What McCormick & Schmick's Is and Where to Find It

McCormick & Schmick's is a seafood restaurant chain with locations across the United States. The company operates full-service restaurants that serve fresh fish, shellfish, and other seafood dishes, along with steaks and other entrées. Each location functions as a standalone restaurant rather than a fast-casual counter service, meaning you order at a table and receive a printed receipt at the end of your meal.

The chain has restaurants in major cities and some suburban areas. You can find the current list of locations on their website by entering your zip code. Each restaurant operates independently in terms of staffing and inventory, though they follow the same menu structure and pricing guidelines set by corporate headquarters.

Key Takeaways

  • McCormick & Schmick's is a full-service seafood restaurant where you receive an itemized receipt at the table, which you need for tax deductions or expense reports.
  • If you need a receipt for business purposes, ask your server before leaving — reprinting receipts after you leave requires a call to the restaurant and may take several days.
  • The restaurant accepts major credit cards, debit cards, and cash, and your payment method affects how quickly you can dispute a charge or request a refund.
  • For meal expenses you plan to deduct on your taxes, keep the original receipt showing the date, location, and itemized charges — credit card statements alone are not sufficient documentation.

Getting and Keeping Your Receipt

Your server prints your receipt at the table when you request the check. The receipt shows the date, location, itemized food and beverage charges, tax, tip line, and total. This is the document you need if you plan to deduct the meal as a business expense or need proof of purchase for any reason.

If you leave without your receipt or lose it before you get home, you can call the restaurant directly and ask them to reprint it. Provide your name, the date you dined, and the approximate amount of your bill. The restaurant staff will search their system for your transaction and can email or mail you a copy. This process typically takes one to three business days.

Do not rely on your credit card statement as your only record. The card statement shows only the total amount charged and the merchant name — it does not itemize what you ordered or show the tax separately. The IRS requires the itemized receipt for any meal deduction over $75, and many employers require it for expense reports regardless of amount.

Handling Charges and Refunds

If you notice a charge error on your receipt before you leave, tell your server when ready. They can void the transaction and process a corrected charge at the table. This is the fastest way to fix the problem.

If you discover an error after you leave, contact the restaurant by phone within a few days. Explain the discrepancy and provide your receipt number or the date and approximate time you dined. The restaurant can review the transaction in their system and issue a refund or credit to your original payment method. The time it takes depends on your payment method: debit card refunds typically appear within three to five business days, while credit card refunds may take five to seven business days.

If the restaurant cannot resolve the issue or you believe the charge was unauthorized, contact your bank or credit card company. They can dispute the charge on your behalf and investigate. Provide them with your receipt and a written explanation of the problem. Your bank or card issuer will contact the restaurant and make a information within 30 to 60 days.

Business Meal Deductions and Documentation

If you are self-employed or own a business, meal expenses at McCormick & Schmick's may be deductible on your tax return, but only if the meal meets IRS rules and you keep proper documentation. The IRS allows a deduction for meals that are ordinary and necessary for your business — for example, a meal with a client to discuss a contract, or a meal during a business trip.

You must keep your itemized receipt. Write on the back of the receipt or in a separate log the business purpose of the meal and the names of the people who attended. The receipt alone is not enough; the IRS wants to see that you documented why the meal was a business expense, not a personal one.

As of 2024, you can deduct 50 percent of meal and entertainment expenses for most situations. Some meals — such as those provided to employees as part of a company event — may have different deduction rates. Consult a tax professional or refer to IRS Publication 463 to confirm the deduction rate for your specific situation.

Payment Methods and What Each One Means for Your Records

McCormick & Schmick's accepts Visa, Mastercard, American Express, Discover, debit cards, and cash. Your choice of payment method affects how you document the transaction and how quickly you can dispute it if needed.

If you pay by credit card, your card statement will show the charge, but you still need the itemized receipt from the restaurant for tax or business purposes. If you pay by debit card, the charge comes directly from your bank account, and you have the same protections as a credit card if you dispute it within 60 days. If you pay cash, your receipt is your only proof of the transaction — keep it in a safe place.

For business expense reports, most employers require the itemized receipt regardless of payment method. If your company uses an expense management system, you will typically photograph or scan the receipt and upload it along with the transaction details.

What to Do If You Lose Your Receipt

Call the restaurant directly as soon as you realize the receipt is missing. Have ready the date you dined, the approximate time, your name, and the amount of the bill if you remember it. The staff can search the point-of-sale system by these details and print a duplicate receipt for you.

If the restaurant cannot locate the transaction or you cannot reach them, contact your bank or credit card company. They can provide a transaction history showing the charge, which includes the merchant name, date, and amount. This is not a substitute for the itemized receipt, but it proves the transaction occurred. If you need the itemized receipt for a tax deduction or business report, you may have to contact the restaurant again or explain to your employer or the IRS why you cannot produce it.

Frequently Asked Questions

Can I get a receipt emailed to me instead of printed at the table?

Most McCormick & Schmick's locations can email your receipt if you provide your email address when you pay. Ask your server before they process your payment. If you forget to ask, call the restaurant and provide your email address and transaction details, and they can send it to you.

What if the restaurant charged me twice by mistake?

Call the restaurant when ready and explain what happened. Provide your receipt numbers or the dates and times of both charges. The restaurant can review the transactions and issue a refund to your original payment method. If the restaurant does not respond or denies the duplicate charge, contact your bank or credit card company and file a dispute.

Do I need to keep my receipt if I paid with a credit card?

Yes. Your credit card statement shows only the total amount and the merchant name. If you need to deduct the meal on your taxes or submit it for a business expense report, you must have the itemized receipt showing what you ordered, the tax, and the tip. The card statement alone is not sufficient documentation.

How long does McCormick & Schmick's keep transaction records?

Most restaurants keep point-of-sale records for at least one year. If you need a receipt from a meal you had several months ago, call the restaurant with the date and your name, and they can usually retrieve and reprint it. If the transaction is older than one year, the restaurant may not have the record in their system.

What if I want to deduct a meal but I only have my credit card statement?

Contact the restaurant and request a duplicate itemized receipt. Provide the date, time, and amount of the charge. If the restaurant cannot provide it, write a statement explaining that you dined there on that date for a specific business purpose, and attach your credit card statement as supporting evidence. The IRS may accept this if you cannot produce the original receipt, though having the itemized receipt is always preferable.