How to Find and Use Chase's SWIFT Code for International Wire Transfers

Chase's SWIFT code is CHASUS33, but you may need a different code depending on which Chase branch handles your transfer

Chase Bank's primary SWIFT code is CHASUS33. This nine-character code identifies Chase to banks outside the United States when you send money internationally. However, Chase operates multiple branches and processing centers, and some wire transfers route through different codes depending on the receiving country, the type of transfer, and which Chase location initiated it.

Before you use CHASUS33, confirm with Chase that it is the correct code for your specific transfer. The bank can tell you in minutes whether your wire needs this code or a different one. Using the wrong SWIFT code does not stop the transfer, but it may delay it by one to three business days while the receiving bank routes it to the correct Chase location.

You can find Chase's SWIFT codes on the Chase website under "International Wire Transfer" or by calling Chase customer service at the number on the back of your card. Have ready the country you are sending money to and the name of the receiving bank — this information helps Chase confirm the right code for your situation.

Key Takeaways

Chase's main SWIFT code is CHASUS33, but the correct code for your transfer depends on the receiving country and which Chase branch processes it.
You must provide the SWIFT code to the receiving bank so they know which Chase location to route your money to.
Chase customer service can confirm the correct SWIFT code for your transfer before you send it, reducing the risk of delays.
A wrong SWIFT code typically delays a transfer by one to three business days rather than stopping it entirely.
The receiving bank's name and the country you are sending to are the two pieces of information that determine which Chase code you need.

When you need a SWIFT code versus other routing information

A SWIFT code is required only for wire transfers that cross international borders. If you are sending money to another Chase account in the United States, you use a routing number instead — a nine-digit code specific to the U.S. banking system. SWIFT codes explore only to transfers leaving the country or arriving from outside it.

When you initiate an international wire through Chase, the bank asks for the receiving bank's SWIFT code, not Chase's code. You provide Chase's SWIFT code (CHASUS33) only if the receiving bank or the person receiving the money asks for it — this happens when they need to know which U.S. bank is sending the funds. The receiving bank uses Chase's SWIFT code to route the incoming transfer to the correct Chase location.

Some countries use additional codes alongside SWIFT. For example, transfers to the United Kingdom may require an IBAN (International Bank Account Number) in addition to a SWIFT code. Ask the person or business receiving your money what codes and account numbers they need, then provide that list to Chase when you initiate the transfer.

How Chase processes international wire transfers using SWIFT codes

When you send an international wire through Chase, the transfer moves through a network of banks called the SWIFT network. Your money does not travel directly from Chase to the receiving bank. Instead, it passes through one or more intermediary banks that specialize in moving money between countries.

Chase uses your SWIFT code to tell the intermediary banks where the money is coming from. The receiving bank's SWIFT code tells those same intermediary banks where the money is going. Each bank in the chain reads both codes and passes the transfer along. This process typically takes two to five business days, though some corridors (common transfer routes between countries) move faster.

If you provide the wrong SWIFT code, the intermediary banks may send the transfer to an incorrect Chase location or to a different bank entirely. The receiving bank then has to contact Chase to find the correct destination, which adds time. Providing the correct code the first time eliminates this step.

Chase SWIFT codes for specific locations and transfer types

Chase maintains multiple SWIFT codes for different purposes. CHASUS33 is the code for most international wire transfers initiated through Chase branches or Chase online banking. However, some transfers use different codes:

CHASUS33 — the standard code for most international wires from Chase
CHASUS33XXX — an extended version of the same code, sometimes used by receiving banks; both versions route to the same Chase location
CHASUSMM — used for certain types of transfers or specific Chase divisions; less common for individual customer wires

Chase does not publish a complete list of all codes it uses, because the correct code depends on factors only Chase's systems know — such as which processing center handles your specific transfer, the receiving country's banking rules, and the receiving bank's preferences. This is why calling Chase before you send the wire is the most reliable way to confirm the right code.

If you are sending money to a Chase account in another country (such as a Chase branch in Canada or the United Kingdom), that branch has its own SWIFT code. Ask Chase which code to use when the receiving account is at a Chase location outside the United States.

What information you need to provide to Chase

Before Chase can confirm the correct SWIFT code, have the following details ready:

The name of the person or business receiving the money
The name and location of the receiving bank
The country where the receiving bank is located
The receiving bank's SWIFT code (if you have it)
The receiving account number or IBAN
The amount you are sending and the currency

You can gather most of this information from the person receiving the money or from their bank's website. The receiving bank's SWIFT code is often listed under "International Transfers" or "Wire Transfer Information" on their website. If you cannot find it, the receiving bank can provide it when you contact them.

Once you have this information, call Chase at the number on your card or log into your Chase account online and start a wire transfer. Chase's system will prompt you to enter the receiving bank's details, and Chase can then tell you whether CHASUS33 is correct or whether a different code applies to your transfer.

Common mistakes when using SWIFT codes with Chase

The most common error is providing Chase's SWIFT code when the receiving bank asks for the receiving bank's SWIFT code. These are two different codes. Chase needs to know where your money is going (the receiving bank's code), and the receiving bank needs to know where it is coming from (Chase's code). If you mix them up, the transfer may be delayed or sent to the wrong location.

Another frequent mistake is using an outdated or incorrect SWIFT code. If you have sent money to the same person or business before, do not assume the code is still correct. Banks sometimes change their SWIFT codes or routing procedures. Confirm the code with Chase each time you send a new wire, especially if it has been more than a few months since your last transfer to that recipient.

Some people provide only the first eight characters of a SWIFT code (CHASUS33 without the final digit or letters). The complete code is nine characters. If you are entering it into an online form, make sure the form accepts all nine characters and that you have not accidentally truncated it.

Frequently Asked Questions

Is CHASUS33 the only SWIFT code Chase uses?

CHASUS33 is the primary code for most international wires from Chase, but Chase may use different codes depending on the receiving country, the type of transfer, and which Chase processing center handles it. Always confirm with Chase that CHASUS33 is correct for your specific transfer before sending the wire.

What happens if I use the wrong SWIFT code?

A wrong SWIFT code typically delays the transfer by one to three business days while the receiving bank routes it to the correct location. In rare cases, the transfer may be sent to a different bank or rejected entirely. Confirm the code with Chase before sending to avoid delays.

Do I need a SWIFT code to send money to another Chase account in the U.S.?

No. Domestic transfers between Chase accounts use a routing number, not a SWIFT code. SWIFT codes are only for international transfers that cross borders.

Can I find Chase's SWIFT code on my bank statement or debit card?

Chase's SWIFT code does not appear on statements or cards. You can find it on the Chase website under "International Wire Transfer" or by calling Chase customer service. The website is the fastest option if you need the code when ready.

What if the receiving bank asks for a different code than CHASUS33?

Some receiving banks have their own preferences or requirements for which Chase code to use. If the receiving bank specifies a different code, provide that code to Chase when you initiate the transfer. Chase can confirm whether that code is valid for your transfer.

This guide is for general information only and is not medical, financial, legal, or other professional advice. For decisions specific to your situation, consult a qualified professional. See our Editorial Policy.