Chase's SWIFT and BIC codes for wire transfers

Chase uses the same code for both SWIFT and BIC purposes: CHASUS33. This code identifies Chase Bank USA, N.A. as the receiving bank when you send money internationally or when someone sends money to your Chase account from abroad.

The code works the same way whether you're sending a wire out or receiving one in. If you're wiring money from Chase to another country, you'll provide CHASUS33 to your bank. If someone overseas is wiring money to your Chase account, you give them CHASUS33 so their bank knows where to send it.

SWIFT stands for Society for Worldwide Interbank Financial Telecommunication. BIC stands for Bank Identifier Code. In practice, banks and wire services use these terms interchangeably — they refer to the same 8 or 11-character code that routes international payments.

Key Takeaways

  • Chase's SWIFT/BIC code is CHASUS33, and this single code works for all Chase locations and account types in the United States.
  • You need this code when sending money internationally from Chase or when receiving a wire from someone outside the U.S. who is sending to your Chase account.
  • The code alone is not enough to complete a wire — you will also need the recipient's full name, account number, and routing number (for domestic wires) or IBAN (for international wires).
  • Chase will not charge you extra for using the correct SWIFT code, but using an incorrect code can delay or reject your wire transfer.

When you need Chase's SWIFT code

You need CHASUS33 in two situations. First, when you're sending money from your Chase account to someone with a bank account outside the United States. Second, when someone outside the U.S. is sending money to your Chase account and their bank asks for the receiving bank's SWIFT code.

You do not need a SWIFT code for domestic wire transfers within the United States. Domestic wires use the Chase routing number instead, which is different from the SWIFT code. If you're sending money to another U.S. bank account, ask the recipient for their routing number, not their SWIFT code.

Where to enter the SWIFT code when sending a wire

If you're sending an international wire from Chase, you'll enter CHASUS33 in the "sending bank" or "originating bank" field in Chase's wire transfer system. You access this through Chase Online or the Chase mobile app under the Transfers section.

The exact field name varies depending on which Chase platform you use, but it typically appears when you select "International Wire" or "Wire to Foreign Country." Chase's system may auto-fill this code for you, or it may ask you to enter it manually. If you're unsure where to put it, Chase customer service can walk you through the wire form step by step.

If you're using a third-party wire service or money transfer app, that service will have its own form. In those cases, enter CHASUS33 in whatever field asks for the receiving bank's SWIFT or BIC code.

What to provide when someone sends you money internationally

When someone outside the U.S. wants to wire money to your Chase account, give them your full name, your Chase account number, and CHASUS33. They will also need your bank's address, which is the address of the Chase branch where your account is held, or you can provide Chase's main corporate address.

Some international wire forms also ask for an IBAN (International Bank Account Number). Chase accounts in the U.S. do not have IBANs — that system is used primarily in Europe and some other regions. If the sender's bank requires an IBAN and won't accept a U.S. account number, let them know that U.S. banks don't use IBANs, and provide your account number instead.

The sender's bank will use CHASUS33 to route the wire to Chase, and then Chase will use your account number to deposit it into your specific account.

How long international wires take with Chase

An international wire sent to Chase typically arrives within one to three business days, though this depends partly on the sending bank and the countries involved. Chase processes incoming international wires during business hours, Monday through Friday.

If you send a wire from Chase to another country, Chase usually sends it the same business day if you submit it before the cutoff time, which is typically 2 p.m. Eastern Time. After that cutoff, the wire goes out the next business day. The receiving bank then processes it on their end, which can add another one to three days.

Weekends and holidays can extend these timelines. If a wire doesn't arrive when expected, contact Chase to confirm they sent it and ask for the reference number so you can follow up with the receiving bank.

What happens if you use the wrong code

If you enter an incorrect SWIFT code, the wire may be rejected outright, or it may be sent to the wrong bank and then returned to you. Either way, the money does not reach the intended recipient, and the process has to start over.

Some banks will attempt to correct a slightly wrong code if they recognize it, but this is not may provide. The safest approach is to double-check CHASUS33 before you submit any wire. Copy and paste it directly from a reliable source rather than typing it by hand, since even a single letter wrong will cause problems.

If a wire you sent has gone missing or been rejected, contact Chase when ready with the wire reference number. Chase can investigate where the money went and help you resubmit it correctly.

Other Chase codes you might encounter

Chase has different routing numbers for different purposes — one for ACH transfers, one for wire transfers, and one for checks. These are all different from the SWIFT code. The wire transfer routing number is not the same as the SWIFT code, and you should not confuse them.

If you're setting up a wire transfer, Chase will ask you which type of transfer you want to make. Choose "International Wire" if you're sending money outside the U.S., and Chase will guide you to the form that uses the SWIFT code. If you choose "Domestic Wire," you'll use the domestic routing number instead.

Some international wire services also ask for a "bank code" or "clearing code." These are different from SWIFT codes and are specific to certain countries. CHASUS33 is the universal code for Chase in the United States, so use it for any wire involving a Chase account in the U.S., regardless of the destination country.

Frequently Asked Questions

Is CHASUS33 the same for all Chase accounts?

Yes. All Chase Bank USA, N.A. accounts in the United States use CHASUS33. It does not matter which branch you bank at, what type of account you have, or where you live. The code is the same for checking, savings, money market, and other account types.

Can I find Chase's SWIFT code on my debit card or statements?

No. Your debit card and statements show your account number and routing number, but not your SWIFT code. You can find CHASUS33 on Chase's website, by calling Chase customer service, or by searching for "Chase SWIFT code" online. Chase's official website and customer service are the most reliable sources.

Do I need a SWIFT code to receive a domestic wire from another U.S. bank?

No. Domestic wires between U.S. banks use routing numbers, not SWIFT codes. If someone in the U.S. is sending you a wire, give them your Chase routing number and account number. You only need to provide CHASUS33 if the sender is outside the United States.

What if the wire form asks for a SWIFT code but I'm sending money domestically?

You're probably on the wrong form. Go back and select "Domestic Wire" or "Wire Transfer Within the U.S." instead of "International Wire." Domestic wires don't use SWIFT codes. If you're unsure which form to use, contact Chase before submitting anything.

Does Chase charge extra for using the SWIFT code?

No. The SWIFT code itself is free to use. Chase charges a wire transfer fee for sending international wires, but this fee is the same whether you use the SWIFT code or not. The fee covers Chase's processing, not the code. Ask Chase what the current wire transfer fee is, as it can vary.