative can tell you your routing number over the phone and confirm it is correct for your account type and location. Have your account number or Social Security number ready when you call.
Why different Bank of America accounts may have different routing numbers
Bank of America processes different account types through different centers, which is why checking accounts, savings accounts, and money market accounts may have different routing numbers even if they are at the same branch. Additionally, accounts opened at different times may route through different processing systems.
This is normal and does not mean anything is wrong with your account. It straightforward means the bank's internal systems direct your transactions through different channels. The routing number on your check or in your account details is always the correct one for wire transfers and other transactions tied to that specific account.
What to do if you are sending a wire transfer
Before you initiate a wire transfer to or from your Bank of America account, gather your routing number, your account number, and the recipient's banking information. Double-check that you have the correct routing number by comparing it to what appears on your check or in your online account details.
Wire transfers are permanent once sent, so using the wrong routing number could send your money to an unintended account or delay the transfer while the bank sorts out where it should go. If you are unsure about any detail, contact Bank of America before you send the wire. The few minutes it takes to verify are worth the certainty that your money reaches the right place.
Bank of America routing numbers for other account types
If you have multiple Bank of America accounts in Florida — such as a checking account and a savings account — each one may have its own routing number. Check the statements or account details for each account separately rather than assuming they are the same.
Business accounts, trust accounts, and other specialized account types may also use different routing numbers than personal checking accounts. Always verify the routing number for the specific account you are using for the wire transfer, not just any Bank of America account you happen to have.
Frequently Asked Questions
Is 026009593 the routing number for all Bank of America accounts in Florida?
026009593 is the most common routing number for Bank of America in Florida, but not all accounts use it. Your specific account may use a different routing number depending on when and where you opened it and what type of account it is. Always check your own check or account details to be certain.
Can I use the same routing number for multiple wire transfers?
Yes, if you are sending multiple wire transfers from the same Bank of America account, the routing number stays the same. However, if you are sending from different accounts, each account may have its own routing number, so verify for each one.
What happens if I use the wrong routing number?
The wire transfer may be delayed while the bank tries to locate the correct account, or it could be sent to a different account entirely. Contact Bank of America when ready if you realize you used the wrong routing number. The bank may be able to recall or redirect the transfer, but the sooner you report it, the better your chances.
Do I need a routing number to transfer money between my own Bank of America accounts?
No, transfers between your own Bank of America accounts typically do not require a routing number. You can move money between your accounts through online banking or by calling the bank. A routing number is needed when you are sending money to a different bank or to someone else's account.