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TD Bank Routing Number

Understanding banking details can often be confusing, but it's essential for seamless financial transactions. One common question many people have is: What is the routing number for TD Bank? In this article, we will explore this question in depth, giving you all the information you need about TD Bank routing numbers, how they work, their importance, and where you can find them.

What is a Routing Number?

A routing number is a nine-digit code used in the United States to identify the financial institution involved in a transaction. These numbers, assigned by the American Bankers Association (ABA), enable the operation of transactions like wire transfers, direct deposits, payments, and check processing. Each financial institution has one or more routing numbers associated with them, and they are unique to each bank and state or region of operation.

Why Routing Numbers are Important

  • Identifying Banks: Routing numbers are essential in distinguishing one financial institution from another, ensuring that the money is going to the right place.
  • Facilitating Domestic Transfers: They allow the smooth transfer of funds between accounts within the United States.
  • Ensuring Accuracy: By enabling precise identification, they help prevent errors and delays in processing financial transactions.

TD Bank Routing Numbers

TD Bank, a subsidiary of the Canadian multinational Toronto-Dominion Bank, operates extensively within the United States. Consequently, TD Bank has multiple routing numbers based on geographical locations. Understanding which routing number you need is crucial for your banking activities.

How to Find Your TD Bank Routing Number

There are several ways to locate your TD Bank routing number:

  1. On a Check: The routing number is printed on the bottom-left corner of your check. The sequence is usually a group of three sets of numbers separated by colons or symbols. The first set is the routing number, followed by the account number and the check number.

  2. TD Bank Online Banking: Once logged into your TD Bank online account, you can easily find your routing number by selecting the account you wish to view. The routing number is often displayed alongside your account information.

  3. Bank Statements: Your monthly bank statements, whether paper or electronic, often contain banking details, including the routing number.

  4. Customer Service: TD Bank customer service is always an option. You can reach out via phone or in person, and bank representatives will provide you with the accurate routing number that you need.

  5. TD Bank Mobile App: Like online banking, the TD Bank mobile app also contains your routing information under your account details.

List of TD Bank Routing Numbers by State

State Routing Number
Connecticut 011103093
Maine 211274450
Massachusetts 211370545
New Hampshire 011400071
New Jersey 031201360
New York* 026013673 / 021302567
Pennsylvania 036001808
Rhode Island 211370545
Vermont 011600033
Florida 067014822
Washington, D.C. 054001725
Delaware 031201360
Maryland 054001725
North Carolina 054001725
South Carolina 054001725
Virginia 054001725

*Note: New York has two routing numbers, depending on the specific branch. Always double-check with your local branch.

Special Considerations for TD Bank Routing Numbers

  • Wire Transfers: For international wire transfers, you may need a SWIFT code in addition to the routing number. TD Bank’s SWIFT code is typically NRTHUS33XXX, but it's best to verify with your branch.
  • State-Specific Differences: As mentioned, routing numbers can be state-specific. Always ensure that you're using the right one for your bank’s location to avoid transaction issues.

Common Questions About TD Bank Routing Numbers

What's the Difference Between an ABA Routing Number and a SWIFT Code?

  • ABA Routing Number: Used for transferring funds domestically within the United States.
  • SWIFT Code: Used for international financial transactions between banks.

What Happens If I Use the Wrong Routing Number?

Using an incorrect routing number may lead to funds being sent to the wrong bank or rejected by the receiving bank, delaying the completion of your transaction. Always verify the number before proceeding with transfers.

Ensuring Smooth and Secure Transactions

Ensuring that you use the correct routing number is essential for the accuracy and timeliness of your transactions. Double-checking the numbers before initiating transfers can save you time and prevent complications.

Additional Resources

For further reading and additional resources, consider exploring TD Bank’s official website or visiting a local branch where staff can assist you in finding specific routing information and explaining financial services in detail.

Finally, explore the variety of content on our website to deepen your understanding of personal finance and banking successfully. Whether it's learning about financial planning or understanding bank fees, we have a treasure trove of information available at your fingertips.

Understanding your banking details, especially your routing number, is crucial whether you're setting up a direct deposit, completing a wire transfer, or simply writing checks. Use the information above to ensure that all your transactions go through efficiently and accurately.