US Bank routing numbers are nine-digit codes that identify your specific branch and account type to the banking system
When you send a wire transfer from US Bank, the receiving bank needs your routing number to know which US Bank location to pull the money from. US Bank has different routing numbers depending on which state your account is held in and what type of account you have. The routing number is not the same as your account number — you need both pieces of information to complete a wire.
You can find your routing number on a check, through your online banking portal, by calling US Bank customer service, or by looking it up on the US Bank website. Each method takes a few minutes and gives you the exact nine-digit code you need.
Key Takeaways
- US Bank routing numbers are nine digits and vary by state and account type, so you must confirm which one belongs to your specific account.
- The fastest way to find your routing number is to check a blank check from your account or log into your US Bank online banking portal.
- You can also call US Bank at 1-800-872-2657 and provide your account number to have a representative give you the routing number over the phone.
- The routing number appears on the bottom left of a check, before your account number, and is always nine digits long.
Finding your routing number on a check
The easiest way to locate your routing number is to look at a blank check from your US Bank account. On the bottom left of the check, you will see three sets of numbers separated by colons or special symbols. The first set of nine digits is your routing number.
If you do not have checks or prefer not to use them, this method still works if you have ever received a check from US Bank or have a deposit slip. The routing number is printed in the same location on all US Bank checks and deposit materials.
Looking up your routing number online
Log into your US Bank online banking account and navigate to the account details or account information section. Most accounts display the routing number alongside your account number in a summary view. If you cannot find it in the main account view, look for a section labeled "Account Details," "Wire Transfer Information," or "Routing and Account Numbers."
US Bank also maintains a routing number lookup tool on its website. You can enter your state and account type to receive the correct routing number. This is useful if you have moved or changed account types and are unsure whether your routing number has changed.
Calling US Bank customer service
Call US Bank at 1-800-872-2657 and tell the representative you need your routing number for a wire transfer. Have your account number ready. The representative will confirm your identity and provide the nine-digit routing number within a few minutes.
Customer service is available during standard business hours. If you call outside those hours, you can leave a message or try the online lookup tool instead. Some US Bank branches also allow you to walk in and ask a teller for your routing number in person.
Understanding routing numbers by state
US Bank operates in multiple states, and each state has its own routing number. If your account is held in California, your routing number will differ from an account held in New York or Texas. This is why confirming your specific routing number matters — using the wrong state's routing number can delay or reject your wire transfer.
When you move to a different state or change your account type, your routing number may change. Contact US Bank or check your account details again to confirm the current routing number before sending a wire transfer after any account changes.
What to do if you cannot find your routing number
If you have tried the methods above and still cannot locate your routing number, contact US Bank directly by phone or visit a branch in person. Bring a form of identification and your account number. A representative can provide your routing number and confirm it is correct for your wire transfer.
Do not guess or use a routing number you find online without confirming it matches your specific account. An incorrect routing number can send your money to the wrong bank or delay the transfer by several days while the error is corrected.
Frequently Asked Questions
Is my routing number the same as my account number?
No. Your routing number identifies your US Bank branch or region, while your account number identifies your specific account within that branch. A wire transfer requires both numbers to reach the correct destination.
Can I use the same routing number for all types of wire transfers?
Your routing number depends on your account type and the state where your account is held. Confirm the correct routing number for your specific account before each wire transfer, especially if you have multiple accounts or recently changed account types.
What if I send a wire transfer with the wrong routing number?
The receiving bank may reject the transfer or send it to a different US Bank location. Contact US Bank when ready if you realize you used an incorrect routing number. They can sometimes stop the transfer or redirect it, but delays of several business days are common.
Do I need my routing number to receive a wire transfer?
Yes. The person sending you money needs your US Bank routing number and your account number to complete the wire transfer. Provide both numbers when someone asks where to send you funds.