Your Essential Guide to Easily Ordering Checks from Truist

In this digital age, it's easy to underestimate the utility of old-fashioned checks. Yet, they remain a steadfast payment method for many, offering a secure alternative to electronic transactions. If you're a Truist customer looking to order checks, you might find the process intimidating if you haven't done it before. Luckily, ordering checks from Truist is straightforward, whether you're doing it online, over the phone, or in person. This guide will walk you through each option, ensuring that you can manage your finances confidently and efficiently.

Why Order Checks?

Before diving into the how-to, it's important to understand why checks still hold value. Checks provide a secure way to transfer money, often allowing more control over when the payee accesses funds. They come in handy for situations where digital transactions aren't feasible, such as paying rent, making large purchases, or supporting small businesses that may prefer checks. Checks also serve as a useful record-keeping tool, providing a tangible paper trail of your expenditures.

Getting Started with Truist Bank

Who is Truist?

If you're new to Truist, you might wonder what makes it unique. Truist Financial Corporation came into existence through the merger of SunTrust Banks and BB&T, making it one of the largest financial institutions in the United States. The bank offers a full range of financial services, including personal banking, loans, mortgages, and investment options, all aimed at helping you manage your financial life with ease.

Pro tip: Before ordering checks, make sure your account details with Truist are current. Ensure your address, phone number, and other relevant information are up to date to avoid any hiccups during the ordering process.

How to Order Checks from Truist

Ordering Online: The Easiest Method

For most Truist customers, ordering checks online is the most convenient method. Here's a simple step-by-step guide:

1. Log in to Your Truist Account:

   • Navigate to the Truist Bank website and log in using your credentials. If you don't have online banking set up, you will need to register first.

2. Access the Checks Ordering Section:

   • Once logged in, find the "Customer Service" or "Account Services" section. There, you'll find an option to "Order Checks."

3. Choose Your Check Style:

   • Truist offers a variety of check designs. You can choose from standard styles meant for business, or colorful designs for personal use.

4. Enter Information:

   • Confirm or provide your account number and routing number, which are necessary for the order. Check that all the pre-filled information is correct.

5. Select Quantity and Shipping:

   • Decide how many checks you need. You can often choose between small or bulk orders. Don't forget to choose the shipping method that suits your timeline and budget.

6. Review and Confirm:

   • Before finalizing, review the details of your order for accuracy. Once confirmed, submit your order.

Ordering Over the Phone

If you prefer speaking with a representative, you can easily order checks by phone:

1. Call Truist Customer Service:

   • Dial the customer services number found on the back of your bank card or the Truist website.

2. Verify Your Identity:

   • Be prepared to answer a few security questions to verify your identity.

3. Place an Order:

   • Inform the representative you wish to order checks. Provide your account number, routing number, and the necessary personal details they require.

4. Review Order Details:

   • The representative will confirm the order details with you, including the check style, quantity, and shipping preferences.

Visiting a Truist Branch

Some customers prefer face-to-face interactions. Visit your local Truist branch to order checks:

1. Visit During Banking Hours:

   • Ensure you visit the branch during customer service hours. It's wise to call ahead and confirm these times.

2. Bring Necessary Identification:

   • Have your account details and a valid ID ready.

3. Speak with a Representative:

   • Explain your request, and the bank staff will assist you in selecting and ordering checks.

4. Confirm the Order:

   • Double-check the order summary before leaving the branch.

Important Considerations When Ordering Checks

Security Features

Security is a major consideration when ordering checks. Ensure that your chosen checks come with several security features such as watermarks, special inks, or micro printed borders, which prevent fraud and tampering.

Costs and Fees

Be aware that ordering checks can come with additional costs. These might include charges for premium designs, expedited shipping, or additional security features. Keep these in mind when placing your order to avoid any surprises.

Personalization

A benefit of ordering checks directly from your bank includes options for personalization. You may wish to have additional security features, your address printed, or unique design elements. These personal touches can make the checks not only a tool of financial management but also a representation of your personal brand or taste.

Managing and Storing Your Checks

Once you've ordered your checks, managing and storing them properly is crucial:

• Keep Checks Secure: Store your checks in a safe, dry place away from prying eyes or potential theft.
• Control Distribution: Only write checks when necessary, and always keep track of whom they were issued to.
• Monitor Transactions: Regularly check your bank statements to keep track of checks that have been cashed and identify any discrepancies.

Alternatives to Checks

While checks can be remarkably useful, there are alternative payment methods if they don't suit your needs:

• Online Banking Bill Pay: Many prefer managing bills through online banking, which offers a digital and often faster alternative to writing checks.
• Electronic Transfers (EFT): This method allows you to transfer money directly from your account to another without using a check.
• Mobile Payment Apps: Options like Zelle, PayPal, or Venmo offer convenient, digital ways to send money instantly.

Choosing the right payment method ultimately depends on your personal preferences and specific situation.

Key Takeaways 🎯

• Multiple Ordering Methods: Choose the method that best suits your needs—online, phone, or in-person.
• Check Security: Ensure that your checks come with robust security features.
• Watch Costs: Be aware of any additional costs related to special designs or shipping options.
• Store Safely: Properly store and manage your checks to prevent unauthorized access or use.

Summary Table: Ordering Checks from Truist

Ordering checks from Truist doesn't have to be a daunting task. By choosing the method that best fits your lifestyle and understanding the nuances involved, you can handle your banking needs proficiently. Whether you prefer digital convenience, phone communication, or face-to-face service, Truist offers flexible options to ensure you have access to essential banking tools like checks. Secure your financial trail, make confident transactions, and embrace the peace of mind that comes with effective account management.